Director at CITIZENS FINANCIAL (NASDAQ: CZFS) receives 88-share stock grant

Rhea-AI Filing Summary

GRAHAM ROGER C JR reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC director Roger C. Graham Jr. received a grant of 88 shares of COMMON CLASS stock on June 15, 2026. The grant was recorded at a price of $0.00 per share, indicating a compensation-related award rather than a market purchase. Following this transaction, Graham directly holds a total of 69,399.9986 shares of the company’s common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider GRAHAM ROGER C JR

Role null

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	88	$0.00	--

Holdings After Transaction: COMMON CLASS — 69,399.999 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 88 shares Grant price per share: $0.00 per share Shares held after transaction: 69,399.9986 shares +1 more

4 metrics

Shares granted 88 shares COMMON CLASS grant on June 15, 2026

Grant price per share $0.00 per share Reported transaction price for the 88-share award

Shares held after transaction 69,399.9986 shares Director’s direct holdings following the grant

Transaction code A Grant, award, or other acquisition of non-derivative securities

Key Terms

Grant, award, or other acquisition, non-derivative, COMMON CLASS, Form 4

4 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

non-derivative financial

"transaction_type: non-derivative"

COMMON CLASS financial

"security_title: COMMON CLASS"

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/16/2026 - 07:28 AM Accepted by SEC EDGAR 06/16/2026 - 07:28 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GRAHAM ROGER C JR

(Last) (First) (Middle)

1281 BRAGUE ROAD

(Street)

CANTON PENNSYLVANIA 17724

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	06/15/2026		A		88	A	$0	69,399.9986	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR ROGER C. GRAHAM, JR. UNDER POWER OF ATTORNEY DATED 08/22/2002	06/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CZFS director Roger C. Graham Jr. report?

Director Roger C. Graham Jr. reported receiving a grant of 88 COMMON CLASS shares in CITIZENS FINANCIAL SERVICES INC. The transaction was coded as a grant, award, or other acquisition (Code A) rather than an open-market trade, indicating a compensation-type award.

Was the CZFS insider transaction a market purchase or a share grant?

The transaction was a share grant, not a market purchase. It is classified as a grant, award, or other acquisition with a reported price of $0.00 per share, which is typical for equity compensation awards rather than open-market buys.

How many CZFS shares does Roger C. Graham Jr. hold after this Form 4?

After this transaction, Roger C. Graham Jr. directly holds 69,399.9986 COMMON CLASS shares of CITIZENS FINANCIAL SERVICES INC. This total includes the 88-share grant reported on the Form 4 and reflects his direct ownership position afterward.

What does transaction code A mean in the CZFS Form 4 filing?

Transaction code A on the Form 4 indicates a grant, award, or other acquisition of securities. In this case, it shows that 88 COMMON CLASS shares of CITIZENS FINANCIAL SERVICES INC were received as a compensation-related award, not bought on the open market.

Is the CZFS insider transaction classified as a buy or sell event?

The transaction is classified as an acquisition, specifically a grant or award, not a buy or sell in the open market. The filing’s transaction summary shows one acquisition and no buy or sell transactions for this event.