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Mortgage Rates Remain Under Seven Percent

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Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.83% as of April 17, 2025, showing an increase from last week's 6.62%. This marks the thirteenth consecutive week of rates remaining below 7%.

The current rate environment shows improvement compared to last year when rates were at 7.1%. Purchase application demand is currently 13% higher than the previous year, indicating a stronger start to this year's spring homebuying season. The 15-year FRM averaged 6.03%, up from last week's 5.82%, but lower than the previous year's 6.39%.

Freddie Mac (OTCQB: FMCC) ha riportato che il mutuo a tasso fisso trentennale (FRM) ha raggiunto una media del 6,83% al 17 aprile 2025, registrando un aumento rispetto al 6,62% della settimana precedente. Questo segna la tredicesima settimana consecutiva in cui i tassi rimangono sotto il 7%.

L'attuale contesto dei tassi mostra un miglioramento rispetto all'anno scorso, quando i tassi erano al 7,1%. La domanda di domande per l'acquisto è attualmente superiore del 13% rispetto all'anno precedente, indicando un inizio più robusto della stagione primaverile per l'acquisto di case di quest'anno. Il mutuo a tasso fisso quindicennale (FRM) ha raggiunto una media del 6,03%, in aumento rispetto al 5,82% della settimana scorsa, ma inferiore al 6,39% dell'anno precedente.

Freddie Mac (OTCQB: FMCC) informó que la hipoteca a tasa fija a 30 años (FRM) promedió un 6,83% al 17 de abril de 2025, mostrando un aumento desde el 6,62% de la semana pasada. Esto marca la decimotercera semana consecutiva con tasas por debajo del 7%.

El entorno actual de tasas muestra una mejora en comparación con el año pasado, cuando las tasas estaban en 7.1%. La demanda de solicitudes de compra es actualmente un 13% más alta que el año anterior, indicando un inicio más fuerte de la temporada de compra de viviendas de primavera de este año. La hipoteca a tasa fija a 15 años (FRM) promedió 6,03%, un aumento desde el 5,82% de la semana pasada, pero menor que el 6,39% del año anterior.

프레디 맥 (OTCQB: FMCC)30년 고정금리 모기지(FRM)가 2025년 4월 17일 기준으로 평균 6.83%를 기록했으며, 이는 지난주 6.62%에서 상승한 수치라고 발표했습니다. 이는 7% 이하를 유지한 13주 연속입니다.

현재 금리 환경은 작년 7.1%였던 것에 비해 개선된 모습을 보이고 있습니다. 주택 구매 신청 수요는 작년보다 13% 증가하여 올해 봄 주택 구매 시즌의 강한 출발을 나타냅니다. 15년 고정금리 모기지(FRM)는 지난주 5.82%에서 상승한 6.03%를 기록했으나, 작년 6.39%보다는 낮은 수준입니다.

Freddie Mac (OTCQB : FMCC) a rapporté que le prêt hypothécaire à taux fixe sur 30 ans (FRM) a atteint en moyenne 6,83 % au 17 avril 2025, en hausse par rapport à 6,62 % la semaine précédente. Cela marque la treizième semaine consécutive avec des taux inférieurs à 7 %.

Le contexte actuel des taux montre une amélioration par rapport à l'année dernière, où ils étaient à 7,1 %. La demande de dossiers d'achat est actuellement supérieure de 13 % à celle de l'année précédente, indiquant un début plus dynamique de la saison d'achat immobilier printanière cette année. Le prêt hypothécaire à taux fixe sur 15 ans (FRM) a atteint en moyenne 6,03 %, en hausse par rapport à 5,82 % la semaine dernière, mais inférieur aux 6,39 % de l'année précédente.

Freddie Mac (OTCQB: FMCC) berichtete, dass der 30-jährige Festzins-Hypothekendarlehen (FRM) am 17. April 2025 im Durchschnitt 6,83 % betrug, was einen Anstieg gegenüber 6,62 % in der Vorwoche darstellt. Dies ist die dreizehnte Woche in Folge, in der die Raten unter 7 % bleiben.

Das aktuelle Zinsumfeld zeigt eine Verbesserung im Vergleich zum Vorjahr, als die Raten bei 7,1 % lagen. Die Nachfrage nach Kaufanträgen liegt derzeit 13 % über dem Vorjahr, was auf einen stärkeren Start in die Frühjahrs-Hauskauf-Saison in diesem Jahr hinweist. Der 15-jährige FRM lag im Durchschnitt bei 6,03 %, gestiegen gegenüber 5,82 % in der Vorwoche, aber niedriger als im Vorjahr mit 6,39 %.

Positive
  • Mortgage rates remain below 7% for 13 consecutive weeks
  • Purchase application demand up 13% year-over-year
  • Both 30-year and 15-year FRM rates lower than previous year
Negative
  • 30-year FRM increased to 6.83% from previous week's 6.62%
  • 15-year FRM rose to 6.03% from previous week's 5.82%

MCLEAN, Va., April 17, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.83%.

“The 30-year fixed-rate mortgage ticked up but remains below the 7% threshold for the thirteenth consecutive week,” said Sam Khater, Freddie Mac’s Chief Economist. “At this time last year, rates reached 7.1% while purchase application demand was 13% lower than it is today, a clear sign that this year’s spring homebuying season is off to a stronger start.”

News Facts

  • The 30-year FRM averaged 6.83% as of April 17, 2025, up from last week when it averaged 6.62%. A year ago at this time, the 30-year FRM averaged 7.1%.
  • The 15-year FRM averaged 6.03%, up from last week when it averaged 5.82%. A year ago at this time, the 15-year FRM averaged 6.39%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Mollie Laniado
(571) 382-1784
Mollie_Laniado@FreddieMac.com

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/b9bd1a37-fd94-43b9-9bca-a76def4f30e8


FAQ

What are the current Freddie Mac (FMCC) mortgage rates as of April 17, 2025?

The 30-year fixed-rate mortgage averaged 6.83%, while the 15-year fixed-rate mortgage averaged 6.03%.

How do FMCC's current mortgage rates compare to last year?

Current 30-year mortgage rates (6.83%) are lower than last year's 7.1%, while 15-year rates (6.03%) are below last year's 6.39%.

How long have Freddie Mac's mortgage rates stayed below 7%?

Mortgage rates have remained below the 7% threshold for thirteen consecutive weeks.

What is the current state of mortgage purchase applications according to FMCC?

Purchase application demand is 13% higher compared to the same period last year, indicating a stronger spring homebuying season.
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