Welcome to our dedicated page for Universal Ins Hldgs SEC filings (Ticker: UVE), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Universal Insurance Holdings, Inc. (NYSE: UVE) SEC filings page provides access to the company’s regulatory disclosures as a U.S. property and casualty insurance holding company. Universal files annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K with the Securities and Exchange Commission, covering its operations in personal residential homeowners lines of business and related insurance services.
Recent Form 8-K filings for Universal Insurance Holdings include announcements of quarterly financial results, share repurchase authorizations and cash dividends on common stock. Earnings-related 8-Ks incorporate press releases that present GAAP and non-GAAP financial measures, such as total revenues, net income available to common stockholders, core revenue, adjusted net income, diluted adjusted earnings per share, adjusted operating income, adjusted book value per share and adjusted return on common equity. These filings also summarize key underwriting metrics, including direct premiums written, net premiums earned, ceded premium ratio, loss ratio, expense ratio and combined ratio.
Other 8-K filings report Board actions authorizing multi-year share repurchase programs and declaring regular and special cash dividends. These documents describe the size and duration of repurchase authorizations, the intention to conduct repurchases in accordance with Rule 10b-18 under the Securities Exchange Act of 1934 and the company’s insider trading policy, and the per-share amounts of declared dividends.
On this page, Stock Titan pairs Universal’s SEC filings with AI-powered summaries that explain the main points of each document in plain language. Users can quickly see what Universal reported in its latest 10-K or 10-Q, how management describes non-GAAP financial measures and key performance indicators, and what material events are disclosed in 8-Ks. The filings feed updates as new documents are posted to EDGAR, helping investors follow Universal’s financial reporting, reinsurance-related disclosures and capital management decisions without reading every line of each filing.
Universal Insurance Holdings Executive Chairman Sean P. Downes reported open-market sales of a total of 20,000 shares of common stock on April 29, 2026. The shares were sold in three blocks: 11,919 shares at a weighted average price of $39.2466, 5,837 shares at $40.0817, and 2,244 shares at $41.0107, with each block executed across multiple trades within stated price ranges.
After these transactions, Downes directly holds between about 1.19 million shares of Universal Insurance common stock, according to the post-transaction balances reported for each trade. He also reports indirect ownership of 48,000 shares held by his children and 2,000 shares held by his spouse.
Universal Insurance Holdings reported stronger quarterly results, with higher earnings despite flat revenue. Net income rose to $54.3 million from $41.4 million a year earlier, as lower losses and expenses offset modestly lower total revenues of $393.6 million versus $394.9 million. Basic earnings per common share increased to $1.96 from $1.48, and diluted EPS rose to $1.88 from $1.44. Net premiums earned were stable at $356.9 million, while losses and loss adjustment expenses declined to $228.1 million from $250.6 million, improving underwriting results. Operating cash flow remained strong at $154.8 million, and stockholders’ equity increased to $584.7 million, supported by retained earnings, partly offset by an other comprehensive loss tied to investment valuations.
Sean P. Downes reported dispositions of Common stock tied to in-lieu compensation. The filing lists a sale of 20,000 shares on 04/02/2026 described as Lieu Compensation with Raymond James & Associates as broker. The form also records 20,000 shares sold on 03/25/2026 for $691,066.05. The filing names the issuer as UVE and identifies the market as NYSE.
Universal Insurance Holdings will hold its 2026 annual meeting on June 11, 2026, at 9:00 a.m. Eastern in Boca Raton, Florida. Shareholders will vote on electing 12 directors, approving executive pay on an advisory basis, and ratifying Plante & Moran as auditor for 2026.
The Board highlights strong governance, with nine independent directors, a lead independent director, fully independent key committees, stock ownership guidelines and a compensation clawback and anti-hedging policy. Executive pay is heavily performance-based, using net operating ratio, premium growth and long-term equity awards. A one-time 300,000‑share retention grant was awarded to the Executive Chairman in 2025, vesting through 2029, to secure his continued leadership in the company’s complex, vertically integrated Florida homeowners platform.
Universal Insurance Holdings reported stronger first-quarter 2026 results. Net income available to common stockholders rose to $54.3 million, with diluted GAAP EPS of $1.88 and diluted adjusted EPS of $2.00, both up sharply from $1.44 a year earlier.
The combined ratio improved to 89.7% from 95.0% as the net loss ratio fell 6.6 points, while direct premiums written grew 8.5% to $506.5 million. Book value per share increased 39.9% year-over-year to $20.95, and the company repurchased about 210 thousand shares for $7.1 million and declared a $0.16 quarterly dividend. Universal also completed its 2026–2027 reinsurance renewal and secured $352 million of additional multi-year coverage through the 2027–2028 treaty period.
Universal Insurance Holdings, Inc. declared a quarterly cash dividend of $0.16 per share on its common stock. The dividend will be paid on May 15, 2026 to shareholders of record at the close of business on May 8, 2026.
The company will report its first quarter 2026 results after the market closes on April 23, 2026, followed by a conference call on April 24, 2026 at 10:00 a.m. ET to discuss the financial results, with live webcast and replay access via its investor relations website.
Universal Insurance Holdings executive Kimberly D. Campos, the CIO & CAO, reported an RSU vesting and related share movements. On March 27, 2026, 1,251 Restricted Stock Units converted into the same number of common shares at $0.00, with 305 shares withheld at $33.67 to cover taxes. On March 31, 2026, she completed an open-market sale of 946 common shares at $34.12 per share. Following these transactions, she directly holds 7,422 common shares. Footnotes state each RSU represents one share and describe a vesting schedule through March 27, 2027.
Universal Insurance Holdings CEO Stephen Donaghy reported routine equity compensation activity involving restricted stock units and related tax withholding. On March 27, 2026, 14,598 RSUs were exercised into 14,598 shares of common stock at a conversion price of $0.00 per share. To cover tax obligations tied to RSU vesting, 5,745 shares of common stock were withheld on March 27, 2026 at $33.67 per share and 6,286 shares were withheld on March 30, 2026 at $34.16 per share, according to the footnotes. After these transactions, Donaghy directly owns 699,461 shares of common stock. The filing does not show any open-market purchases or sales, only derivative exercise and tax-withholding dispositions.
UNIVERSAL INSURANCE HOLDINGS, INC. CFO Frank Wilcox exercised 2,503 Restricted Stock Units into 2,503 shares of Common Stock on March 27, 2026. To cover related taxes, 610 shares were withheld at $33.67 per share, leaving a net increase of 1,893 shares and total direct holdings of 136,272 shares. The RSU award vests in three annual installments: 2,503 shares on March 27, 2025, 2,503 shares on March 27, 2026, and 2,502 shares scheduled to vest on March 27, 2027, subject to continued employment.