The 30-Year Fixed-Rate Mortgage Continues to Trend Down
Freddie Mac (OTCQB: FMCC) reports that the 30-year fixed-rate mortgage (FRM) continues its downward trend, averaging 6.62% as of April 10, 2025, a decrease from 6.64% last week and 6.88% from the previous year. The mortgage rate has remained below 7% for twelve consecutive weeks.
The 15-year FRM held steady at 5.82%, down from 6.16% a year ago. According to Sam Khater, Freddie Mac's Chief Economist, purchase applications are increasing, suggesting a more favorable spring homebuying season compared to last year.
Freddie Mac (OTCQB: FMCC) riporta che il mutuo a tasso fisso di 30 anni (FRM) continua la sua tendenza al ribasso, con una media del 6,62% al 10 aprile 2025, in diminuzione rispetto al 6,64% della settimana scorsa e al 6,88% dello scorso anno. Il tasso del mutuo è rimasto sotto il 7% per dodici settimane consecutive.
Il FRM a 15 anni è rimasto stabile al 5,82%, in calo rispetto al 6,16% di un anno fa. Secondo Sam Khater, Chief Economist di Freddie Mac, le domande di acquisto stanno aumentando, suggerendo una stagione di acquisto di case primaverile più favorevole rispetto all'anno scorso.
Freddie Mac (OTCQB: FMCC) informa que la hipoteca a tasa fija a 30 años (FRM) continúa su tendencia a la baja, promediando 6.62% al 10 de abril de 2025, una disminución del 6.64% de la semana pasada y del 6.88% del año anterior. La tasa de hipoteca se ha mantenido por debajo del 7% durante doce semanas consecutivas.
La FRM a 15 años se mantuvo estable en 5.82%, bajando del 6.16% de hace un año. Según Sam Khater, Economista Jefe de Freddie Mac, las solicitudes de compra están aumentando, lo que sugiere una temporada de compra de viviendas en primavera más favorable en comparación con el año pasado.
프레디 맥 (OTCQB: FMCC)은 30년 고정금리 모기지(FRM)가 하락세를 이어가며 2025년 4월 10일 기준으로 평균 6.62%를 기록했다고 보고했습니다. 이는 지난주 6.64%에서 감소한 수치이며, 작년의 6.88%보다도 낮습니다. 모기지 금리는 12주 연속 7% 이하를 유지하고 있습니다.
15년 FRM은 5.82%로 안정세를 보였으며, 작년의 6.16%에서 하락했습니다. 프레디 맥의 수석 경제학자인 샘 카터(Sam Khater)에 따르면, 구매 신청이 증가하고 있어 작년과 비교해 봄철 주택 구매 시즌이 더 유리할 것이라고 합니다.
Freddie Mac (OTCQB: FMCC) rapporte que le prêt hypothécaire à taux fixe de 30 ans (FRM) continue sa tendance à la baisse, atteignant en moyenne 6,62% au 10 avril 2025, en baisse par rapport à 6,64% la semaine dernière et 6,88% l'année précédente. Le taux hypothécaire est resté en dessous de 7% pendant douze semaines consécutives.
Le FRM de 15 ans est resté stable à 5,82%, en baisse par rapport à 6,16% il y a un an. Selon Sam Khater, économiste en chef de Freddie Mac, les demandes d'achat augmentent, ce qui suggère une saison d'achat de maisons au printemps plus favorable par rapport à l'année dernière.
Freddie Mac (OTCQB: FMCC) berichtet, dass das 30-jährige Festhypothekendarlehen (FRM) weiterhin im Abwärtstrend ist und am 10. April 2025 durchschnittlich 6,62% beträgt, ein Rückgang von 6,64% in der Vorwoche und 6,88% im Vorjahr. Der Hypothekenzins liegt seit zwölf aufeinanderfolgenden Wochen unter 7%.
Das 15-jährige FRM blieb stabil bei 5,82%, ein Rückgang von 6,16% vor einem Jahr. Laut Sam Khater, dem Chefvolkswirt von Freddie Mac, steigen die Kaufanträge, was auf eine günstigere Frühjahrs-Saison für den Kauf von Immobilien im Vergleich zum Vorjahr hindeutet.
- Mortgage rates continue downward trend with 30-year FRM at 6.62%, lower than previous year's 6.88%
- Increasing purchase applications indicate improving market conditions
- Both 30-year and 15-year FRM rates show year-over-year improvements
- Mortgage rates remain relatively high at 6.62% despite recent decreases
MCLEAN, Va., April 10, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The average 30-year fixed-rate mortgage continues to trend down, remaining under
News Facts
- The 30-year FRM averaged
6.62% as of April 10, 2025, down from last week when it averaged6.64% . A year ago at this time, the 30-year FRM averaged6.88% . - The 15-year FRM averaged
5.82% , unchanged from last week. A year ago at this time, the 15-year FRM averaged6.16% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Chad Wandler
(703) 903-2446
Chad_Wandler@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/4c194904-f781-4b3d-81ef-1ac0f83fc1e8
FAQ
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