Exzeo Group (XZO) CEO Paresh Patel adds 2,000 shares, holds major option

Rhea-AI Filing Summary

Exzeo Group, Inc. Chief Executive Officer and director Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $14.52 per share. Following this transaction, he directly holds 1,588,013 shares of common stock.

The filing also notes a stock option granting the right to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the footnote, this option was granted on October 1, 2021 and vests over time, with one fourth vesting on October 1, 2022 and additional portions vesting quarterly thereafter.

Insider Trade Summary 10b5-1

Net Buyer: 2,000 shares ($29,040)

Net Buy 2 txns

Insider Patel Paresh

Role Chief Executive Officer

Bought 2,000 shs ($29K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	2,000	$14.52	$29K
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Common Stock — 1,588,013 shares (Direct); Stock Option (Right to Buy) — 5,000,000 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/26/2026		P		2,000	A	$14.52	1,588,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook Baker, Attorney-in-Fact for Paresh Patel	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) report for Paresh Patel?

Exzeo Group reported that CEO and director Paresh Patel bought 2,000 shares of common stock in an open-market transaction at $14.52 per share. After this purchase, he directly owns 1,588,013 common shares, according to the Form 4 filing details.

How many Exzeo Group (XZO) shares does Paresh Patel own after this Form 4?

After the reported transaction, Paresh Patel directly holds 1,588,013 shares of Exzeo Group common stock. This total reflects his position following the open-market purchase of 2,000 shares at $14.52 per share disclosed in the Form 4.

What price did Paresh Patel pay for Exzeo Group (XZO) shares in the latest filing?

Paresh Patel paid $14.52 per share for 2,000 Exzeo Group common shares in an open-market purchase. This transaction is recorded as a "Purchase in open market or private transaction" in the Form 4 insider trading report.

What stock option position for Exzeo Group (XZO) does Paresh Patel hold?

Paresh Patel holds a stock option to buy 5,000,000 Exzeo Group common shares at an exercise price of $23.00 per share. The option expires on October 1, 2031 and vests in installments beginning on October 1, 2022 and quarterly thereafter.

When was Paresh Patel’s large Exzeo Group (XZO) option grant originally awarded?

The Form 4 footnote states that Paresh Patel was granted the option to purchase 5,000,000 Exzeo Group common shares on October 1, 2021. The option vests over time, starting on October 1, 2022 with additional vesting on specified quarterly dates.

Does the latest Exzeo Group (XZO) Form 4 show any insider stock sales?

The latest Form 4 for Exzeo Group shows no insider stock sales. It reports a single open-market purchase of 2,000 common shares by CEO Paresh Patel and includes an updated holding entry for an existing stock option position with 5,000,000 underlying shares.