Mortgage Rates Decrease
Freddie Mac (OTCQB: FMCC) reported a slight decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.81%, down from 6.83% last week and 7.17% a year ago. The 15-year FRM decreased to 5.94% from 6.03% last week, compared to 6.44% a year ago.
According to Sam Khater, Freddie Mac's Chief Economist, the 30-year fixed-rate mortgage has maintained stability over the last couple of months, fluctuating less than 20 basis points. This stability is viewed as beneficial for both buyers and sellers in the housing market.
Freddie Mac (OTCQB: FMCC) ha riportato un lieve calo dei tassi ipotecari, con il mutuo a tasso fisso a 30 anni (FRM) che ha raggiunto in media il 6,81%, in diminuzione rispetto al 6,83% della settimana scorsa e al 7,17% di un anno fa. Il mutuo a tasso fisso a 15 anni (FRM) è sceso al 5,94% rispetto al 6,03% della settimana precedente, contro il 6,44% di un anno fa.
Secondo Sam Khater, Chief Economist di Freddie Mac, il mutuo a tasso fisso a 30 anni ha mantenuto una stabilità negli ultimi mesi, oscillando meno di 20 punti base. Questa stabilità è considerata vantaggiosa sia per gli acquirenti che per i venditori nel mercato immobiliare.
Freddie Mac (OTCQB: FMCC) reportó una ligera disminución en las tasas hipotecarias, con la hipoteca fija a 30 años (FRM) promediando un 6,81%, bajando desde el 6,83% de la semana pasada y el 7,17% del año anterior. La hipoteca fija a 15 años (FRM) disminuyó a 5,94% desde 6,03% la semana pasada, en comparación con el 6,44% de hace un año.
Según Sam Khater, economista jefe de Freddie Mac, la hipoteca fija a 30 años ha mantenido estabilidad durante los últimos meses, fluctuando menos de 20 puntos base. Esta estabilidad se considera beneficiosa para compradores y vendedores en el mercado inmobiliario.
프레디 맥 (OTCQB: FMCC)은 모기지 금리가 소폭 하락했다고 보고했습니다. 30년 고정금리 모기지(FRM)는 평균 6.81%로, 지난주 6.83%에서 하락했으며 1년 전 7.17%와 비교됩니다. 15년 FRM은 지난주 6.03%에서 5.94%로 떨어졌고, 1년 전 6.44%와 비교됩니다.
샘 케이터 프레디 맥 수석 이코노미스트에 따르면, 30년 고정금리 모기지는 지난 몇 달간 20bp(기준점) 미만으로 변동하며 안정세를 유지해왔습니다. 이러한 안정성은 주택 시장의 구매자와 판매자 모두에게 긍정적으로 평가됩니다.
Freddie Mac (OTCQB : FMCC) a annoncé une légère baisse des taux hypothécaires, avec le prêt hypothécaire à taux fixe sur 30 ans (FRM) à une moyenne de 6,81 %, en baisse par rapport à 6,83 % la semaine dernière et 7,17 % il y a un an. Le FRM à 15 ans est passé à 5,94 % contre 6,03 % la semaine dernière, comparé à 6,44 % il y a un an.
Selon Sam Khater, économiste en chef de Freddie Mac, le prêt hypothécaire à taux fixe sur 30 ans est resté stable ces derniers mois, fluctuant de moins de 20 points de base. Cette stabilité est considérée comme bénéfique pour les acheteurs et les vendeurs sur le marché immobilier.
Freddie Mac (OTCQB: FMCC) meldete einen leichten Rückgang der Hypothekenzinsen, wobei die 30-jährige Festhypothek (FRM) im Durchschnitt bei 6,81 % lag, gegenüber 6,83 % in der Vorwoche und 7,17 % vor einem Jahr. Die 15-jährige FRM sank von 6,03 % in der Vorwoche auf 5,94 %, verglichen mit 6,44 % vor einem Jahr.
Nach Angaben von Sam Khater, Chefökonom von Freddie Mac, hat sich die 30-jährige Festhypothek in den letzten Monaten stabil gezeigt und schwankte um weniger als 20 Basispunkte. Diese Stabilität wird als vorteilhaft für Käufer und Verkäufer auf dem Immobilienmarkt angesehen.
- Mortgage rates decreased across both 30-year and 15-year FRMs
- Rates are significantly lower compared to previous year
- Market showing stability with rate fluctuations
- Mortgage rates remain elevated above 6% for both 30-year and 15-year FRMs
MCLEAN, Va., April 24, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The average mortgage rate decreased slightly this week,” said Sam Khater, Freddie Mac’s Chief Economist. “Over the last couple of months, the 30-year fixed-rate mortgage has fluctuated less than 20 basis points, and this stability continues to bode well for buyers and sellers alike.”
News Facts
- The 30-year FRM averaged
6.81% as of April 24, 2025, down from last week when it averaged6.83% . A year ago at this time, the 30-year FRM averaged7.17% . - The 15-year FRM averaged
5.94% , down from last week when it averaged6.03% . A year ago at this time, the 15-year FRM averaged6.44% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/96516e12-126a-4a1f-b810-5fd8dac3fa9e
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