ChoiceOne (NASDAQ: COFS) secretary adds 500 shares in open-market buy

Rhea-AI Filing Summary

CHOICEONE FINANCIAL SERVICES INC officer Greenland Adom, who serves as Secretary, reported an open-market purchase of 500 shares of common stock on March 12, 2026 at a weighted average price of $27.40 per share, through an IRA held as an indirect ownership.

After this transaction, indirect holdings in the IRA rose to 3,690.134 shares, while direct ownership stood at 16,421.4702 shares of common stock. A footnote explains that Column 5 also reflects the acquisition of 607.7595 shares under the Employee Stock Purchase Plan and 348.3836 shares from reinvested cash dividends.

Insider Trade Summary

Net Buyer: 500 shares ($13,700)

Net Buy 2 txns

Insider Greenland Adom

Role Secretary

Bought 500 shs ($14K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	500	$27.40	$14K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 3,690.134 shares (Indirect, IRA); Common Stock — 16,421.47 shares (Direct)

Footnotes (1)

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $27.26 to $27.55, inclusive. The reporting person undertakes to provide to ChoiceOne Financial Services, Inc., any security holder of ChoiceOne Financial Services, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in this footnote to this Form 4. Column 5 reflects the acquisition of 607.7595 shares under the ChoiceOne Financial Services, Inc. Employee Stock Purchase Plan and 348.3836 shares from the reinvestment of cash dividends.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Greenland Adom

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MI 49345

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Secretary

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/12/2026		P		500	A	$27.4(1)	3,690.134	I	IRA
Common Stock								16,421.4702(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $27.26 to $27.55, inclusive. The reporting person undertakes to provide to ChoiceOne Financial Services, Inc., any security holder of ChoiceOne Financial Services, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in this footnote to this Form 4.

2. Column 5 reflects the acquisition of 607.7595 shares under the ChoiceOne Financial Services, Inc. Employee Stock Purchase Plan and 348.3836 shares from the reinvestment of cash dividends.

	/s/ Christian D. Rhoades, as Power of Attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did COFS officer Greenland Adom report?

Greenland Adom reported buying 500 shares of ChoiceOne Financial Services common stock. The open-market purchase occurred on March 12, 2026, at a weighted average price of $27.40 per share, increasing his indirect IRA ownership to 3,690.134 shares while maintaining sizable direct holdings.

At what price did Greenland Adom buy COFS shares in this Form 4?

He bought 500 COFS shares at a weighted average price of $27.40. A footnote notes the trades occurred in multiple transactions, with prices ranging between $27.26 and $27.55 per share, all aggregated into the reported average transaction price.

How many COFS shares does Greenland Adom own after the reported transaction?

After the transaction, Greenland Adom holds 3,690.134 COFS shares indirectly in an IRA and 16,421.4702 shares directly. These totals include additional shares acquired through the Employee Stock Purchase Plan and dividend reinvestment, as described in the Form 4 footnotes.

What role does Greenland Adom hold at ChoiceOne Financial Services (COFS)?

In this filing, Greenland Adom is identified as an officer of ChoiceOne Financial Services with the title Secretary. This role designation helps investors understand the level of seniority and potential access to company information associated with the reported insider transaction.

How were additional COFS shares acquired through plans and dividends?

A footnote states Column 5 includes 607.7595 shares acquired under the Employee Stock Purchase Plan and 348.3836 shares from reinvested cash dividends. These plan-related and dividend reinvestment shares supplement Greenland Adom’s direct ownership beyond the 500-share open-market purchase.