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Financial Instns Inc Stock Price, News & Analysis

FISI Nasdaq

Welcome to our dedicated page for Financial Instns news (Ticker: FISI), a resource for investors and traders seeking the latest updates and insights on Financial Instns stock.

Financial Institutions, Inc. (NASDAQ: FISI) is a financial holding company whose news flow reflects its activities in commercial banking, consumer banking and wealth management. As the parent of Five Star Bank and Courier Capital, LLC, the company regularly issues updates on earnings, dividends, capital actions and operational developments that are relevant to investors and market watchers.

News about Financial Institutions, Inc. often includes quarterly and annual earnings releases, where the company reports net income, net interest margin, noninterest income, loan and deposit trends, and credit quality metrics. These releases highlight the performance of its commercial banking, consumer banking and wealth management business lines and provide insight into balance sheet management, including loans, deposits, investment securities and borrowings.

The company also announces capital management actions such as private placements of fixed-to-floating rate subordinated notes, intended in part to redeem existing subordinated notes and support regulatory capital, as well as share repurchase programs authorized by its Board of Directors. Regular dividend declarations on common and preferred stock are disclosed through press releases and accompanying Form 8-K filings.

In addition, Financial Institutions, Inc. publishes information about conference calls and webcasts associated with its earnings releases. These announcements specify the timing of calls, access details and the availability of webcasts and replays. Together, these news items provide a detailed view of how the company manages its banking and wealth management operations, capital structure and shareholder returns over time.

Investors and analysts following FISI can use this news stream to monitor financial performance, capital decisions and strategic priorities across the company’s regional banking and wealth management activities.

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Financial Institutions, Inc. (NASDAQ: FISI) will release first-quarter 2026 results for the period ending March 31, 2026, after market close on April 23, 2026. Management will host an earnings conference call and audio webcast on April 24, 2026 at 8:30 a.m. ET.

The call will be led by Martin K. Birmingham, President and CEO, and W. Jack Plants II, CFO and Treasurer. Domestic callers may dial 1-833-470-1428 with access code 416712. A live listen-only webcast and a replay will be available at www.FISI-Investors.com for at least 30 days.

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Financial Institutions (NASDAQ: FISI) will release first-quarter 2026 results for the period ending March 31, 2026, after market close on April 23, 2026. Management will host an earnings call and audio webcast on April 24, 2026 at 8:30 a.m. ET.

The call will be led by Martin K. Birmingham, President and CEO, and W. Jack Plants II, CFO and Treasurer. U.S. dial-in is 1-833-461-5787 (meeting ID 208517337). A live listen-only webcast and a replay will be available on the company investor website for at least 30 days.

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Financial Institutions, Inc. (NASDAQ: FISI) announced a quarterly cash dividend of $0.32 per common share, an increase of $0.01 or 3.2% from the prior quarter. The annualized dividend implies a 3.7% yield based on the $34.43 closing price on February 11, 2026, and reflects a 35% payout ratio of 2025 net income per diluted share.

The company also declared dividends on preferred series: $0.75 for Series A 3% preferred and $2.12 for Series B-1 8.48% preferred. All dividends are payable April 2, 2026 to shareholders of record on March 13, 2026.

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Financial Institutions (NASDAQ: FISI) reported net income available to common shareholders of $19.6 million in Q4 2025 ($0.96 diluted) and $73.4 million for full-year 2025 ($3.61 diluted). Full-year net interest income reached a record $200.0 million and net interest margin expanded to 3.53%. Total loans were $4.66 billion and total deposits were $5.21 billion at year-end. The company completed an $80.0 million subordinated note private placement and repurchased 336,869 common shares in Q4.

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Financial Institutions (NASDAQ: FISI) will release fourth quarter and full year 2025 results after the market closes on January 29, 2026.

Management will host an earnings conference call and audio webcast on January 30, 2026 at 8:30 a.m. Eastern Time, hosted by Martin K. Birmingham, President and Chief Executive Officer, and W. Jack Plants II, Chief Financial Officer and Treasurer.

U.S. participants may dial 1-833-470-1428 and use access code 441553. A live listen-only webcast and a replay will be available at www.FISI-Investors.com for at least 30 days.

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Financial Institutions, Inc. (Nasdaq: FISI) completed a private placement of $80.0 million in fixed-to-floating subordinated notes due December 15, 2035. The Notes pay 6.50% semi-annually until December 15, 2030, then reset quarterly to 3-month SOFR + 312 bps. The company plans to use net proceeds to redeem $65.0 million of outstanding higher-cost debt (carrying ~8.11%–8.17%) and for general corporate purposes. Kroll assigned a BBB- rating and Stable outlook. Management expects the company’s Total Risk-Based Capital ratio to be temporarily elevated by approximately 150 basis points at year-end due to the new issuance.

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Financial Institutions (Nasdaq: FISI) announced that its Board approved a quarterly cash dividend of $0.31 per outstanding common share, approved on November 14, 2025.

The company also declared dividends of $0.75 per share on Series A 3% preferred stock and $2.12 per share on Series B-1 8.48% preferred stock. All dividends are payable January 2, 2026 to shareholders of record on December 15, 2025.

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Financial Institutions (NASDAQ: FISI) reported third quarter 2025 results with net income available to common shareholders of $20.1 million, or $0.99 per diluted share. Net interest margin expanded to 3.65% (up 16 bps linked, 76 bps YoY) and net interest income hit a record $51.8 million. Noninterest income was $12.1 million, up 13.6% sequentially. Total loans rose to $4.59 billion (+1.2% linked, +4.3% YoY) and total deposits were $5.36 billion (+3.9% linked). Return on average assets and equity were 1.32% and 13.31%, respectively. The Board authorized a share repurchase program for up to 1,006,379 shares (~5% of outstanding).

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Financial Institutions (NASDAQ:FISI), parent company of Five Star Bank and Courier Capital, has scheduled its Q3 2025 earnings release for October 23, 2025, after market close.

The company will host an earnings conference call and audio webcast on October 24, 2025, at 8:30 a.m. ET. The presentation will be led by CEO Martin K. Birmingham and CFO W. Jack Plants II. Participants can join via phone using access code 807362 or watch the webcast on the company's investor relations website.

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Financial Institutions Inc (NASDAQ:FISI), parent company of Five Star Bank and Courier Capital, has announced a new share repurchase program authorizing the buyback of up to 1,006,379 shares, representing approximately 5% of outstanding common shares.

The program, effective September 18, 2025, replaces the previous authorization from June 2022. The repurchase can be executed through open market or private transactions, with no expiration date. Management will have discretion over timing and pricing, subject to market conditions and regulatory requirements.

CEO Martin K. Birmingham highlighted that this larger buyback program reflects the Board's confidence following a successful Q4 2024 public equity offering and strong subsequent quarterly earnings.

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FAQ

What is the current stock price of Financial Instns (FISI)?

The current stock price of Financial Instns (FISI) is $32.22 as of April 3, 2026.

What is the market cap of Financial Instns (FISI)?

The market cap of Financial Instns (FISI) is approximately 632.6M.

FISI Rankings

FISI Stock Data

632.61M
19.09M
Banks - Regional
National Commercial Banks
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