Director Kim VanGelder receives 1,282-share award at Financial Institutions (FISI)

Rhea-AI Filing Summary

VanGelder Kim E reported acquisition or exercise transactions in this Form 4 filing.

FINANCIAL INSTITUTIONS INC director Kim E. VanGelder received a grant of 1,282 shares of common stock on May 20, 2026. The award was recorded at a price of $0.00 per share, indicating it was a compensation-related stock grant rather than a market purchase.

Following this grant, VanGelder directly holds a total of 30,356 shares of the company’s common stock. This filing reflects routine equity compensation for a board member, increasing her ownership stake in the company.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider VanGelder Kim E

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,282	$0.00	--

Holdings After Transaction: Common Stock — 30,356 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 1,282 shares Grant price: $0.00 per share Total shares after grant: 30,356 shares

3 metrics

Shares granted 1,282 shares Common Stock grant on May 20, 2026

Grant price $0.00 per share Reported transaction price for equity award

Total shares after grant 30,356 shares Director’s direct holdings following transaction

Key Terms

Common Stock, Grant, award, or other acquisition, Form 4

3 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

VanGelder Kim E

(Last) (First) (Middle)

220 LIBERTY STREET

(Street)

WARSAW NEW YORK 14569

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FINANCIAL INSTITUTIONS INC [ FISI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/20/2026		A		1,282	A	$0	30,356	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	SANDRA L. BYERS By Power of Attorney from Kim E. VanGelder	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Kim E. VanGelder report in this Form 4 for FISI?

Kim E. VanGelder reported receiving a grant of 1,282 shares of Financial Institutions Inc common stock. The shares were awarded at $0.00 per share, indicating a compensation-related equity grant rather than an open-market purchase.

How many FISI shares were granted to director Kim E. VanGelder?

Kim E. VanGelder was granted 1,282 shares of Financial Institutions Inc common stock. This equity award was reported with a transaction code A, described as a grant, award, or other acquisition under the SEC’s Form 4 transaction categories.

What is Kim E. VanGelder’s total FISI shareholding after this grant?

After the 1,282-share grant, Kim E. VanGelder directly holds 30,356 shares of Financial Institutions Inc common stock. This total reflects her direct ownership position following the reported compensation-related equity award on May 20, 2026.

Was Kim E. VanGelder’s FISI transaction a market buy or a compensation grant?

The transaction was a compensation grant, not a market buy. It is coded A on Form 4, described as a grant, award, or other acquisition, with a reported price of $0.00 per share, consistent with stock-based compensation for a director.

Does this FISI Form 4 show any stock sales by Kim E. VanGelder?

No stock sales are reported in this Form 4 for Kim E. VanGelder. The filing shows only one acquisition transaction, a grant of 1,282 shares of common stock, increasing her direct holdings to a total of 30,356 shares.