Director Steven C. Finch awarded FISI (FISI) common stock in Form 4 filing

Rhea-AI Filing Summary

FINANCIAL INSTITUTIONS INC director Steven C. Finch reported stock awards of common shares. On May 20, 2026, he acquired 391 shares of common stock at $35.10 per share as a grant, leaving him with 1,673 directly held shares in that account.

On the same date, he also received a separate grant of 1,282 common shares at no cost, resulting in 1,282 directly held shares for that position. These are compensation-related awards rather than open-market purchases or sales.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Finch Steven C.

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,282	$0.00	--
Grant/Award	Common Stock	391	$35.10	$14K

Holdings After Transaction: Common Stock — 1,282 shares (Direct, null)

Footnotes (1)

Key Figures

First stock grant: 391 shares of Common Stock Grant price per share: $35.10 per share Shares after first grant: 1,673 shares +2 more

5 metrics

First stock grant 391 shares of Common Stock Grant on May 20, 2026

Grant price per share $35.10 per share Price for 391-share award

Shares after first grant 1,673 shares Directly held following 391-share grant

Second stock grant 1,282 shares of Common Stock No-cost grant on May 20, 2026

Second grant price $0.00 per share Price for 1,282-share equity award

Key Terms

Common Stock, transaction code "A", Grant, award, or other acquisition

3 terms

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

transaction code "A" regulatory

"transaction_code": "A""

Grant, award, or other acquisition regulatory

"transaction_code_description": "Grant, award, or other acquisition""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Finch Steven C.

(Last) (First) (Middle)

C/O 220 LIBERTY STREET

(Street)

WARSAW NEW YORK 14569

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FINANCIAL INSTITUTIONS INC [ FISI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/20/2026		A		1,282	A	$0	1,282	D
Common Stock	05/20/2026		A		391	A	$35.1	1,673	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Sandra L. Byers by Power of Attorney from Steven C. Finch	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did FISI director Steven C. Finch report?

Steven C. Finch reported receiving two stock awards of FINANCIAL INSTITUTIONS INC (FISI) common shares. One grant was 391 shares at $35.10 per share, and another was 1,282 shares at no cost, both classified as compensation-related acquisitions.

How many FISI shares did Steven C. Finch acquire in the latest Form 4?

The Form 4 shows Steven C. Finch acquired 391 FISI common shares in one grant and 1,282 common shares in a second grant. Both are labeled as grants or awards, increasing his directly held common stock positions in the company.

What price was paid for the FISI shares granted to Steven C. Finch?

One stock award to Steven C. Finch was priced at $35.10 per FISI common share for 391 shares. A separate grant of 1,282 common shares carried a price of $0.00 per share, reflecting a no-cost equity award as part of his compensation.

Are Steven C. Finch’s FISI stock grants open-market purchases or sales?

The reported FISI transactions are not open-market trades. Both are coded as “A” for grant, award, or other acquisition, indicating compensation-related stock awards rather than discretionary buying or selling of shares in the open market.

How many FISI shares does Steven C. Finch hold after these grants?

After the 391-share grant at $35.10, one of Steven C. Finch’s direct positions totals 1,673 FISI common shares. Following the 1,282-share no-cost grant, another direct position holds 1,282 shares, as reported in the Form 4 data fields.