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Usio Inc - USIO STOCK NEWS

Welcome to our dedicated page for Usio news (Ticker: USIO), a resource for investors and traders seeking the latest updates and insights on Usio stock.

Introduction

Usio Inc (Nasdaq: USIO) is a United States-based, cloud-based, integrated FinTech electronic payment solutions provider. The company specializes in offering innovative payment processing services that cover credit, debit, prepaid, and ACH transactions, in addition to delivering robust output solutions. With a focus on streamlining and enhancing payment facilitation, Usio Inc serves a diverse clientele including merchants, billers, banks, service bureaus, and integrated software vendors.

Core Business Overview

At its core, Usio Inc operates a secure and efficient electronic payments ecosystem. The company processes a wide variety of transactions by utilizing advanced payment channels and a unique payment facilitation platform as a service. By integrating secure processing with industry-specific expertise, Usio Inc helps clients manage payment flows with clarity and precision. Keywords such as electronic payments, FinTech, and payment processing are integral to understanding its broad market appeal.

Business Model and Services

Usio Inc generates revenue by offering comprehensive payment solutions through two principal segments. The primary segment focuses on seamlessly processing credit, debit, and ACH transactions, thereby enabling businesses to manage payment acceptance and reconciliation more effectively. The secondary segment, operated under a wholly-owned subsidiary, provides output solutions that include electronic bill presentment, document composition, and secure printing and mailing services. This diversified approach allows the company to offer tailored services that address both transactional efficiency and document management requirements.

Technology and Innovation

The company leverages advanced cloud-based infrastructure to ensure secure and scalable payment processing. Usio Inc is also exploring innovative technologies, including A.I. driven enhancements in biometric payments, which promises to add an extra layer of security and convenience to digital transactions. The emphasis on cutting-edge technology not only streamlines processing but also optimizes operational efficiencies for its diverse range of clients.

Market Position and Competitive Landscape

Positioned within the fast-evolving FinTech landscape, Usio Inc competes by offering a flexible, comprehensive, and secure suite of payment solutions. The company stands out through its ability to provide customized services that cater to specific market needs, whether for high-volume transactional processing or tailored output solutions. In a competitive environment that demands both agility and robustness, Usio Inc has built a reputation for its commitment to technological excellence and customer-focused service delivery.

Operational Excellence and Customer Focus

Usio Inc’s operational framework is designed to promote clarity in payment reconciliation through a simplified, cloud-based dashboard that consolidates various forms of payment processing. The company’s commitment to delivering clear, transparent, and reliable processes has built trust with its clients, ensuring that businesses are equipped with the tools necessary for effective financial management. Moreover, the subsidiary offering of output solutions enhances the overall value proposition by integrating document delivery services with payment processing.

Summary

In summary, Usio Inc is a multifaceted FinTech company that efficiently marries the worlds of electronic payment processing with integrated output solutions. Its commitment to advanced, secure, and scalable technology makes it a practical choice for businesses seeking both streamlined transaction management and comprehensive document handling. Every facet of its business model—from transaction processing to electronic document delivery—is engineered to provide clarity, efficiency, and reliability for a diverse client base.

Rhea-AI Summary
Usio, Inc. reported a 19% increase in full-year revenues for fiscal 2023, reaching $82.6 million, with Adjusted EBITDA up by nearly $3 million. The company achieved record revenues for the seventh consecutive year, driven by growth in Prepaid, Output Solutions, and PayFac businesses. Gross profits climbed 27%, and the company ended the year with $7.2 million in cash. Fiscal 2024 guidance anticipates 10-12% revenue growth and 70%-90% growth in Adjusted EBITDA. Despite a 4% revenue increase in the fourth quarter, gross profits were down 4%, and operating loss was $0.8 million. Adjusted EBITDA was positive $0.3 million. The company repurchased shares during the year, and net income for the fourth quarter was $0.03 million.
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Usio, Inc. (USIO) announces the release of its fourth quarter and fiscal year end 2023 financial results, with a conference call scheduled for March 27, 2024, to review the results and provide a business update.
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Usio, Inc. (NASDAQ: USIO) plays a pivotal role in BoosterHub's growth, with its innovative payment technology driving a 300% increase in the sports club software provider. The proprietary PayFac-in-a-Box solution offers seamless payment experiences, diverse payment options, and value-sharing opportunities for BoosterHub and its clients.
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Usio, Inc. expects record revenues in fiscal 2023 with a projected 18-20% increase driven by a 21% jump in electronic payments processing volume in the fourth quarter. The company anticipates positive full-year Adjusted EBITDA, highlighting growth in prepaid, card, ACH, and Output Solutions businesses. Excluding crypto volumes, the total 2023 processing volume would have been up 21% compared to 2022.
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Usio, Inc. (USIO) to participate in the 36th Annual Roth Conference, offering one-on-one meetings with investors. The conference will feature executives from various sectors including Consumer, Technology & Media, Healthcare, and more.
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Usio, Inc (Nasdaq: USIO) appoints Jerry Uffner as Senior Vice President of Card Issuing Sales. Uffner's impressive track record in driving payment operation revenue growth and extensive experience in the fintech industry make him a valuable addition to the company's leadership team.
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Usio, Inc. (NASDAQ:USIO) announced a Strategic Partnership with Genius Avenue, focusing on regulated enterprise businesses in insurance, benefits, and healthcare. The partnership aims to deliver a comprehensive suite of payment capabilities, including ACH payment processing and a prepaid card program for digital disbursement, as well as other innovative financial management tools. This collaboration will enhance the financial capabilities and improve the experience of customers.
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Usio, Inc (Nasdaq: USIO) reports impressive financial results for Q3 2023, with a 25% revenue increase to $20.5 million. The company expects 18% - 20% full year 2023 revenue growth. Prepaid revenues saw a 197% increase, with a $100 million load onto prepaid cards in a single quarter. Gross profits were $4.2 million, with a 1.3% increase in gross margins compared to Q3 2022.
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Usio, Inc. achieved an all-time record by loading over $100 million onto prepaid cards in the third quarter of 2023. The company launched its first card program administered by a state and expects to grow revenues by over 100% this year. Load volumes for the quarter were up 239% and purchase volumes were up 152% compared to the same period last year.
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Usio, Inc. to release third quarter fiscal 2023 financial results and host conference call on November 8, 2023
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FAQ

What is the current stock price of Usio (USIO)?

The current stock price of Usio (USIO) is $1.35 as of April 4, 2025.

What is the market cap of Usio (USIO)?

The market cap of Usio (USIO) is approximately 35.3M.

What core services does Usio Inc provide?

Usio Inc offers integrated electronic payment solutions, including the processing of credit, debit, and ACH transactions, as well as output services for electronic bill presentment and document management.

How does Usio Inc generate its revenue?

The company generates revenue through its payment facilitation platform as a service, processing a variety of electronic payment transactions, along with its subsidiary operations that provide tailored output solutions.

What technology underpins Usio Inc's service offerings?

Usio Inc employs advanced cloud-based technology to securely and efficiently process transactions. Additionally, the company is incorporating innovative technologies such as A.I. driven biometric enhancements to further improve security and operational efficiency.

Who are the primary customers of Usio Inc?

The company serves a diverse clientele including merchants, billers, banks, service bureaus, and integrated software vendors, all of which benefit from its secure and streamlined payment processing solutions.

What differentiates Usio Inc from its competitors?

Usio Inc is distinguished by its comprehensive suite of services that not only streamlines payment processing but also integrates output solutions. Its commitment to leveraging advanced technology and offering tailored services sets it apart in a competitive FinTech landscape.

Can you explain the significance of the Output Solutions division?

The Output Solutions division is focused on electronic bill presentment, document composition, and secure delivery. This segment enables Usio Inc to offer a more complete financial service by combining transactional efficiency with advanced document management.

How does Usio Inc ensure security in payment processing?

Security is central to Usio Inc's operations, with the company utilizing robust, cloud-based systems and exploring advanced authentication measures such as biometric technology. These protocols ensure secure handling of sensitive financial data across all transactions.

What common benefits do clients experience with Usio Inc's solutions?

Clients benefit from streamlined payment processing, enhanced reconciliation accuracy, and customizable services that address both transaction handling and document management. The integrated approach simplifies financial operations and promotes overall operational efficiency.
Usio Inc

Nasdaq:USIO

USIO Rankings

USIO Stock Data

35.26M
16.79M
35.85%
28.39%
0.13%
Software - Infrastructure
Functions Related to Depository Banking, Nec
Link
United States
SAN ANTONIO