The 30-Year Fixed-Rate Mortgage Ticks Down
Freddie Mac (OTCQB: FMCC) reported a slight decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.65% as of March 27, 2025, down from 6.67% last week and 6.79% a year ago. The 15-year FRM increased to 5.89% from 5.83% last week, though lower than the 6.11% recorded a year ago.
According to Sam Khater, Freddie Mac's Chief Economist, the stable mortgage rates are benefiting potential homebuyers this spring, as evidenced by an increase in purchase applications. The survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with 20% down payment and excellent credit.
Freddie Mac (OTCQB: FMCC) ha riportato una leggera diminuzione dei tassi ipotecari, con il mutuo fisso a 30 anni (FRM) che ha una media del 6,65% al 27 marzo 2025, in calo rispetto al 6,67% della settimana scorsa e al 6,79% di un anno fa. Il FRM a 15 anni è aumentato al 5,89% rispetto al 5,83% della settimana precedente, sebbene sia inferiore al 6,11% registrato un anno fa.
Secondo Sam Khater, Economista Capo di Freddie Mac, i tassi ipotecari stabili stanno avvantaggiando i potenziali acquirenti di case questa primavera, come dimostrato da un aumento delle domande di acquisto. L'indagine si concentra su prestiti per l'acquisto di case convenzionali, conformi e completamente ammortizzabili per mutuatari con un acconto del 20% e un credito eccellente.
Freddie Mac (OTCQB: FMCC) informó una ligera disminución en las tasas hipotecarias, con la hipoteca a tasa fija a 30 años (FRM) promediando el 6.65% al 27 de marzo de 2025, bajando del 6.67% de la semana pasada y del 6.79% de hace un año. La FRM a 15 años aumentó al 5.89% desde el 5.83% de la semana pasada, aunque es inferior al 6.11% registrado hace un año.
Según Sam Khater, Economista Jefe de Freddie Mac, las tasas hipotecarias estables están beneficiando a los posibles compradores de viviendas esta primavera, como lo demuestra un aumento en las solicitudes de compra. La encuesta se centra en préstamos para la compra de viviendas convencionales, conformes y completamente amortizables para prestatarios con un pago inicial del 20% y excelente crédito.
프레디 맥 (OTCQB: FMCC)은 주택담보대출 금리가 소폭 하락했다고 보고했습니다. 30년 고정금리 주택담보대출 (FRM)의 평균 금리는 2025년 3월 27일 기준으로 6.65%로, 지난주 6.67%에서 하락했으며, 작년의 6.79%보다 낮습니다. 15년 FRM은 지난주 5.83%에서 5.89%로 증가했지만, 작년의 6.11%보다는 낮습니다.
샘 카터 프레디 맥 수석 경제학자에 따르면, 안정적인 주택담보대출 금리는 이번 봄에 잠재적 주택 구매자에게 혜택을 주고 있으며, 이는 구매 신청서의 증가로 입증됩니다. 이 조사는 20%의 계약금을 내고 우수한 신용을 가진 차입자를 위한 전통적이고, 규정에 맞으며, 완전히 상환되는 주택 구매 대출에 초점을 맞추고 있습니다.
Freddie Mac (OTCQB: FMCC) a signalé une légère baisse des taux hypothécaires, avec le prêt hypothécaire à taux fixe sur 30 ans (FRM) atteignant en moyenne 6,65% au 27 mars 2025, en baisse par rapport à 6,67% la semaine dernière et 6,79% il y a un an. Le FRM sur 15 ans a augmenté à 5,89% contre 5,83% la semaine précédente, bien qu'il soit inférieur aux 6,11% enregistrés il y a un an.
Selon Sam Khater, Économiste en Chef de Freddie Mac, la stabilité des taux hypothécaires profite aux acheteurs potentiels de maisons ce printemps, comme en témoigne une augmentation des demandes d'achat. L'enquête se concentre sur les prêts hypothécaires conventionnels, conformes et entièrement amortissables pour les emprunteurs avec un acompte de 20% et un excellent crédit.
Freddie Mac (OTCQB: FMCC) berichtete von einem leichten Rückgang der Hypothekenzinsen, wobei die 30-jährigen Festhypothek (FRM) am 27. März 2025 im Durchschnitt bei 6,65% lag, nach 6,67% in der Vorwoche und 6,79% vor einem Jahr. Die 15-jährige FRM stieg auf 5,89% von 5,83% in der Vorwoche, ist jedoch niedriger als die 6,11%, die vor einem Jahr verzeichnet wurden.
Laut Sam Khater, Chefökonom von Freddie Mac, profitieren die stabilen Hypothekenzinsen in diesem Frühling potenzielle Hauskäufer, was durch einen Anstieg der Kaufanträge belegt wird. Die Umfrage konzentriert sich auf konventionelle, konforme und vollständig amortisierte Hypotheken für Kreditnehmer mit 20% Anzahlung und hervorragender Bonität.
- Mortgage rates decreased slightly, with 30-year FRM down to 6.65% from 6.67%
- Current rates are lower compared to previous year (6.79%)
- Increased purchase applications indicating improved market activity
- 15-year FRM rates increased week-over-week from 5.83% to 5.89%
MCLEAN, Va., March 27, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The 30-year fixed-rate mortgage ticked down by two basis points this week,” said Sam Khater, Freddie Mac’s Chief Economist. “Recent mortgage rate stability continues to benefit potential buyers this spring, as reflected in the uptick in purchase applications.”
News Facts
- The 30-year FRM averaged
6.65% as of March 27, 2025, down from last week when it averaged6.67% . A year ago at this time, the 30-year FRM averaged6.79% . - The 15-year FRM averaged
5.89% , up from last week when it averaged5.83% . A year ago at this time, the 15-year FRM averaged6.11% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)772-9528
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/d2b39acd-faf7-486c-adb2-a9f7a56c7d61
FAQ
What is the current 30-year fixed mortgage rate for Freddie Mac (FMCC) as of March 2025?
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