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Usio Inc Stock Price, News & Analysis

USIO Nasdaq

Usio, Inc. operates a cloud-based FinTech payments business that provides integrated electronic payment and embedded financial solutions. Its platforms support credit, debit/prepaid and ACH processing, payment acceptance, card issuance, bill payments and disbursement services for merchants, billers, banks, service bureaus, integrated software vendors and card issuers.

Company updates commonly cover quarterly financial results, processing volume and transaction trends, ACH and credit card activity, prepaid and programmable card products, and developments in the Usio Output Solutions division, which provides electronic bill presentment, document composition, document decomposition, printing and mailing services. News also includes product launches such as private-label gift card capabilities, completed acquisitions that add financial-technology functions, capital allocation activity and shareholder communications.

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Usio (Nasdaq: USIO) will release first quarter fiscal 2026 results after market close on May 13, 2026 and will host a conference call the same day at 4:30 p.m. ET to review results and provide a business update.

The call is available by phone and live webcast at https://www.usio.com/events/; replay will be available about one hour after the call through June 13, 2026. Financial professionals may register to ask questions by emailing ir@usio.com by 5:00 p.m. ET on May 11, 2026.

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Usio (NASDAQ: USIO) launched a new Private-Label Gift Card platform on April 28, 2026, debuting at the Austin Blues Festival in partnership with Antone’s Nightclub.

The programmable, merchant-controlled platform uses traditional payment networks to enable branded gift cards that work across multiple POS systems, online storefronts, and mobile wallets, and lets partners restrict card use by merchant or terminal.

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Usio (Nasdaq: USIO) reported fourth-quarter and full-year 2025 results on March 18, 2026, with record full-year revenues of $85.4M, processing volume up 19% to $8.4B, and transactions processed up 30%. The company generated $1.3M of adjusted EBITDA for 2025 but reported a net loss of $2.5M for the year. Management expects 10–12% revenue growth and continued positive adjusted EBITDA in fiscal 2026, assuming no material economic deterioration.

Fourth-quarter revenue was $22.2M (up 8% YoY); ACH revenue grew 33% year and quarter.

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Usio (Nasdaq:USIO) will release fourth quarter and fiscal year 2025 results after market close on March 18, 2026.

Management will host a conference call the same day at 4:30 p.m. ET to review results and provide a business update; the call will include formal remarks and a Q&A session and will be webcast at usio.com/events/.

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Usio (Nasdaq: USIO) published its 2025 annual letter from CEO Louis Hoch highlighting operational records, financial discipline, and strategic progress.

Preliminary, unaudited 2025 metrics show >$8.4 billion processed payment volume (up from $7.1B in 2024, +19%) and >60.4 million transactions (up from 47M, +29%). The company reported record quarterly and annual processing highs across ACH, PINless debit and card/PayFac, while prepaid load volume fell to ~$300M from $500M in 2024 following the loss of a reseller amusement park program. Usio expects record 2025 revenues, positive adjusted EBITDA across multiple quarters, ample liquidity, and plans to scale recurring revenue, launch new card programs in 2026, and expand real-time payment offerings.

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Usio (Nasdaq: USIO) announced an all-stock acquisition of substantially all assets of PostCredit Co on Nov 25, 2025. PostCredit provides an AI-driven expense-management and business-banking platform initially used by film and entertainment productions.

Usio plans to integrate PostCredit with its payment acceptance, ACH and real-time payments, card-issuing programs, disbursement tools, and accounting integrations such as QuickBooks, aiming to deliver a unified business-banking and expense-management solution. PostCredit co-founder Benjamin Liu will remain in a consulting role during transition.

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Usio (Nasdaq: USIO) reported third quarter 2025 results for the period ended September 30, 2025. Revenues were $21.18 million, essentially flat year‑over‑year. Total payment dollars processed were $2.18 billion, up 8% vs. Q3 2024, and total payment transactions were 16.2 million, up 27%.

ACH and complementary services revenue grew 36% for the quarter and ACH transactions rose 26%; consolidated gross profit was $4.87 million and gross margin remained 23.0%. The company reported a net loss of ($0.4) million and Adjusted EBITDA of $0.4 million for Q3. Cash was $7.7 million and year‑to‑date share repurchases totaled over $760,000.

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Usio (Nasdaq:USIO) reported record processing and transaction volumes for Q3 2025, with a quarterly record of 16.2 million transactions across payment channels.

Key operational highlights include all-time records in ACH electronic check volume and returned checks, PINless debit transactions and dollars (year-over-year growth of 96% and 87% respectively), card transactions up 19% YoY and 75% sequentially, and prepaid card loads exceeding $75 million in the quarter. Electronic documents delivered reached 20 million and mail pieces exceeded 5.4 million. Management attributed growth to diversified markets and its Usio One strategy.

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Usio (Nasdaq: USIO) will release third quarter 2025 financial results for the period ended September 30, 2025 after market close on Wednesday, November 12, 2025. Management will host a conference call the same day at 4:30 p.m. Eastern to review results and provide a business update, followed by a Q&A.

Domestic participants may dial 1-844-883-3890, international callers 1-412-317-9246, or listen via live webcast at usio.com/events/. A replay will be available about one hour after the call through November 26, 2025 with playback code 1706947 and access numbers provided for U.S., Canada, and other international callers.

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Usio Inc. (Nasdaq: USIO), a leading FinTech company specializing in integrated cloud-based payment solutions, has achieved the Great Place To Work® Certification™ for 2025/2026. The certification reflects strong employee satisfaction, with 81% of employees rating it as a great workplace - 24 points above the U.S. company average.

The recognition, based entirely on current employee feedback, highlights Usio's commitment to workplace culture and employee experience. The company offers comprehensive benefits including employee ownership programs and maintains offices in San Antonio and Austin, Texas. According to Great Place To Work research, employees at certified workplaces are 93% more likely to look forward to work and have twice the chance of fair compensation and career advancement.

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FAQ

What is the current stock price of Usio (USIO)?

The current stock price of Usio (USIO) is $1.25 as of May 11, 2026.

What is the market cap of Usio (USIO)?

The market cap of Usio (USIO) is approximately 35.4M.