UCB executive (UCB) sells 1,510 shares under Rule 10b5-1 plan

Rhea-AI Filing Summary

UNITED COMMUNITY BANKS INC executive Richard Bradshaw reported an open-market sale of 1,510 shares of common stock at $33.09 per share. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. After this sale, he continues to hold 84,497 shares directly.

Insider Trade Summary

Net Seller: 1,510 shares ($49,966)

Net Sell 1 txn

Insider BRADSHAW RICHARD

Role EVP, Chief Banking Officer

Sold 1,510 shs ($50K)

Type	Security	Shares	Price	Value
Sale	Common Stock	1,510	$33.09	$50K

Holdings After Transaction: Common Stock — 84,497 shares (Direct, null)

Footnotes (1)

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Key Figures

Shares sold: 1,510 shares Sale price: $33.09 per share Shares held after sale: 84,497 shares +1 more

4 metrics

Shares sold 1,510 shares Open-market sale of common stock

Sale price $33.09 per share Price for the 1,510 shares sold

Shares held after sale 84,497 shares Direct ownership after the transaction

Net share change -1,510 shares Net effect of reported insider transactions

Key Terms

open-market sale, Rule 10b5-1 plan, Common Stock, Form 4

4 terms

open-market sale financial

"transaction_action: "open-market sale""

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

Rule 10b5-1 plan regulatory

"shares ... sold pursuant to a 10b5-1 plan"

A Rule 10b5-1 plan is a prearranged, written schedule that lets corporate insiders buy or sell company stock at set times or amounts, even if they later learn material nonpublic information. Think of it like setting an automatic thermostat for trades: it creates a clear record that trades were planned in advance, reducing the risk of insider-trading accusations and helping investors trust that insider transactions are routine rather than based on secret information.

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRADSHAW RICHARD

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/27/2026		S		1,510(1)	D	$33.09	84,497	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	04/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UCB executive Richard Bradshaw report?

Richard Bradshaw reported an open-market sale of 1,510 shares of UNITED COMMUNITY BANKS INC common stock. The shares were sold at $33.09 each, and the transaction was executed under a pre-arranged Rule 10b5-1 trading plan.

At what price were Richard Bradshaw’s UCB shares sold?

The 1,510 UNITED COMMUNITY BANKS INC shares were sold at $33.09 per share. This reflects an open-market sale, with pricing set by prevailing market conditions at the time of the transaction executed under a Rule 10b5-1 plan.

How many UNITED COMMUNITY BANKS INC shares does Richard Bradshaw hold after the sale?

After the reported transaction, Richard Bradshaw directly holds 84,497 shares of UNITED COMMUNITY BANKS INC common stock. This post-transaction balance shows he retains a substantially larger position than the number of shares sold in the open-market trade.

Was Richard Bradshaw’s UCB stock sale under a Rule 10b5-1 trading plan?

Yes, the filing states the 1,510 UNITED COMMUNITY BANKS INC shares were sold pursuant to a Rule 10b5-1 plan. Such pre-arranged trading plans schedule transactions in advance, helping separate routine portfolio moves from discretionary timing decisions.

What role does Richard Bradshaw hold at UNITED COMMUNITY BANKS INC?

Richard Bradshaw serves as Executive Vice President and Chief Banking Officer at UNITED COMMUNITY BANKS INC. His Form 4 filing reflects personal holdings and an open-market sale of common stock, providing transparency into insider ownership and trading activity.