AppTech Payments Corp. (APCX) director buys 150,000 shares in market

Rhea-AI Filing Summary

AppTech Payments Corp. director Lord Albert L reported buying a total of 150,000 shares of common stock in three open-market purchases. He acquired 50,000 shares on each of February 24, 25, and 26, 2026 at weighted average prices of $0.3150, $0.3674, and $0.3384 per share. Following these transactions, his directly held stake increased to 3,170,394 common shares.

Insider Trade Summary

Net Buyer: 150,000 shares ($51,040)

Net Buy 3 txns

Insider LORD ALBERT L

Role Director

Bought 150,000 shs ($51K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	50,000	$0.3384	$17K
Purchase	Common Stock	50,000	$0.3674	$18K
Purchase	Common Stock	50,000	$0.315	$16K

Holdings After Transaction: Common Stock — 3,170,394 shares (Direct)

Footnotes (1)

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3300 to $0.3765, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (1) to this Form 4. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3200 to $0.3700, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (2) to this Form 4.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LORD ALBERT L

(Last) (First) (Middle)

5876 OWENS AVE., SUITE 100

(Street)

CARLSBAD CA 92008

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AppTech Payments Corp. [ APCX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		P		50,000	A	$0.315	3,070,394	D
Common Stock	02/25/2026		P		50,000	A	$0.3674(1)	3,120,394	D
Common Stock	02/26/2026		P		50,000	A	$0.3384(2)	3,170,394	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3300 to $0.3765, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (1) to this Form 4.

2. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3200 to $0.3700, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (2) to this Form 4.

	/s/ Albert L. Lord	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did AppTech Payments Corp. (APCX) disclose in this Form 4?

AppTech Payments Corp. disclosed that director Lord Albert L bought 150,000 common shares in open-market transactions. The purchases occurred over three days, increasing his direct ownership to 3,170,394 shares, signaling a larger personal stake in the company’s equity.

How many AppTech Payments Corp. (APCX) shares did the director buy and on which dates?

Lord Albert L purchased 150,000 AppTech Payments Corp. shares in total. He bought 50,000 shares on each of February 24, 25, and 26, 2026, spreading his open-market accumulation over three consecutive trading days at different weighted average prices.

What prices did Lord Albert L pay for APCX stock in his recent purchases?

The director paid weighted average prices of $0.3150, $0.3674, and $0.3384 per share for his three 50,000-share purchases. Footnotes indicate these were executed through multiple trades within specified intraday price ranges for the reported transactions.

What is Lord Albert L’s total AppTech Payments Corp. (APCX) ownership after these trades?

After the reported purchases, Lord Albert L directly owns 3,170,394 AppTech Payments Corp. common shares. This total reflects the addition of 150,000 shares acquired across three open-market transactions, as detailed in the Form 4 insider ownership table.

Were the recent APCX insider transactions open-market purchases or another type?

The transactions were open-market purchases of common stock, coded as “P” on the Form 4. Each entry is described as a purchase in open market or private transaction, rather than option exercises, gifts, or other non-market-related equity movements.