Director’s trust trims Universal Insurance (UVE) stake by 2,000 shares

Filing Impact

(Neutral)

Filing Sentiment

(Negative)

Form Type

Rhea-AI Filing Summary

Universal Insurance Holdings director Richard D. Peterson, through The RDP Revocable Trust dated August 11, 2011, sold 2,000 shares of common stock in an open-market transaction at a weighted average price of $34.1035 per share on March 30, 2026. After this indirect sale, the trust held 6,319 shares, while Peterson also directly owned 19,136 shares.

Insider Trade Summary

Net Seller: 2,000 shares ($68,207)

Net Sell 2 txns

Insider PETERSON RICHARD D

Role Director

Sold 2,000 shs ($68K)

Type	Security	Shares	Price	Value
Sale	Common Stock	2,000	$34.1035	$68K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 6,319 shares (Indirect, By The RDP Revocable Trust dated August 11, 2011); Common Stock — 19,136 shares (Direct)

Footnotes (1)

The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $34.06 to $34.14, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1). The reporting person is the grantor and sole trustee of The RDP Revocable Trust dated August 11, 2011. The reporting person's children are the beneficiaries of the trust.

Key Figures

Shares sold: 2,000 shares Weighted average sale price: $34.1035 per share Indirect holdings after sale: 6,319 shares +3 more

6 metrics

Shares sold 2,000 shares Open-market sale on March 30, 2026

Weighted average sale price $34.1035 per share Common stock sale range $34.06–$34.14

Indirect holdings after sale 6,319 shares Held by The RDP Revocable Trust after transaction

Direct holdings after sale 19,136 shares Directly owned common stock following transaction

Total holdings after sale 25,455 shares Combined direct and indirect UVE common stock

Price range of trades $34.06–$34.14 Multiple transactions within reported sale

Key Terms

weighted average price, open-market sale, indirect ownership, revocable trust, +1 more

5 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

open-market sale financial

"transaction_action": "open-market sale""

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

indirect ownership financial

"ownership_type": "indirect""

revocable trust financial

"The RDP Revocable Trust dated August 11, 2011."

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

beneficiaries financial

"The reporting person's children are the beneficiaries of the trust."

Beneficiaries are the people or organizations designated to receive benefits, such as money or assets, from a financial arrangement like a trust, insurance policy, or retirement plan. They matter to investors because choosing the right beneficiaries ensures that assets are passed on according to their wishes, providing financial security or support to loved ones when needed. Think of beneficiaries as the intended recipients of a gift or inheritance.

Form 4 Insider Transactions: What Each Field Means →

03/31/2026 - 06:02 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PETERSON RICHARD D

(Last)

(First)

(Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE

FLORIDA

33309

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock								19,136	D
Common Stock	03/30/2026		S		2,000	D	$34.1035⁽¹⁾	6,319	I	By The RDP Revocable Trust dated August 11, 2011⁽²⁾

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $34.06 to $34.14, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1).

2. The reporting person is the grantor and sole trustee of The RDP Revocable Trust dated August 11, 2011. The reporting person's children are the beneficiaries of the trust.

Remarks:

	/s/ Richard D. Peterson	03/31/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did UVE director Richard D. Peterson report?

Richard D. Peterson reported an indirect open-market sale of 2,000 Universal Insurance Holdings (UVE) common shares. The sale was executed at a weighted average price of $34.1035 per share, reflecting routine portfolio activity rather than a change in company operations or strategy.

At what price were the UVE shares sold in Richard D. Peterson’s Form 4 filing?

The reported sale used a weighted average price of $34.1035 per UVE share. Footnotes explain the 2,000 shares were sold in multiple trades between $34.06 and $34.14, and detailed trade-level pricing is available on request from the company or regulators.

How many UVE shares does Richard D. Peterson hold after this transaction?

After the reported sale, The RDP Revocable Trust held 6,319 UVE shares indirectly for Richard D. Peterson. He also reported 19,136 UVE shares owned directly, giving a combined reported position of 25,455 common shares following the March 30, 2026 transaction.

Was the UVE insider sale made directly by Richard D. Peterson or through a trust?

The 2,000 UVE shares were sold indirectly through The RDP Revocable Trust dated August 11, 2011. Peterson is the grantor and sole trustee of this trust, while his children are the beneficiaries, so the holdings are reported as indirect ownership on the Form 4 filing.

Does Richard D. Peterson’s Form 4 filing show any UVE option or derivative activity?

The Form 4 data show no derivative transactions for Richard D. Peterson in this report. All activity involves UVE common stock, and the derivative position summary is empty, indicating no option exercises, conversions, or other derivative events in this particular filing.