loanDepot (NYSE: LDI) CIO exercises RSUs, gains large new equity awards

Rhea-AI Filing Summary

loanDepot, Inc. Chief Investment Officer Jeffrey Michael DerGurahian reported compensation-related equity activity in Class A Common Stock and units. He exercised 182,482 restricted stock units into the same number of shares, with 46,797 shares withheld at $1.56 per share to cover tax obligations. He also received new grants of 471,698 restricted stock units that vest in three equal annual installments beginning March 16, 2027, and 157,232 performance share units that vest only if the stock reaches specified price levels. Following these transactions, he holds 1,210,380 Class A shares directly and 5,842,969 shares indirectly through CDG Financial LLC, where he is managing member and disclaims beneficial ownership beyond his pecuniary interest.

Insider Trade Summary

182,482 shares exercised/converted

Mixed 6 txns

Insider DerGurahian Jeffrey Michael

Role Chief Investment Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	182,482	$0.00	--
Grant/Award	Performance Share Units	157,232	$0.00	--
Grant/Award	Restricted Stock Units	471,698	$0.00	--
Exercise	Class A Common Stock	182,482	$0.00	--
Tax Withholding	Class A Common Stock	46,797	$1.56	$73K
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 364,964 shares (Direct); Performance Share Units — 157,232 shares (Direct); Class A Common Stock — 1,257,177 shares (Direct); Class A Common Stock — 5,842,969 shares (Indirect, CDG Financial LLC)

Footnotes (1)

1. The restricted stock units ("RSUs") vested on Saturday, March 14, 2026, and were settled on Monday, March 16, 2026. Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vest in three equal annual increments commencing March 14, 2026, the first anniversary of the grant. The Reporting Person is the Managing Member of CDG Financial LLC. The Reporting Person disclaims beneficial ownership of the LDI shares held by CDG Financial LLC except to the extent of his pecuniary interest therein. Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DerGurahian Jeffrey Michael

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Investment Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/16/2026(1)		M		182,482	A	(2)	1,257,177	D
Class A Common Stock	03/16/2026		F		46,797	D	$1.56	1,210,380	D
Class A Common Stock								5,842,969	I	CDG Financial LLC(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	03/16/2026		M			182,482	(2)	(2)	Class A Common Stock	182,482	$0	364,964	D
Performance Share Units	(4)	03/16/2026		A		157,232		(4)	03/16/2029	Class A Common Stock	157,232	$0	157,232	D
Restricted Stock Units	(5)	03/16/2026		A		471,698		(5)	(5)	Class A Common Stock	471,698	$0	471,698	D

Explanation of Responses:

1. The restricted stock units ("RSUs") vested on Saturday, March 14, 2026, and were settled on Monday, March 16, 2026.

2. Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vest in three equal annual increments commencing March 14, 2026, the first anniversary of the grant.

3. The Reporting Person is the Managing Member of CDG Financial LLC. The Reporting Person disclaims beneficial ownership of the LDI shares held by CDG Financial LLC except to the extent of his pecuniary interest therein.

4. Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share.

5. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did loanDepot (LDI) report for its Chief Investment Officer?

Jeffrey Michael DerGurahian exercised restricted stock units and received new equity awards. He converted 182,482 RSUs into shares, had 46,797 shares withheld for taxes, and was granted 471,698 RSUs plus 157,232 performance share units tied to future vesting conditions.

How many loanDepot (LDI) shares does the Chief Investment Officer hold after these Form 4 transactions?

After the reported transactions, he directly holds 1,210,380 Class A shares. The filing also lists 5,842,969 shares held indirectly through CDG Financial LLC, where he is managing member and disclaims beneficial ownership except for his pecuniary interest.

Were the loanDepot (LDI) insider transactions open-market buys or sells?

The transactions were not open-market trades. They reflect an exercise of 182,482 restricted stock units into shares, tax withholding of 46,797 shares at $1.56 per share, and grants of new restricted stock units and performance share units as part of equity compensation.

What new equity awards did loanDepot (LDI) grant to its Chief Investment Officer?

He received 471,698 restricted stock units and 157,232 performance share units. The RSUs vest in three equal annual installments starting March 16, 2027, while the performance share units vest only if loanDepot’s Class A stock reaches specified price per share targets.

How do the new restricted stock units for loanDepot (LDI) vest over time?

The newly granted restricted stock units vest in three equal annual increments. Vesting begins on March 16, 2027, which is the first anniversary of the grant date, and continues annually thereafter, each vesting event delivering Class A Common Stock on settlement.

What does the Form 4 say about CDG Financial LLC’s loanDepot (LDI) holdings?

The filing reports 5,842,969 loanDepot Class A shares held indirectly through CDG Financial LLC. The Chief Investment Officer is the managing member and disclaims beneficial ownership of these shares except to the extent of his pecuniary interest in the entity.