AppTech Payments (NASDAQ: APCX) director buys 29,606 shares in open market

Rhea-AI Filing Summary

AppTech Payments Corp. director Albert L. Lord reported an open-market purchase of common stock. On March 4, 2026, he bought 29,606 shares at a weighted average price of $0.3235 per share, in multiple trades priced between $0.3100 and $0.3300. Following these transactions, he directly holds 3,300,000 common shares.

Insider Trade Summary

Net Buyer: 29,606 shares ($9,578)

Net Buy 1 txn

Insider LORD ALBERT L

Role Director

Bought 29,606 shs ($10K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	29,606	$0.3235	$10K

Holdings After Transaction: Common Stock — 3,300,000 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LORD ALBERT L

(Last) (First) (Middle)

5876 OWENS AVE., SUITE 100

(Street)

CARLSBAD CA 92008

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AppTech Payments Corp. [ APCX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/04/2026		P		29,606	A	$0.3235(1)	3,300,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3100 to $0.3300, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (1) to this Form 4.

	/s/ Albert L. Lord	03/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did APCX report on this Form 4?

AppTech Payments Corp. reported that director Albert L. Lord completed an open-market purchase of common stock. He acquired 29,606 shares of AppTech Payments Corp. common stock in transactions dated March 4, 2026, as disclosed in the Form 4 filing.

How many AppTech Payments Corp. (APCX) shares did Albert L. Lord buy?

Albert L. Lord bought 29,606 shares of AppTech Payments Corp. common stock. These purchases were reported as a single aggregated amount on Form 4, representing multiple open-market transactions executed on March 4, 2026, at different prices within a stated range.

At what price range were the APCX shares purchased by Albert L. Lord?

The shares were purchased at prices ranging from $0.3100 to $0.3300 per share. The Form 4 states a weighted average purchase price of $0.3235 per share for the 29,606 common shares acquired in multiple open-market transactions on March 4, 2026.

What is Albert L. Lord’s total APCX ownership after this transaction?

After the reported purchases, Albert L. Lord directly owns 3,300,000 shares of AppTech Payments Corp. common stock. This post-transaction amount is disclosed in the Form 4 as the total number of common shares held following the March 4, 2026 open-market transactions.

Was Albert L. Lord’s APCX stock purchase reported as direct or indirect ownership?

The Form 4 classifies Albert L. Lord’s ownership as direct. The transaction is marked with an ownership code of “D” for direct, indicating the 3,300,000 shares reported after the purchase are held directly rather than through an intermediary entity.

How does the Form 4 describe the nature of Albert L. Lord’s APCX transaction?

The transaction is described as an open-market purchase of common stock. The Form 4 uses transaction code “P” and notes it as a purchase in open market or private transaction, reflecting the acquisition of 29,606 AppTech Payments Corp. common shares on March 4, 2026.