ChoiceOne (NASDAQ: COFS) director awarded 244 shares of common stock

Rhea-AI Filing Summary

Wendling Michelle M reported acquisition or exercise transactions in this Form 4 filing.

CHOICEONE FINANCIAL SERVICES INC director Michelle M. Wendling reported a compensation-related stock award. She received 244 shares of common stock on April 1, 2026 at a reference price of $28.12 per share. After this grant, she directly owns 7,275 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Wendling Michelle M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	244	$28.12	$7K

Holdings After Transaction: Common Stock — 7,275 shares (Direct)

Footnotes (1)

Key Figures

Shares granted: 244 shares Grant price: $28.12 per share Shares owned after grant: 7,275 shares

3 metrics

Shares granted 244 shares Common Stock grant on April 1, 2026

Grant price $28.12 per share Reported transaction price for the stock award

Shares owned after grant 7,275 shares Total direct common stock holdings following transaction

Key Terms

Grant, award, or other acquisition, Common Stock, Form 4

3 terms

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition"

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wendling Michelle M

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		244	A	$28.12	7,275	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Christian D. Rhoades, by Power of Attorney	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did COFS director Michelle Wendling report?

Director Michelle M. Wendling reported receiving a grant of 244 shares of ChoiceOne Financial Services common stock. The Form 4 shows this as a compensation-related award rather than an open-market purchase, increasing her direct ownership position in the company.

Was the COFS Form 4 transaction a stock purchase or a grant?

The COFS Form 4 shows a stock grant, not an open-market purchase. The transaction code "A" indicates a grant, award, or other acquisition, meaning the 244 common shares were received as compensation rather than bought in the market.

How many COFS shares does Michelle Wendling own after this grant?

After receiving the 244-share grant, Michelle M. Wendling directly owns 7,275 shares of ChoiceOne Financial Services common stock. This total reflects her position following the reported transaction and is shown in the Form 4 as her direct ownership.

What was the reference price for the COFS shares granted to Michelle Wendling?

The Form 4 lists a reference price of $28.12 per share for the 244 common shares granted to Michelle Wendling. This figure reflects the transaction price used for reporting purposes, common in equity awards, rather than an open-market trade price.

Does the COFS Form 4 show any stock sales by Michelle Wendling?

The COFS Form 4 does not show any stock sales by Michelle Wendling. It reports only one acquisition transaction: a grant of 244 common shares coded as a grant or award, with no corresponding dispositions or open-market sales disclosed.