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loanDepot (NYSE: LDI) CAO adds shares via RSU and PSU vesting

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

loanDepot, Inc. Chief Accounting Officer Darren Graeler increased his direct equity stake through equity award vesting. On April 15, 2026, he exercised restricted stock units and performance share units covering a total of 21,276 shares of Class A Common Stock. To satisfy tax obligations, 9,762 shares were withheld at $1.55 per share, leaving a net addition of 11,514 shares. Following these transactions, Graeler directly owned 253,453 shares of Class A Common Stock. The footnotes state the remaining RSUs and PSUs are scheduled to vest on April 15, 2027, and that the PSUs were tied to loanDepot achieving one fiscal quarter of positive adjusted net income.

Positive

  • None.

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Insider Graeler Darren
Role Chief Accounting Officer
Type Security Shares Price Value
Exercise Restricted Stock Units 10,638 $0.00 --
Exercise Performance Share Units 10,638 $0.00 --
Exercise Class A Common Stock 10,638 $0.00 --
Tax Withholding Class A Common Stock 4,881 $1.55 $8K
Exercise Class A Common Stock 10,638 $0.00 --
Tax Withholding Class A Common Stock 4,881 $1.55 $8K
Holdings After Transaction: Restricted Stock Units — 10,638 shares (Direct); Performance Share Units — 10,638 shares (Direct); Class A Common Stock — 252,577 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The remaining RSUs are scheduled to vest on April 15, 2027. The PSUs vested on April 15, 2026, and settled on April 16, 2026, due to an administrative processing delay. The tax-withholding price was based on April 15, 2026. Each performance stock unit ("PSU") granted on April 15, 2024, represented a contingent right to receive one share of Class A Common Stock upon LDI achieving one fiscal quarter of positive adjusted net income. The remaining PSUs are scheduled to vest on April 15, 2027.
Shares from award exercises 21,276 shares Class A Common Stock from RSU and PSU exercises on April 15, 2026
Tax-withheld shares 9,762 shares Shares delivered to cover tax liabilities at $1.55 per share
Net shares added 11,514 shares Net increase in directly held Class A Common Stock after withholding
Post-transaction holdings 253,453 shares Direct holdings of Class A Common Stock after Form 4 transactions
Tax-withholding price $1.55 per share Price used to determine number of shares withheld for taxes
RSU final vesting date April 15, 2027 Scheduled vesting date for remaining restricted stock units
PSU grant date April 15, 2024 Grant date of performance stock units tied to positive adjusted net income
Restricted Stock Units financial
"Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
performance stock unit financial
"Each performance stock unit ("PSU") granted on April 15, 2024, represented a contingent right to receive one share of Class A Common Stock..."
A performance stock unit is a type of reward companies give to employees, usually managers, that depends on how well the company performs over time. If the company hits specific goals, the employee earns shares of stock, like earning a prize for reaching certain levels in a game. It motivates employees to work hard because their rewards are tied to the company's success.
tax-withholding price financial
"The tax-withholding price was based on April 15, 2026."
adjusted net income financial
"represented a contingent right to receive one share of Class A Common Stock upon LDI achieving one fiscal quarter of positive adjusted net income."
Adjusted net income is a company's reported profit after removing unusual, one-time, or non-operational items so the number reflects the business’s regular earning power. Investors use it like a cleaned-up scorecard — similar to judging a player’s season performance without a few fluke games — to compare companies or assess trends without being misled by rare gains or losses that won’t affect future cash flow.
Class A Common Stock financial
"one share of Class A Common Stock upon LDI achieving one fiscal quarter..."
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Graeler Darren
(Last)(First)(Middle)
C/O LOANDEPOT, INC.
6561 IRVINE CENTER DRIVE
(Street)
IRVINE CALIFORNIA 92618
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Accounting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/15/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock04/15/2026M10,638A(1)252,577D
Class A Common Stock04/15/2026F4,881D$1.55247,696D
Class A Common Stock04/15/2026(2)M10,638A(3)258,334D
Class A Common Stock04/15/2026(2)F4,881D$1.55253,453D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)04/15/2026M10,638 (1) (1)Class A Common Stock10,638$010,638D
Performance Share Units(3)04/15/2026(2)M10,638 (3) (3)Class A Common Stock10,638$010,638D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The remaining RSUs are scheduled to vest on April 15, 2027.
2. The PSUs vested on April 15, 2026, and settled on April 16, 2026, due to an administrative processing delay. The tax-withholding price was based on April 15, 2026.
3. Each performance stock unit ("PSU") granted on April 15, 2024, represented a contingent right to receive one share of Class A Common Stock upon LDI achieving one fiscal quarter of positive adjusted net income. The remaining PSUs are scheduled to vest on April 15, 2027.
Remarks:
/s/ Greg Smith, as Attorney-in-Fact for Darren Graeler04/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did loanDepot (LDI) insider Darren Graeler report in this Form 4?

Darren Graeler reported vesting and exercise of restricted and performance stock units into Class A Common Stock. These compensation-related awards increased his direct holdings, with some shares withheld to cover tax obligations rather than sold in the open market.

How many loanDepot (LDI) shares did Darren Graeler acquire and withhold for taxes?

Graeler exercised equity awards covering 21,276 shares of Class A Common Stock. Of these, 9,762 shares were used to satisfy tax liabilities at $1.55 per share, resulting in a net increase of 11,514 shares in his directly held position.

What are Darren Graeler’s loanDepot (LDI) holdings after these Form 4 transactions?

After the reported transactions, Graeler directly held 253,453 shares of loanDepot Class A Common Stock. This figure reflects both the shares received from restricted and performance stock unit vesting and the shares withheld to cover associated tax obligations.

Were the loanDepot (LDI) Form 4 transactions open-market buys or sales?

No. The filing shows derivative exercises and tax-withholding dispositions, not open-market trades. Code M entries reflect conversion of RSUs and PSUs into shares, while code F entries represent shares withheld by the company to cover tax liabilities, not discretionary sales.

What performance condition was tied to Darren Graeler’s loanDepot (LDI) PSUs?

Each PSU granted on April 15, 2024, represented a right to one share of Class A Common Stock if loanDepot achieved one fiscal quarter of positive adjusted net income. The filing notes that the remaining PSUs are scheduled to vest on April 15, 2027.

When are the remaining loanDepot (LDI) RSUs and PSUs for Darren Graeler scheduled to vest?

The remaining restricted stock units and performance stock units are scheduled to vest on April 15, 2027. This future vesting date indicates additional potential share deliveries to Graeler, subject to the company’s standard vesting and award terms.