Welcome to our dedicated page for Exzeo Group SEC filings (Ticker: XZO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Exzeo Group, Inc. (NYSE: XZO) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. Exzeo is a Florida corporation and an emerging growth company that submits registration statements, current reports, and other required filings related to its Insurance-as-a-Service business for property and casualty insurance carriers.
Through this page, users can review Forms 8-K in which Exzeo reports material events such as quarterly financial results, earnings conference calls, executive compensation decisions, and trading plans adopted under Rule 10b5-1. For example, the company has filed 8-Ks describing its third quarter financial results, the scheduling of earnings calls, cash bonuses and salary decisions for certain executives, and a 10b5-1 trading plan to acquire shares of its common stock.
Investors can also locate filings associated with Exzeo’s initial public offering, including the Form S-1 registration statement that became effective under Section 8(a) of the Securities Act of 1933. Over time, this page will surface periodic reports and additional current reports that detail Exzeo’s financial condition, use of non-GAAP measures, and other disclosures relevant to its technology platform and insurance-sector operations.
Stock Titan enhances these filings with AI-powered summaries that explain the key points of lengthy documents, helping readers understand items such as non-GAAP metrics, definitions of Managed Premium and Annual Recurring Revenue, and the significance of executive compensation or trading plan disclosures. Real-time updates from EDGAR, combined with simplified explanations, allow users to follow Exzeo’s regulatory history and corporate developments efficiently.
Exzeo Group, Inc. has launched a new stock repurchase program authorizing the purchase of up to $12 million of its common shares under a Rule 10b5-1 trading plan. The authorization is effective immediately and allows repurchases in open market, block, or privately negotiated transactions, subject to securities law constraints.
Management states the company generates strong positive cash flow and has a debt-free balance sheet, and will use a portion of earnings to fund buybacks. A third-party broker will execute repurchases within preset price, volume, and timing parameters. The program is discretionary, may be suspended or canceled at any time, and the actual number of shares repurchased will depend on market conditions and plan constraints.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $12.92 per share on May 22, 2026. Following this trade, he directly owns 1,668,013 shares of Exzeo common stock.
The filing also shows a previously granted stock option to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the vesting schedule, one fourth vested on October 1, 2022, with additional portions vesting quarterly thereafter.
Exzeo Group, Inc. director and CEO Paresh Patel reported buying 2,000 shares of common stock in an open-market transaction at $12.82 per share. After this purchase, he directly owns 1,666,013 common shares.
The filing also shows a previously granted stock option giving him the right to buy 5,000,000 common shares at $23.00 per share, expiring on October 1, 2031. According to the footnote, this option was granted on October 1, 2021 and vests over time, with one quarter vesting on October 1, 2022 and additional portions vesting each January 1, April 1, July 1, and October 1 thereafter.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock on May 20, 2026 at $13.33 per share. Following this trade, he directly holds 1,664,013 common shares.
He also holds a stock option granted on October 1, 2021 to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031, with vesting in scheduled installments.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.69 per share. After this transaction, he directly owns 1,662,013 shares of common stock.
The filing also shows a previously granted stock option to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. The option vested for one fourth of the shares on October 1, 2022 and continues to vest in equal sixteenth portions on each January 1, April 1, July 1 and October 1 thereafter.
Exzeo Group, Inc. director and CEO Paresh Patel reported an open-market purchase of 2,000 shares of Common Stock at $13.93 per share. Following this transaction, he directly owns 1,660,013 Common shares. The filing also notes a previously granted stock option covering 5,000,000 shares at a $23.00 exercise price, expiring on October 1, 2031, with vesting in scheduled installments.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported buying additional common stock in open-market transactions. On May 15, he purchased 1,500 shares at $13.72 per share and 500 shares at $13.55 per share, totaling 2,000 shares. After these purchases, his directly held common stock position rose to 1,658,013 shares.
The filing also shows a previously granted stock option to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the footnote, this option began vesting on October 1, 2022 and continues to vest in installments each quarter.
Exzeo Group, Inc. filed Amendment No. 1 to its Form 10‑Q for the quarter ended March 31, 2026 to correct certain MD&A tables for cost, operating expense and non‑GAAP metrics that were populated incorrectly due to a technical issue. The underlying financial statements and notes remain unchanged.
For the quarter, Exzeo generated revenue of $55,534 thousand, up 6.0% from $52,407 thousand, with gross profit rising to $32,743 thousand and gross margin improving to 59.0%. Net income increased to $20,406 thousand, a 13.7% year‑over‑year increase, while operating income was $25,075 thousand.
Key operating metrics also expanded: managed premium reached $1,429,141 thousand and annual recurring revenue was $216,181 thousand. Adjusted EBITDA was $26,531 thousand with a 49.1% Adjusted EBITDA Margin. Free cash flow totaled $25,145 thousand, and cash and cash equivalents were $231,381 thousand as of March 31, 2026, reflecting deployment into available‑for‑sale investments.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $13.75 per share on May 14, 2026. Following this transaction, he directly holds 1,656,013 common shares.
The filing also reflects an existing stock option granted on October 1, 2021 to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share. This option vests over time and is scheduled to expire on October 1, 2031.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel bought additional common stock in the company. On this Form 4, he reports an open-market purchase of 2,000 shares of common stock at a price of $13.55 per share, increasing his direct holdings to 1,654,013 shares.
The filing also shows a previously granted stock option giving him the right to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the grant terms, one fourth of these option shares vested on October 1, 2022, with additional vesting on each January 1, April 1, July 1, and October 1 thereafter.