Director McGinnis of ChoiceOne (COFS) receives 591-share stock grant

Rhea-AI Filing Summary

McGinnis Bradley F. reported acquisition or exercise transactions in this Form 4 filing.

CHOICEONE FINANCIAL SERVICES INC director Bradley F. McGinnis received a grant of 591 shares of Common Stock on April 1, 2026 at a price of $28.12 per share. This compensation-related award increased his direct holdings to 13,730 shares. He also has 15,301 shares reported as indirectly owned through Megawall Corporation.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider McGinnis Bradley F.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	591	$28.12	$17K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 13,730 shares (Direct); Common Stock — 15,301 shares (Indirect, By Megawall Corporation)

Footnotes (1)

Key Figures

Stock grant size: 591 shares Grant price: $28.12 per share Direct holdings after grant: 13,730 shares +1 more

4 metrics

Stock grant size 591 shares Common Stock grant to director on April 1, 2026

Grant price $28.12 per share Reported value for 591-share award

Direct holdings after grant 13,730 shares Common Stock directly owned by McGinnis after transaction

Indirect holdings 15,301 shares Common Stock held indirectly through Megawall Corporation

Key Terms

Common Stock, grant/award acquisition, indirect ownership, Form 4

4 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

grant/award acquisition financial

"transaction_action: "grant/award acquisition""

indirect ownership financial

"ownership_type: "indirect" with nature_of_ownership "By Megawall Corporation""

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McGinnis Bradley F.

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		591	A	$28.12	13,730	D
Common Stock								15,301	I	By Megawall Corporation

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Christian D. Rhoades, by Power of Attorney	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did COFS director Bradley F. McGinnis report in this Form 4 filing?

Bradley F. McGinnis reported receiving a grant of 591 shares of ChoiceOne Financial Services Common Stock. The grant was recorded at $28.12 per share and reflects a compensation-related award, not an open-market purchase or sale of shares.

How many COFS shares does Bradley F. McGinnis hold directly after this grant?

After the April 1, 2026 grant, Bradley F. McGinnis directly holds 13,730 shares of ChoiceOne Financial Services Common Stock. This figure includes the newly awarded 591 shares reported with a transaction code indicating a grant or other acquisition.

What is the price associated with the COFS stock grant to Bradley F. McGinnis?

The 591-share stock grant to Bradley F. McGinnis is recorded at $28.12 per share. This price in the filing reflects the value used for reporting the award rather than an open-market trading price on that date.

Does Bradley F. McGinnis have indirect ownership of COFS shares?

Yes. The filing shows 15,301 shares of ChoiceOne Financial Services Common Stock as indirectly owned by Bradley F. McGinnis. These indirect holdings are reported as being held through Megawall Corporation, separate from his directly owned shares.

Was the COFS transaction a market buy or sell by Bradley F. McGinnis?

No. The reported COFS transaction is coded as a grant or award acquisition, not a market buy or sell. It reflects compensation in the form of stock, increasing his holdings without an open-market transaction.