Trust tied to UNITED COMMUNITY BANKS INC (UCB) sells 25,000 shares

Rhea-AI Filing Summary

UNITED COMMUNITY BANKS INC President & CEO H. Lynn Harton reported an indirect open-market sale of 25,000 shares of common stock at an average price of $34.636 per share. The shares were sold by the Herbert Lynn Harton Revocable Trust under a pre-arranged Rule 10b5-1 trading plan. Following this transaction, the trust held 84,123 shares indirectly, while Harton also reported 252,705 shares held directly.

Insider Trade Summary

Net Seller: 25,000 shares ($865,900)

Net Sell 2 txns

Insider HARTON H LYNN

Role President & CEO

Sold 25,000 shs ($866K)

Type	Security	Shares	Price	Value
Sale	Common Stock	25,000	$34.636	$866K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 84,123 shares (Indirect, By Herbert Lynn Harton Revocable Trust dated 3/16/15); Common Stock — 252,705 shares (Direct)

Footnotes (1)

1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $34.31 to $35.10, inclusive. The reporting person undertakes to provide to UCB, any security holder of UCB, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote to this Form 4.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HARTON H LYNN

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/18/2026		S		25,000(1)	D	$34.636(2)	84,123	I	By Herbert Lynn Harton Revocable Trust dated 3/16/15
Common Stock								252,705	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.

2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $34.31 to $35.10, inclusive. The reporting person undertakes to provide to UCB, any security holder of UCB, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote to this Form 4.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UNITED COMMUNITY BANKS INC (UCB) report on this Form 4?

UNITED COMMUNITY BANKS INC reported an indirect open-market sale of 25,000 shares of common stock at an average price of $34.636 per share. The sale was executed by a revocable trust associated with President & CEO H. Lynn Harton under a Rule 10b5-1 plan.

Who was responsible for the 25,000 share sale reported for UCB?

The 25,000 share sale was executed by the Herbert Lynn Harton Revocable Trust dated 3/16/15, which is associated with H. Lynn Harton. Harton is the President & CEO and reported the transaction as an indirect ownership change in UNITED COMMUNITY BANKS INC common stock.

At what prices were the UNITED COMMUNITY BANKS INC (UCB) shares sold in this Form 4?

The reported average sale price was $34.636 per share, based on multiple transactions. According to the footnote, individual trades occurred at prices ranging from $34.31 to $35.10, inclusive, resulting in the weighted average price disclosed in the Form 4 filing.

Was the UCB insider sale executed under a Rule 10b5-1 trading plan?

Yes. The filing states the 25,000 shares of UNITED COMMUNITY BANKS INC common stock were sold pursuant to a Rule 10b5-1 plan. Such plans pre-schedule trades, allowing insiders to diversify holdings while reducing concerns about trading on material nonpublic information.

How many UNITED COMMUNITY BANKS INC (UCB) shares does H. Lynn Harton report owning after the sale?

After the reported sale, the revocable trust held 84,123 shares indirectly. In addition, H. Lynn Harton reported 252,705 shares of UNITED COMMUNITY BANKS INC common stock held directly, reflecting his remaining reported ownership positions following this Form 4 transaction.

What is the net effect of this Form 4 on UCB insider shareholdings?

The Form 4 shows a net sale of 25,000 UNITED COMMUNITY BANKS INC shares, all from indirect holdings via a revocable trust. Direct holdings remained at 252,705 shares, while the trust’s post-transaction indirect holdings totaled 84,123 shares according to the filing details.