STOCK TITAN

Universal Insurance (NYSE: UVE) exec sells 946 shares after RSU vesting

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

Universal Insurance Holdings executive Kimberly D. Campos, the CIO & CAO, reported an RSU vesting and related share movements. On March 27, 2026, 1,251 Restricted Stock Units converted into the same number of common shares at $0.00, with 305 shares withheld at $33.67 to cover taxes. On March 31, 2026, she completed an open-market sale of 946 common shares at $34.12 per share. Following these transactions, she directly holds 7,422 common shares. Footnotes state each RSU represents one share and describe a vesting schedule through March 27, 2027.

Positive

  • None.

Negative

  • None.
Insider Campos Kimberly D
Role CIO & CAO
Sold 946 shs ($32K)
Type Security Shares Price Value
Sale Common Stock 946 $34.12 $32K
Exercise Restricted Stock Units 1,251 $0.00 --
Exercise Common Stock 1,251 $0.00 --
Tax Withholding Common Stock 305 $33.67 $10K
Holdings After Transaction: Common Stock — 7,422 shares (Direct); Restricted Stock Units — 1,251 shares (Direct)
Footnotes (1)
  1. These shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of RSUs on March 27, 2026. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 1,252 shares vested on March 27, 2025; (b) 1,251 shares vested on March 27, 2026; and (c) 1,251 shares vest on March 27, 2027.
Open-market sale 946 shares at $34.12 Common Stock sold on March 31, 2026
Post-transaction holdings 7,422 shares Direct common stock ownership after March 31, 2026 sale
RSUs converted 1,251 RSUs at $0.00 Restricted Stock Units converted to common on March 27, 2026
Tax withholding shares 305 shares at $33.67 Common Stock withheld for tax on March 27, 2026
RSU vesting 2025 1,252 RSUs Vested on March 27, 2025 per schedule
RSU vesting 2027 1,251 RSUs Scheduled to vest on March 27, 2027
Restricted Stock Units financial
"The security title includes "Restricted Stock Units" for a derivative transaction."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
open-market sale financial
"The transaction_action field describes an "open-market sale" of common stock."
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
tax-withholding disposition financial
"One common stock entry is labeled as a "tax-withholding disposition" under transaction_action."
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
vesting financial
"Footnotes state each RSU represents one share, subject to vesting and a multi-year vesting schedule."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
derivative security financial
"An RSU exercise is described as an "Exercise or conversion of derivative security" in the code description."
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Campos Kimberly D

(Last)(First)(Middle)
1110 WEST COMMERCIAL BOULEVARD
SUITE 100

(Street)
FORT LAUDERDALE FLORIDA 33309

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
CIO & CAO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/27/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock03/27/2026M1,251A$08,673D
Common Stock03/27/2026F(1)305D$33.678,368D
Common Stock03/31/2026S946D$34.127,422D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(2)03/27/2026M1,25103/27/2025(3)03/27/2027Common Stock1,251$01,251D
Explanation of Responses:
1. These shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of RSUs on March 27, 2026.
2. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting.
3. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 1,252 shares vested on March 27, 2025; (b) 1,251 shares vested on March 27, 2026; and (c) 1,251 shares vest on March 27, 2027.
Remarks:
/s/ Kimberly D. Campos03/31/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did UVE executive Kimberly D. Campos report?

Kimberly D. Campos reported RSU vesting, a related tax share withholding, and a small open-market sale. 1,251 RSUs converted into common shares, 305 shares were withheld for taxes, and 946 shares were sold, leaving her with 7,422 directly held shares.

How many UVE shares did Kimberly D. Campos sell and at what price?

She executed an open-market sale of 946 shares of Universal Insurance common stock at $34.12 per share. This transaction occurred on March 31, 2026 and was reported as a routine sale under transaction code S for non-derivative common stock.

What RSU activity did UVE disclose for Kimberly D. Campos?

Universal Insurance reported that 1,251 Restricted Stock Units for Kimberly D. Campos converted into the same number of common shares at a $0.00 exercise price. This RSU vesting occurred on March 27, 2026 as part of an ongoing multi-year equity compensation schedule.

How many UVE shares were withheld for Kimberly D. Campos’ taxes?

In connection with the RSU vesting, 305 common shares were withheld to satisfy tax withholding obligations. These shares were valued at $33.67 each and reduced the net number of vested shares delivered directly to Kimberly D. Campos on March 27, 2026.

What is Kimberly D. Campos’ UVE shareholding after these transactions?

After the RSU conversion, tax withholding, and subsequent share sale, Kimberly D. Campos directly holds 7,422 shares of Universal Insurance common stock. This post-transaction balance reflects the net position reported in the Form 4 for her direct ownership only.

How are Kimberly D. Campos’ RSUs in UVE scheduled to vest?

Her RSUs vest over three years, subject to continued employment. According to the disclosure, 1,252 shares vested on March 27, 2025, 1,251 shares vested on March 27, 2026, and another 1,251 shares are scheduled to vest on March 27, 2027.