Welcome to our dedicated page for Citizens Fincl S SEC filings (Ticker: CZFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citizens Financial Services, Inc. filings document the public disclosures of a Pennsylvania banking company whose common stock trades on the Nasdaq Capital Market under CZFS. Its Form 8-K reports furnish unaudited results of operations and financial condition, investor presentations, Regulation FD materials, dividend and capital commentary, and other material corporate events tied to First Citizens Community Bank.
The company’s proxy and event filings also cover shareholder meeting matters, executive compensation, equity-based compensation plans, director and officer governance, and capital actions such as share repurchase authorization. These records describe the company’s bank holding-company structure, common stock, consolidated operating disclosures, and formal governance approvals.
Citizens Financial Services, Inc. reported several governance and compensation updates. The board appointed John D. Behm, already a director of First Citizens Community Bank, to the company’s board; he will be compensated under existing non-employee director policies and has no related-party transactions requiring disclosure.
The company amended its Supplemental Executive Retirement Plan to grant CFO Stephen J. Guillaume a benefit equal to 10.0% of his highest average annual cash compensation over any three non-consecutive years within the prior ten years of service. The board also finalized 2025 Annual Incentive Plan bonuses: CEO Randall E. Black received $590,601 in cash, with other named executives receiving cash bonuses ranging from $51,571 to $86,884, plus restricted stock awards of approximately $22,100 for Mr. Guillaume and $23,850 for Jeffrey R. White.
After including these awards, total 2025 compensation reported in the Summary Compensation Table is $1,803,244 for Mr. Black, with other named executives between $371,571 and $482,693. The company also disclosed a CEO pay ratio of 36.9, based on median employee annual compensation of $48,896 and CEO/President total compensation of $1,803,244 for 2025.
Citizens Financial Services Inc insider Warren James Croft filed an initial Form 3 reporting existing ownership of 5,111.5950 shares of COMMON CLASS stock held directly. This filing records his current position and does not show any recent share purchases, sales, or option exercises.
CITIZENS FINANCIAL SERVICES INC director John D. Behm reported receiving a grant of 29 shares of COMMON CLASS stock. The award was recorded at a price of $0.00 per share and is classified as a grant or other acquisition. Following this compensation-related award, his direct holdings increased to 13,133.6945 shares.
Hilfiger Janie M reported acquisition or exercise transactions in this Form 4 filing.
Citizens Financial Services Inc. director Janie M. Hilfiger received a grant of 88.0000 shares of COMMON CLASS stock at no cost on June 15, 2026. This non-derivative award is compensation-related, not an open-market purchase, bringing her direct holdings to 3866.7877 shares.
Painter John P II reported acquisition or exercise transactions in this Form 4 filing.
CITIZENS FINANCIAL SERVICES INC director John P. Painter II reported an equity award of 88 shares of COMMON CLASS stock. The shares were granted at a price of $0.0000 per share as a compensation-related award, not an open-market purchase. Following this grant, his directly held position increased to 3,749.9719 shares.
BOWER JOSEPH B JR reported acquisition or exercise transactions in this Form 4 filing.
CITIZENS FINANCIAL SERVICES INC director Joseph B. Bower Jr. received a grant of 88 shares of COMMON CLASS stock. The shares were awarded at a price of $0.00 per share, indicating a compensation-related grant rather than a market purchase. Following this award, he directly holds 2,021 shares of the company’s common stock.
OSBORNE TERRY B reported acquisition or exercise transactions in this Form 4 filing.
Citizens Financial Services Inc. director Terry B. Osborne received a grant of 88 shares of common stock on June 15, 2026. The shares were awarded at a price of $0.00 per share, indicating a compensation-related award rather than an open-market purchase. Following this grant, Osborne directly holds 13,360 common shares.
CITIZENS FINANCIAL SERVICES INC director Mickey L. Jones reported a compensation-related stock award. On 2026-06-15, Jones received an award of 88 shares of COMMON CLASS stock at a stated price of $0.0000 per share, classified as a grant or other acquisition. After this award, his directly held COMMON CLASS shares totaled 14,105. The filing also lists an indirect holding of 880 COMMON CLASS shares attributed to his spouse, reported separately as indirect ownership.
GRAHAM ROGER C JR reported acquisition or exercise transactions in this Form 4 filing.
CITIZENS FINANCIAL SERVICES INC director Roger C. Graham Jr. received a grant of 88 shares of COMMON CLASS stock on June 15, 2026. The grant was recorded at a price of $0.00 per share, indicating a compensation-related award rather than a market purchase. Following this transaction, Graham directly holds a total of 69,399.9986 shares of the company’s common stock.
Freeman Thomas E. reported acquisition or exercise transactions in this Form 4 filing.
CITIZENS FINANCIAL SERVICES INC director Thomas E. Freeman received a stock award of 88 shares of COMMON CLASS on June 15, 2026. The shares were granted at no cash cost to him as part of compensation and are held directly.
After this grant, Freeman directly owns a total of 13,259.4302 COMMON CLASS shares, so the award modestly increases his existing stake in the company rather than representing a market purchase or sale.