AppTech Payments Corp. (APCX) director buys 100,000 shares in open market

Rhea-AI Filing Summary

AppTech Payments Corp. director Lord Albert L reported open-market purchases of company common stock. He bought 50,000 shares on February 27, 2026 at a weighted average price of $0.3158 per share and another 50,000 shares on March 2, 2026 at a weighted average price of $0.3112 per share. After these transactions, he directly owns 3,270,394 common shares. The footnotes explain that each reported price is a weighted average for multiple trades within price ranges of $0.3050–$0.3500 and $0.2950–$0.3250, and that full trade-by-trade details are available on request.

Insider Trade Summary

Net Buyer: 100,000 shares ($31,350)

Net Buy 2 txns

Insider LORD ALBERT L

Role Director

Bought 100,000 shs ($31K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	50,000	$0.3112	$16K
Purchase	Common Stock	50,000	$0.3158	$16K

Holdings After Transaction: Common Stock — 3,270,394 shares (Direct)

Footnotes (1)

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3050 to $0.3500, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (1) to this Form 4. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.2950 to $0.3250, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (2) to this Form 4.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LORD ALBERT L

(Last) (First) (Middle)

5876 OWENS AVE., SUITE 100

(Street)

CARLSBAD CA 92008

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AppTech Payments Corp. [ APCX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/27/2026		P		50,000	A	$0.3158(1)	3,220,394	D
Common Stock	03/02/2026		P		50,000	A	$0.3112(2)	3,270,394	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3050 to $0.3500, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (1) to this Form 4.

2. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.2950 to $0.3250, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (2) to this Form 4.

	/s/ Albert L. Lord	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did AppTech Payments Corp. (APCX) report on this Form 4?

The Form 4 reports that director Lord Albert L bought a total of 100,000 AppTech Payments Corp. common shares in two open-market transactions. Each transaction involved 50,000 shares purchased on February 27, 2026 and March 2, 2026, respectively.

At what prices did the AppTech Payments Corp. (APCX) director buy shares?

The director reported weighted average purchase prices of $0.3158 per share on February 27, 2026 and $0.3112 per share on March 2, 2026. Footnotes state each price represents multiple trades across ranges of $0.3050–$0.3500 and $0.2950–$0.3250, inclusive.

How many AppTech Payments Corp. (APCX) shares does Lord Albert L own after these trades?

Following the reported purchases, Lord Albert L directly owns 3,270,394 AppTech Payments Corp. common shares. The Form 4 lists this total share amount in the “shares beneficially owned following reported transaction” column for the March 2, 2026 transaction, reflecting cumulative holdings after both disclosed buys.

Were the AppTech Payments Corp. (APCX) insider transactions open-market purchases?

Yes. Both transactions are coded “P”, described as a purchase in an open-market or private transaction. The filing further characterizes them as open-market purchases of common stock, with prices reported on a weighted average basis over multiple individual trades within specified ranges.

What do the weighted average price footnotes mean in the APCX Form 4?

The footnotes explain that each reported price in Column 4 is a weighted average of multiple trades executed that day. Actual trades occurred within stated ranges, and the reporting person will provide detailed per-trade prices and share amounts to AppTech, its security holders, or SEC staff upon request.