The 30-Year Fixed-Rate Mortgage Continues to Tick Down
Freddie Mac (OTCQB: FMCC) reports a slight decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.64% as of April 3, 2025, down from 6.65% last week and 6.82% a year ago. The 15-year FRM decreased to 5.82% from 5.89% last week, compared to 6.06% a year ago.
According to Sam Khater, Freddie Mac's Chief Economist, the 30-year fixed-rate has shown stability over the last month, leading to increased purchase application demand reaching the highest growth rate since late last year.
Freddie Mac (OTCQB: FMCC) riporta una leggera diminuzione dei tassi ipotecari, con il mutuo a tasso fisso di 30 anni (FRM) che media il 6,64% al 3 aprile 2025, in calo rispetto al 6,65% della settimana scorsa e al 6,82% di un anno fa. Il FRM di 15 anni è sceso al 5,82% dal 5,89% della settimana scorsa, rispetto al 6,06% di un anno fa.
Secondo Sam Khater, Economista Capo di Freddie Mac, il tasso fisso di 30 anni ha mostrato stabilità nell'ultimo mese, portando a un aumento della domanda di applicazioni per acquisti che ha raggiunto il tasso di crescita più alto dall'inizio dell'anno scorso.
Freddie Mac (OTCQB: FMCC) informa sobre una ligera disminución en las tasas hipotecarias, con la hipoteca a tasa fija a 30 años (FRM) promediando el 6,64% al 3 de abril de 2025, bajando del 6,65% de la semana pasada y del 6,82% de hace un año. La FRM a 15 años disminuyó al 5,82% desde el 5,89% de la semana pasada, en comparación con el 6,06% de hace un año.
Según Sam Khater, Economista Jefe de Freddie Mac, la tasa fija a 30 años ha mostrado estabilidad durante el último mes, lo que ha llevado a un aumento en la demanda de solicitudes de compra, alcanzando la tasa de crecimiento más alta desde finales del año pasado.
프레디 맥 (OTCQB: FMCC)은 주택담보대출 금리가 소폭 감소했다고 보고하며, 30년 고정금리 주택담보대출 (FRM)이 2025년 4월 3일 기준으로 평균 6.64%로, 지난주 6.65%와 작년 6.82%에서 하락했다고 전했습니다. 15년 FRM은 지난주 5.89%에서 5.82%로 감소했으며, 작년 6.06%와 비교됩니다.
샘 카터 프레디 맥 수석 경제학자에 따르면, 30년 고정금리가 지난 한 달 동안 안정세를 보였으며, 이는 구매 신청 수요의 증가로 이어져 지난해 말 이후 가장 높은 성장률에 도달했다고 합니다.
Freddie Mac (OTCQB: FMCC) rapporte une légère baisse des taux hypothécaires, avec le prêt hypothécaire à taux fixe de 30 ans (FRM) atteignant en moyenne 6,64% au 3 avril 2025, en baisse par rapport à 6,65% la semaine dernière et 6,82% il y a un an. Le FRM de 15 ans a diminué à 5,82% contre 5,89% la semaine dernière, comparé à 6,06% il y a un an.
Selon Sam Khater, économiste en chef de Freddie Mac, le taux fixe de 30 ans a montré une stabilité au cours du dernier mois, entraînant une augmentation de la demande de demandes d'achat, atteignant le taux de croissance le plus élevé depuis la fin de l'année dernière.
Freddie Mac (OTCQB: FMCC) berichtet von einem leichten Rückgang der Hypothekenzinsen, wobei die 30-jährige Festhypothek (FRM) am 3. April 2025 im Durchschnitt bei 6,64% liegt, im Vergleich zu 6,65% in der Vorwoche und 6,82% vor einem Jahr. Die 15-jährige FRM sank von 5,89% in der Vorwoche auf 5,82%, verglichen mit 6,06% vor einem Jahr.
Laut Sam Khater, Chefökonom von Freddie Mac, hat die 30-jährige Festhypothek im letzten Monat Stabilität gezeigt, was zu einer erhöhten Nachfrage nach Kaufanträgen geführt hat, die die höchste Wachstumsrate seit Ende letzten Jahres erreicht hat.
- Mortgage rates show continued decline trend
- Purchase application demand reaches highest growth rate since late 2024
- Both 30-year and 15-year FRM rates lower than previous year
- Mortgage rates remain relatively high above 6% for 30-year FRM
- Weekly rate decrease is minimal (0.01% for 30-year FRM)
MCLEAN, Va., April 03, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Over the last month, the 30-year fixed-rate has settled in, making only slight moves in either direction. This stability is reassuring, and borrowers have responded with purchase application demand rising to the highest growth rate since late last year,” said Sam Khater, Freddie Mac’s Chief Economist.
News Facts
- The 30-year FRM averaged
6.64% as of April 3, 2025, down slightly from last week when it averaged6.65% . A year ago at this time, the 30-year FRM averaged6.82% . - The 15-year FRM averaged
5.82% , down from last week when it averaged5.89% . A year ago at this time, the 15-year FRM averaged6.06% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)772-9528
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/77c71502-d33c-43cb-8c51-155c8e9a1da2
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