Welcome to our dedicated page for Finwise Bancorp SEC filings (Ticker: FINW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The FinWise Bancorp Common (FINW) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a NASDAQ-listed Utah bank holding company and parent of FinWise Bank, FinWise uses SEC filings to report financial performance, governance matters and material developments related to its banking and payments activities.
Key documents for FINW include annual reports on Form 10-K, which summarize the company’s business model, risk factors, Strategic Program Lending operations, Credit Enhanced Balance Sheet Program, SBA 7(a) and other lending programs, as well as its payments and BIN sponsorship initiatives. Quarterly reports on Form 10-Q provide interim updates on loan originations, net interest income, non-interest income such as strategic program fees and credit enhancement income, efficiency ratio metrics, and the composition of loans held-for-investment and loans held-for-sale.
FinWise also files current reports on Form 8-K to disclose material events. Recent 8-K filings have furnished earnings press releases for specific quarters and investor presentation materials, and have reported outcomes of the annual meeting of shareholders, including director elections and ratification of the independent registered public accounting firm. These filings help investors follow changes in governance, capital markets activity and financial results between periodic reports.
On this page, Stock Titan combines real-time EDGAR updates with AI-powered summaries that explain the contents of lengthy filings in clear language. Users can quickly identify sections related to strategic program loans, credit enhanced balances, SBA loan sales and servicing, and other topics that drive FinWise’s results. The filings page is also a resource for tracking any insider transaction reports on Form 4 and proxy statements on Schedule 14A, which address executive and director matters and shareholder voting items.
By using this FINW filings hub, investors can review the official regulatory record behind FinWise Bancorp’s banking, lending and payments activities and understand how management describes the company’s performance, risk profile and strategic priorities.
Finwise Bancorp reported that officer Andrew G. Stines acquired 19,072 shares of common stock through a grant or award on March 31, 2026. These shares, priced at $15.73 per share, represent his entire directly held position of 19,072 shares after the transaction.
The award price equals the average closing price of Finwise Bancorp common stock over the fifteen trading days ending the day before the grant date, indicating this was a compensation-related equity grant rather than an open-market purchase.
Weichselbaum Alan reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director Alan Weichselbaum received a grant of 3,179 shares of common stock as compensation. The award was priced at $15.73 per share, based on the average closing price over fifteen trading days before the grant date. After this grant, he directly owns 59,242 shares of Finwise Bancorp common stock.
Ehrlich Susan reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director Susan Ehrlich received a stock grant of 1,589 shares of common stock. The grant was reported at a value of $15.73 per share, based on the average closing price over the fifteen trading days ending the day before the grant date. After this compensation-related award, she directly holds 5,910 shares of Finwise Bancorp common stock. The transaction is classified as a grant or award rather than an open-market purchase.
Reynolds Howard I reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director Reynolds Howard I received a grant of 3,189 shares of common stock on March 31, 2026. The award was priced at $15.73 per share, equal to the average closing price over the fifteen trading days before the grant date.
Following this grant, he holds 41,294 shares directly. The filing also reports indirect ownership of 190,248 shares through CH Sterling Enterprises, LTD.
Nievaard Lisa Ann reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director Lisa Ann Nievaard received an equity grant of 3,179 shares of common stock. The shares were awarded on March 31, 2026 at a reported price of $15.73 per share, which reflects the average closing price over the fifteen trading days before the grant date. Following this award, she directly holds 18,987 shares of Finwise Bancorp common stock.
Finwise Bancorp director Jeana Hutchings received a stock grant of 3,179 shares of common stock on March 31, 2026. The award was recorded at a reference price of $15.73 per share, based on the average closing price over the fifteen trading days ending the day before the grant date.
After this grant, Hutchings directly owns 29,187 shares of Finwise Bancorp common stock. The transaction is classified as a grant, award, or other acquisition, reflecting compensation rather than an open-market purchase.
Giordano James N reported acquisition or exercise transactions in this Form 4 filing.
Finwise Bancorp director James N. Giordano reported a stock award of common shares as part of his compensation. On March 31, 2026, he received 3,179 shares of common stock at a reference price of $15.73 per share, based on the average closing price over fifteen trading days before the grant.
Following this award, Giordano directly holds 399,607 common shares. The filing also shows an additional 2,500 shares held through joint ownership with his spouse, reflecting indirect ownership separate from his direct holdings. This transaction is an equity grant rather than an open-market purchase.
Finwise Bancorp director Gerald Edwin Cunningham reported a stock grant and updated holdings. On March 31, 2026, he received a grant of 3,179 shares of common stock at an average price of $15.73 per share, described as a grant, award, or other acquisition.
Following this grant, his direct ownership rose to 77,129 common shares. He also reported indirect ownership of 84,462 common shares held through the Gerald E. Cunningham Revocable Trust dated September 24, 2007. The grant price reflects the average closing price over the prior fifteen trading days.
FinWise Bancorp filed a Form 8-K to furnish an investor presentation outlining fourth quarter and full-year 2025 results and its fintech-focused banking strategy. For 2025, total operating revenue was $130.7 million, with net income of $16.1 million and diluted earnings per share of $1.13. Return on average assets was 1.9% and return on average equity was 8.9%, while the efficiency ratio improved to 53.8%. Total assets reached $977.1 million and deposits were $754.6 million as of December 31, 2025. Tangible book value per share rose to $14.15. The presentation highlights rapid growth in strategic program and credit enhanced lending to fintech partners, a diversified loan portfolio with significant SBA exposure, and a strong capital position well above regulatory requirements. Management notes higher 4Q25 credit loss provision, including a $1.1 million after-tax impact from refined servicing and administration standards, and emphasizes continued investment in compliance, risk management and payments infrastructure.
FinWise Bancorp reported solid 2025 growth with rising credit costs. Net income increased to $16.1 million from $12.7 million as total loan originations rose to $6.1 billion. Net interest income grew to $72.2 million, though net interest margin slipped to 9.23% from 9.99% as the mix shifted toward lower‑risk, lower‑yield loans.
Total assets expanded 31% to $977.1 million, driven by Strategic Program loans held‑for‑sale, credit‑enhanced Strategic Program loans held‑for‑investment, and higher cash at banks. Deposits grew 38.5% to $754.6 million, largely in time deposits and noninterest‑bearing demand accounts from strategic partners.
Credit performance became a bigger focus. The allowance for credit losses rose from $13.2 million to $36.8 million, reflecting portfolio growth and a sharp increase in credit‑enhanced Strategic Program balances to $108.1 million. Provision expense climbed to $38.6 million, while non‑interest income more than doubled to $58.5 million on higher Strategic Program fees, credit enhancement income and gains on SBA loan sales.