Usio (USIO) director acquires 7,000 shares from vesting RSUs

Rhea-AI Filing Summary

Usio, Inc. director Ernesto R Beyer del la Garza acquired 7,000 shares of common stock on March 16, 2026 through the vesting and conversion of restricted stock units granted on March 16, 2023 at $1.21 per unit. Following this compensation-related event, he holds 92,666 shares of common stock and 35,000 restricted stock units directly.

Insider Trade Summary

7,000 shares exercised/converted

Mixed 2 txns

Insider Beyer del la Garza Ernesto R

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	7,000	$1.21	$8K
Exercise	Common Stock	7,000	$1.21	$8K

Holdings After Transaction: Restricted Stock Units — 35,000 shares (Direct); Common Stock — 92,666 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Beyer del la Garza Ernesto R

(Last) (First) (Middle)

3611 PAESANOS PARKWAY

SUITE 300

(Street)

SAN ANTONIO TEXAS 78231

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/16/2026		M		7,000(1)	A	$1.21	92,666	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0	03/16/2026		M			7,000	03/16/2026	03/16/2033	Restricted Stock Units	7,000(1)	$1.21	35,000	D

Explanation of Responses:

1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on March 16, 2023, and vested March 16, 2026.

	/s/ Ernesto Beyer	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Usio (USIO) report for Ernesto R Beyer del la Garza?

Usio reported that director Ernesto R Beyer del la Garza acquired 7,000 common shares. These came from the vesting and conversion of restricted stock units originally granted on March 16, 2023 as part of his equity compensation package.

How many Usio (USIO) shares did the director receive and at what price?

The director received 7,000 shares of Usio common stock at a reported value of $1.21 per share. This was the result of exercising restricted stock units that vested on March 16, 2026, rather than an open-market purchase or sale.

Is the Usio (USIO) Form 4 transaction an open-market buy or sell?

The Form 4 transaction is not an open-market buy or sell. It reflects the exercise and conversion of restricted stock units upon vesting, a routine compensation event where the director acquires shares without trading them on the open market.

What are Ernesto R Beyer del la Garza’s Usio (USIO) holdings after this Form 4?

After the transaction, the director directly holds 92,666 shares of Usio common stock. He also holds 35,000 restricted stock units, indicating a remaining unvested or unconverted equity compensation position tied to future service or vesting conditions.

Why did the Usio (USIO) restricted stock units convert on March 16, 2026?

The restricted stock units converted because they vested on March 16, 2026. According to the disclosure, these RSUs were originally granted on March 16, 2023 and became eligible to convert into common shares upon satisfying the vesting schedule.

Does this Usio (USIO) insider transaction signal a change in ownership sentiment?

The transaction mainly reflects routine equity compensation rather than a sentiment-driven trade. The director exercised 7,000 restricted stock units as they vested, increasing his common stock holdings without any reported open-market buying or selling activity in this filing.