Welcome to our dedicated page for United Bankshares West Va SEC filings (Ticker: UBSI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
United Bankshares, Inc. filings document the formal reporting record for a West Virginia financial holding company whose common stock trades on the Nasdaq Global Select Market under UBSI. Current reports furnish quarterly and annual results, including operating performance, profitability measures, credit-loss provisions, balance-sheet trends, noninterest expense, and merger-related effects from completed bank acquisitions.
Proxy and governance filings cover annual meeting matters, board oversight, executive compensation, and shareholder voting procedures. Other 8-K disclosures record capital-structure and governance actions, including common-stock repurchase authorization, registered common stock details, and change-in-control agreements with senior executives.
United Bankshares, Inc. reported the results of its Annual Meeting of Shareholders held on May 13, 2026. Shareholders elected all fourteen nominated directors to one-year terms expiring at the 2027 Annual Meeting, with each nominee receiving over 98 million votes in favor.
Investors also ratified Ernst & Young LLP as the independent registered public accounting firm for the fiscal year ending December 31, 2026, with 118,925,575 votes for and 3,680,997 against. On an advisory basis, shareholders approved the compensation of United’s named executive officers, with 100,970,987 votes for and 3,536,801 against, while 17,740,845 were broker non-votes.
UNITED BANKSHARES INC/WV director WINTER P CLINTON reported a small net purchase tied to company stock. He acquired 744 units of Phantom Stock, a cash-settled derivative equal to 1-for-1 with UBSI common stock, at $42.0559 per unit. After this, he holds 57,992 Phantom Stock units, 458,658 common shares directly, and additional indirect holdings through his spouse and Bray & Oakley Insurance.
United Bankshares, Inc. reported stronger quarterly results for the three months ended March 31, 2026, driven by higher net interest income and lower credit costs. Net income rose to $124.2 million from $84.3 million a year earlier, and diluted earnings per share increased to $0.89 from $0.59.
Net interest income improved to $282.5 million as loan interest and fee income increased while deposit and borrowing costs declined. The provision for credit losses fell to $7.8 million from $29.1 million, reflecting stable credit quality and modest growth in the allowance for loan and lease losses to $299.6 million.
Total assets were $33.7 billion, with net loans and leases of $24.6 billion and deposits of $27.1 billion. Operating cash flow was strong at $160.9 million, while the company continued returning capital through cash dividends of $0.38 per share and share repurchases, which increased treasury stock and slightly reduced total shareholders’ equity to $5.49 billion.
United Bankshares Inc. ownership report: Vanguard Capital Management discloses beneficial ownership of 7,425,788 shares of Common Stock, representing 5.32% of the class as of 03/31/2026. The filing shows sole voting power for 1,080,898 shares and sole dispositive power over 7,425,788 shares. The statement covers securities held for Vanguard funds and managed accounts and lists affiliated business divisions that exercise voting or dispositive power.
United Bankshares Inc/WV - Institutional ownership report by Vanguard Portfolio Management. Vanguard Portfolio Management reports beneficial ownership of 7,339,336 shares of common stock, representing 5.26% of the class as of 03/31/2026. The filing states Vanguard exercises sole dispositive power over 7,339,336 shares and has sole voting power for 61,798 shares. The disclosure explains holdings include securities held for Vanguard funds and certain client accounts and follows SEC Release No. 34-39538.
United Bankshares, Inc. reported solid first quarter 2026 results with net income of $124.2 million, or $0.89 per diluted share. Earnings were slightly below the prior quarter’s $128.8 million, or $0.91 per share, but well above first quarter 2025’s $84.3 million, or $0.59 per share.
Profitability remained strong, with a return on average assets of 1.49%, return on average shareholders’ equity of 9.08%, and return on average tangible common equity of 14.40%. Net interest income was $282.5 million and the net interest margin was 3.80%, modestly lower than the prior quarter as both asset yields and funding costs declined.
Credit quality stayed sound. Non-performing assets were $113.2 million, or 0.34% of total assets, and net charge-offs were $5.7 million, or 0.09% annualized. The allowance for loan and lease losses was $299.6 million, or 1.20% of loans and leases. United remained well capitalized, with an estimated total risk-based capital ratio of 15.5% and Common Equity Tier 1 ratio of 13.3%, and returned capital through a quarterly dividend of $0.38 per share and repurchase of about 1.7 million shares at an average price of $39.92.
UNITED BANKSHARES INC/WV director WINTER P CLINTON bought 512 units of Phantom Stock at $42.0344 per unit on Phantom Stock. These phantom stock units are credited on a 1-for-1 basis to common stock and are payable in cash after the director’s termination of employment with UBSI. Following this transaction, the director holds 57,248 Phantom Stock units. The filing also shows direct ownership of 458,658 shares of common stock and indirect ownership of 36,800 common shares through Bray & Oakley Insurance and 1,000 common shares held by a spouse.
United Bankshares, Inc. is soliciting proxies for its 2026 Annual Meeting, where shareholders will elect 14 directors, ratify Ernst & Young LLP as independent auditor for 2026, and approve on an advisory basis the compensation of named executive officers.
Holders of 139,670,543 common shares as of March 5, 2026 may vote in person, by mail, telephone or internet, with cumulative voting available for the director election. The board highlights a supermajority of independent directors, a lead independent director role, and board‑level oversight of risk, governance, audit, and human capital.
The proxy discloses that directors, nominees and executive officers as a group beneficially own 4,433,618 shares, or 3.16% of outstanding stock, while large institutional holders such as BlackRock, The Vanguard Group, State Street and Dimensional Fund Advisors each own more than 5%. Shareholders are also asked to ratify equity compensation plans and review pay practices through the say‑on‑pay vote.
United Bankshares Inc. disclosure: The Vanguard Group filed an amendment to its Schedule 13G/A stating it now reports 0 shares and 0% beneficial ownership of United Bankshares Inc. following an internal realignment effective January 12, 2026.
The filing explains certain Vanguard subsidiaries and business divisions will report beneficial ownership separately in reliance on SEC Release No. 34-39538, and that Vanguard no longer is deemed to have beneficial ownership over securities held by those entities.