Universal Insurance Holdings (NYSE: UVE) sets $20M stock buyback plan to 2028

Rhea-AI Filing Summary

Universal Insurance Holdings, Inc. reported that its Board of Directors has authorized a new share repurchase program. Under this authorization, the Company may repurchase up to $20 million of its outstanding common stock through January 8, 2028. This program allows the Company to buy back its own shares over time, which can reduce the number of shares in the market and concentrate ownership among remaining shareholders. Details of the program were also described in a press release referenced as an exhibit.

Insights

Equity Capital Allocation Analyst

UVE authorizes up to $20M in share repurchases through early 2028.

Universal Insurance Holdings, Inc. has authorized a share repurchase program for up to $20 million of its common stock, with a term extending through January 8, 2028. This gives the company flexibility to buy back shares over an extended period rather than committing to an immediate purchase.

The authorization size is stated in dollars rather than share count, so the actual number of shares repurchased will depend on future trading prices and management’s decisions. The filing does not describe funding sources or specific execution timing, leaving those aspects to future discretion.

Investors can look to future company disclosures for updates on how much of the $20 million authorization is actually used and the pace of repurchases during the authorization period ending on January 8, 2028.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

January 7, 2026

Date of Report (Date of earliest event reported)

Universal Insurance Holdings, Inc.

(Exact name of registrant as specified in its charter)

Delaware

001-33251

65-0231984

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (954) 958-1200 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $0.01 Par Value			UVE			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01 Regulation FD Disclosure

On January 7, 2026, Universal Insurance Holdings, Inc. (the “Company”) announced that its Board of Directors authorized a new share repurchase program under which the Company may repurchase up to $20 million of its outstanding shares of common stock through January 8, 2028.

The related press release is attached to this report as Exhibit 99.1 and is incorporated herein by reference.

ITEM 9.01 Financial Statements and Exhibits

(d)Exhibits:

Exhibit Number						Description
99.1						Press Release dated January 7, 2026.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 7, 2026

UNIVERSAL INSURANCE HOLDINGS, INC.

By:

/s/ Stephen J. Donaghy

Name:

Stephen J. Donaghy

Title:

Chief Executive Officer

FAQ

What did Universal Insurance Holdings (UVE) announce in this filing?

Universal Insurance Holdings, Inc. announced that its Board of Directors authorized a new share repurchase program. The program permits the Company to repurchase up to $20 million of its outstanding common stock through January 8, 2028.

How large is the new Universal Insurance Holdings (UVE) share repurchase authorization?

The Board authorized a share repurchase program under which Universal Insurance Holdings, Inc. may buy back up to $20 million of its outstanding common stock.

How long will Universal Insurance Holdings (UVE) be able to repurchase shares under this program?

The share repurchase program is authorized through January 8, 2028, giving Universal Insurance Holdings, Inc. the ability to repurchase shares over that multi-year period.

What type of securities are covered by Universal Insurance Holdings (UVE)'s repurchase program?

The program applies to the Company’s outstanding shares of common stock, which are listed on the New York Stock Exchange under the trading symbol UVE.

Where can investors find more details on Universal Insurance Holdings (UVE)'s buyback program?

Additional information is provided in a press release dated January 7, 2026, which is attached as Exhibit 99.1 and incorporated by reference.

Who signed the Universal Insurance Holdings (UVE) report related to the repurchase authorization?

The report was signed on behalf of Universal Insurance Holdings, Inc. by Stephen J. Donaghy, the Company’s Chief Executive Officer.