Director Roxanne Page gains 244 ChoiceOne (COFS) shares via grant

Rhea-AI Filing Summary

Director Roxanne M. Page of ChoiceOne Financial Services Inc. received a grant of 244 shares of Common Stock on April 1, 2026 at a reference price of $28.12 per share. This was a grant/award acquisition, not an open-market purchase. Following the grant, she directly owns 7,120.4488 shares and indirectly holds 2,152.7237 shares through an IRA.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Page Roxanne M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	244	$28.12	$7K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 7,120.449 shares (Direct); Common Stock — 2,152.724 shares (Indirect, By IRA)

Footnotes (1)

Key Figures

Share grant size: 244 shares Grant reference price: $28.12 per share Direct holdings after transaction: 7,120.4488 shares +1 more

4 metrics

Share grant size 244 shares Grant of Common Stock on April 1, 2026

Grant reference price $28.12 per share Price reported for the 244-share grant

Direct holdings after transaction 7,120.4488 shares Direct ChoiceOne Common Stock owned after grant

Indirect IRA holdings 2,152.7237 shares Indirect ownership via IRA after reported date

Key Terms

Grant, award, or other acquisition, Common Stock, IRA

3 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

IRA financial

"nature_of_ownership: By IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Page Roxanne M

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		244	A	$28.12	7,120.4488	D
Common Stock								2,152.7237	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Christian D. Rhoades, by Power of Attorney	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did ChoiceOne (COFS) director Roxanne M. Page report in this Form 4?

Roxanne M. Page reported receiving a grant of 244 shares of ChoiceOne Common Stock. The transaction was coded as a grant, award, or other acquisition, reflecting compensation rather than an open-market stock purchase.

How many ChoiceOne (COFS) shares did Roxanne M. Page acquire and at what price?

She acquired 244 shares of ChoiceOne Common Stock at a reported price of $28.12 per share. The filing classifies this as a grant or award, indicating it was part of compensation rather than a market transaction.

What are Roxanne M. Page’s total direct and indirect COFS holdings after the grant?

After the grant, she directly holds 7,120.4488 ChoiceOne shares and indirectly holds 2,152.7237 shares through an IRA. These figures show her combined reported ownership position following the April 1, 2026 grant.

Was the reported ChoiceOne (COFS) transaction a market purchase or a grant?

The transaction was a grant or award acquisition, not an open-market purchase. It is coded with transaction code A, which indicates shares were received as compensation or another non-market acquisition rather than bought on the open market.

How does the Form 4 classify Roxanne M. Page’s IRA holdings in ChoiceOne (COFS)?

The Form 4 shows 2,152.7237 ChoiceOne shares as indirectly owned, with the nature of ownership labeled “By IRA.” This indicates those shares are held through an IRA account rather than directly in her own name.