Citizens Financial (CZFS) director adds 675 shares in open-market purchase

Rhea-AI Filing Summary

Citizens Financial Services Inc. director John P. Painter II bought additional company stock in an open-market transaction. He purchased 675 shares of COMMON CLASS at a price of $61.00 per share, bringing his directly owned stake to 3,412.0167 shares after the transaction.

Insider Trade Summary

Net Buyer: 675 shares ($41,175)

Net Buy 1 txn

Insider Painter John P II

Role Director

Bought 675 shs ($41K)

Type	Security	Shares	Price	Value
Purchase	COMMON CLASS	675	$61.00	$41K

Holdings After Transaction: COMMON CLASS — 3,412.017 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Painter John P II

(Last) (First) (Middle)

571 HOWLAND HILL ROAD

(Street)

WESTFIELD PA 16950

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	03/06/2026		P		675	A	$61	3,412.0167	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	GINA MARIE BOOR FOR JOHN P. PAINTER II UNDER POWER OF ATTORNEY DATED 02/01/2023	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Citizens Financial Services (CZFS) report?

Citizens Financial Services (CZFS) reported that director John P. Painter II bought 675 COMMON CLASS shares in an open-market purchase at $61.00 per share, increasing his directly owned position to 3,412.0167 shares following the transaction, according to the Form 4 filing details.

Who is the insider buying Citizens Financial Services (CZFS) shares?

The insider is John P. Painter II, a director of Citizens Financial Services Inc. The Form 4 shows he executed an open-market purchase of 675 COMMON CLASS shares at $61.00 each, resulting in total direct ownership of 3,412.0167 shares after the transaction.

How many CZFS shares did director John P. Painter II own after the reported trade?

After the reported trade, director John P. Painter II directly owned 3,412.0167 COMMON CLASS shares of Citizens Financial Services Inc. This followed his open-market purchase of 675 shares at $61.00 per share, as disclosed in the Form 4 insider transaction summary.

Was the Citizens Financial Services (CZFS) insider transaction a purchase or a sale?

The Citizens Financial Services (CZFS) insider transaction was a purchase. Director John P. Painter II bought 675 COMMON CLASS shares in an open-market transaction at $61.00 per share, and there were no reported sales in this Form 4 filing’s transaction summary.

What type of securities did the CZFS director buy in the Form 4 filing?

The CZFS director bought COMMON CLASS shares of Citizens Financial Services Inc. The Form 4 identifies one non-derivative transaction where John P. Painter II acquired 675 COMMON CLASS shares in an open-market purchase at a transaction price of $61.00 per share.