FinWise Bancorp (NASDAQ: FINW) furnishes Q4 2025 results update

Rhea-AI Filing Summary

FinWise Bancorp filed a Form 8-K to furnish its latest financial update. The company attached a press release dated January 29, 2026 reporting financial results for the fiscal quarter ended December 31, 2025 as Exhibit 99.1.

The 8-K also furnishes an investor presentation dated January 2026 as Exhibit 99.2 under Regulation FD, providing additional information for investors. Both exhibits are designated as “furnished,” not “filed,” which limits their use for certain securities law purposes.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  January 29, 2026

FINWISE BANCORP

(Exact name of registrant as specified in its charter)

Utah			001-40721			83-0356689
(State or other jurisdiction of incorporation or organization)			(Commission file number)			(I.R.S. employer identification no.)

756 East Winchester St., Suite 100

84107

Murray,

Utah

(Address of principal executive offices)

(Zip code)

Registrant’s telephone number, including area code:  (801) 501-7200

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.          ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of exchange on which registered
Common Stock, par value $0.001 per share			FINW			The NASDAQ Stock Market LLC

Item 2.02Results of Operations and Financial Condition.

Attached and incorporated herein by reference as Exhibit 99.1 is a copy of the press release of FinWise Bancorp (the "Company"), dated January 29, 2026, reporting the Company's financial results for the fiscal quarter ended December 31, 2025.

The information set forth under this “Item 2.02 Results of Operations and Financial Condition,” including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 7.01Regulation FD Disclosure.

The Company has prepared materials for presentation to investors. A copy of the materials is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. The information set forth under “Item 7.01 Regulation FD Disclosure,” including Exhibit 99.2 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Act of 1934, as amended, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 9.01Financial Statements and Exhibits.

(d)Exhibits

Exhibit No.						Description
99.1						Press Release dated January 29, 2026
99.2						Investor Presentation of FinWise Bancorp dated January 2026 (furnished pursuant to Regulation FD).
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, FinWise Bancorp has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

DATE:  January 29, 2026			FINWISE BANCORP
			/s/ Robert Wahlman
			Robert Wahlman
			Chief Financial Officer and Executive Vice President

FAQ

What does FinWise Bancorp (FINW) disclose in this Form 8-K?

FinWise Bancorp furnishes a press release reporting financial results for the fiscal quarter ended December 31, 2025, and an investor presentation dated January 2026. Both are provided as exhibits for investors seeking more detailed information.

Which financial period does FinWise Bancorp (FINW) cover in the press release?

The press release attached as Exhibit 99.1 reports FinWise Bancorp’s financial results for the fiscal quarter ended December 31, 2025. It is dated January 29, 2026 and is furnished, not filed, for securities law purposes.

What is included in Exhibit 99.2 of FinWise Bancorp’s 8-K?

Exhibit 99.2 is an investor presentation of FinWise Bancorp dated January 2026, furnished pursuant to Regulation FD. It contains materials prepared for presentation to investors and is incorporated into the current report by reference.

Are FinWise Bancorp’s 8-K exhibits considered filed with the SEC?

The company states that the information under Item 2.02 and Item 7.01, including Exhibits 99.1 and 99.2, shall not be deemed filed under Section 18 of the Exchange Act or incorporated into Securities Act filings, unless specifically referenced.

Who signed FinWise Bancorp’s January 29, 2026 Form 8-K?

The Form 8-K was signed on behalf of FinWise Bancorp by Robert Wahlman, who serves as Chief Financial Officer and Executive Vice President. His signature indicates he is the duly authorized officer for this current report.

What securities of FinWise Bancorp (FINW) are listed in the 8-K header?

The filing lists FinWise Bancorp’s common stock, par value $0.001 per share, which trades under the symbol FINW on The NASDAQ Stock Market LLC. This identifies the class of securities registered under Section 12(b).