Mastercard (NYSE: MA) issues Q4 and full-year 2025 earnings release

Rhea-AI Filing Summary

Mastercard Incorporated filed a current report describing the release of its financial results for the fourth quarter and full year 2025. The company issued an earnings release on January 29, 2026, and attached this document as Exhibit 99.1.

The earnings information is being furnished rather than filed, meaning it is provided for investors’ information but has different legal status than fully filed financial statements. The report also includes a technical exhibit for the cover page interactive data file.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
_______________________________________

FORM 8-K
_______________________________________

CURRENT REPORT
Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

January 29, 2026

_______________________________________

Mastercard Incorporated

(Exact name of registrant as specified in its charter)

_______________________________________

Delaware

001-32877

13-4172551

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

2000 Purchase Street

10577

Purchase,

NY

(Address of principal executive offices)

(Zip Code)

(914)

249-2000

(Registrant's telephone number, including area code)

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of each exchange of which registered

Class A Common Stock

MA

New York Stock Exchange

2.1% Notes due 2027

MA27

New York Stock Exchange

1.0% Notes due 2029

MA29A

New York Stock Exchange

2.5% Notes due 2030

MA30

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02 Results of Operations and Financial Condition

On January 29, 2026, Mastercard Incorporated issued an earnings release announcing financial results for its fourth quarter and full year 2025.

A copy of the earnings release is attached hereto as Exhibit 99.1. All information in the earnings release is furnished but not filed.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

Exhibit Number			Exhibit Description
99.1			Earnings Release issued by Mastercard Incorporated, dated January 29, 2026
104			Cover Page Interactive Data File - the cover page interactive data file does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MASTERCARD INCORPORATED

Date:

January 29, 2026

By:

/s/ Gina Accordino

Gina Accordino

Corporate Secretary

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FAQ

What did Mastercard (MA) disclose in this 8-K filing?

Mastercard disclosed that it issued an earnings release covering its fourth quarter and full year 2025 results. The filing states that this earnings release, dated January 29, 2026, is attached as Exhibit 99.1 and is being furnished rather than filed.

Which period’s results are covered by Mastercard’s January 29, 2026 earnings release?

The earnings release covers Mastercard’s financial results for the fourth quarter and full year 2025. The 8-K specifies that this single release addresses both the final quarter of 2025 and the complete 2025 fiscal year performance.

How is Mastercard’s 2025 earnings release provided in the 8-K?

The 2025 earnings release is attached as Exhibit 99.1 to the 8-K. The company explains that all information in the earnings release is furnished but not filed, which affects the legal treatment of the disclosed information.

What exhibits are included in this Mastercard (MA) 8-K filing?

The filing includes two exhibits: Exhibit 99.1, which is the earnings release for fourth quarter and full year 2025, and Exhibit 104, which is the cover page interactive data file embedded as Inline XBRL tags in the document.

Who signed Mastercard’s 8-K reporting the 2025 earnings release?

The 8-K was signed on behalf of Mastercard Incorporated by Gina Accordino. She is identified in the document as the company’s Corporate Secretary and executed the report dated January 29, 2026.