Vince Holding (NASDAQ: VNCE) revises ABL credit agreement borrowing base

Rhea-AI Filing Summary

Vince Holding Corp. filed an 8-K after its subsidiary V Opco, LLC entered into a Second Amendment to its asset-based lending (ABL) credit agreement with Bank of America and other lenders on March 18, 2026. The amendment changes the definition of Eligible Trade Receivables to increase concentration limits and broaden which customer accounts can be included in the borrowing base, potentially affecting how much the company can borrow under the facility. The filing also records this as the creation of a direct financial obligation, with the full amendment text provided as an exhibit.

8-K Event Classification

3 items: 1.01, 2.03, 9.01

3 items

Item 1.01 Entry into a Material Definitive Agreement Business

The company signed a significant contract such as a merger agreement, credit facility, or major partnership.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement Financial

The company incurred a new significant debt or off-balance-sheet obligation.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): March 18, 2026

Vince Holding Corp.

(Exact name of Registrant as Specified in Its Charter)

Delaware			001-36212	75-3264870
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
500 5th Avenue 20th Floor
New York, New York				10110
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 323 421-5980

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.01 par value per share		VNCE		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 1.01 Entry into a Material Definitive Agreement.

On March 18, 2026, V Opco, LLC ("Borrower"), an indirectly wholly owned subsidiary of Vince Holding Corp. (the "Company") entered into that certain Second Amendment (the "Second Amendment") to that certain Credit Agreement, dated June 23, 2023, by and among the Borrower, the guarantors named therein, Bank of America, N.A., as Agent, the other lenders from time to time party thereto, and BoA Securities, Inc., as sole lead arranger and sole bookowner (the "ABL Credit Agreement"), as amended by that certain First Amendment to the ABL Credit Agreement, dated January 22, 2025 (the "First Amendment", the ABL Credit Agreement as amended by the First Amendment and the Second Amendment, the "Amended ABL Credit Agreement"). The ABL Credit Agreement is filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed with the Securities and Exchange Commission on June 26, 2023 and the First Amendment is filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed with the Securities and Exchange Commission on January 22, 2025 and, in each case, is incorporated herein by reference. Capitalized terms not otherwise defined herein shall have the meanings ascribed to them in Amended ABL Credit Agreement. The Second Amendment makes certain modifications to the definition of Eligible Trade Receivables in the Credit Agreement to increase concentration limits and expand eligibility criteria for Accounts owed by certain customers that may be included in the Borrowing Base.

The foregoing is only a summary of the material terms of the Second Amendment and does not purport to be complete, and is qualified in its entirety by reference to the full text of the Second Amendment, which is filed as Exhibit 10.1 hereto and incorporated by reference.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 “Entry into Material Definitive Agreements” is incorporated into this Item 2.03 by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.		Description of Exhibit
10.1		Second Amendment, dated March 18, 2026 to the ABL Credit Agreement.
104		Cover Page interactive data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			VINCE HOLDING CORP.
Date:	March 19, 2026	By:	/s/ Brendan Hoffman
			Brendan Hoffman, Chief Executive Officer

FAQ

What did Vince Holding Corp. (VNCE) announce in this 8-K filing?

Vince Holding Corp. reported that its subsidiary V Opco, LLC entered into a Second Amendment to its ABL credit agreement. The change updates borrowing base rules by revising the definition of Eligible Trade Receivables and is treated as a direct financial obligation.

What is the purpose of the Second Amendment to Vince Holding’s ABL Credit Agreement?

The Second Amendment updates the definition of Eligible Trade Receivables in the ABL Credit Agreement. It increases concentration limits and expands eligibility criteria for certain customer accounts that may be included in the borrowing base for the revolving credit facility.

When was Vince Holding’s Second Amendment to the ABL Credit Agreement executed?

The Second Amendment to Vince Holding’s ABL Credit Agreement was executed on March 18, 2026. This date is specified in the 8-K and tied to changes in how Eligible Trade Receivables are defined for the company’s borrowing base under the facility.

How does the amendment affect Vince Holding Corp.’s borrowing base?

The amendment affects the borrowing base by modifying what counts as Eligible Trade Receivables. It raises concentration limits and widens eligibility for certain customer accounts, which can influence the amount available to borrow under the ABL Credit Agreement terms.

Who are the key parties to Vince Holding’s Amended ABL Credit Agreement?

Key parties include V Opco, LLC as borrower, the guarantors named in the agreement, Bank of America, N.A. as agent, other lenders, and BofA Securities, Inc. as sole lead arranger and sole bookrunner, all under the Amended ABL Credit Agreement framework.

Where can investors find the full text of Vince Holding’s Second Amendment?

The full text of the Second Amendment is filed as Exhibit 10.1 to this 8-K. The filing states that the brief description is only a summary and that the complete legal terms are set out in the exhibit incorporated by reference.

Filing Exhibits & Attachments

2 documents

Agreements & Contracts

• EX-10.1 EX-10.1 56.3 KB

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA WITH EMBEDDED LINKBASES DOCUMENT 24.3 KB