Welcome to our dedicated page for Ready Capital SEC filings (Ticker: RC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Ready Capital Corporation (NYSE: RC), a Maryland-incorporated, multi-strategy real estate finance REIT focused on lower-to-middle-market commercial real estate and small business lending. Through these filings, investors can review the company’s official financial statements, risk disclosures, governance information, and material event reports.
Ready Capital’s annual reports on Form 10-K and quarterly reports on Form 10-Q contain audited and interim financial statements, segment information related to lower-to-middle-market commercial real estate and Small Business Lending, details on mortgage-backed securities and securitizations, and discussions of credit risk, funding sources, and REIT tax considerations. These filings also describe how the company defines and uses non-GAAP measures such as distributable earnings alongside GAAP net income.
The company’s current reports on Form 8-K include earnings releases, investor presentations, and information about stockholder votes at annual meetings. For example, Ready Capital has filed 8-Ks to furnish quarterly earnings releases, to provide investor presentation materials, and to report the results of stockholder votes on director elections, advisory votes on executive compensation, and the frequency of future advisory votes.
Ready Capital’s SEC filings also list its registered securities, including common stock, 6.25% Series C Cumulative Convertible Preferred Stock, 6.50% Series E Cumulative Redeemable Preferred Stock, and senior notes with stated coupon rates and maturities. These disclosures help investors understand the company’s capital structure, debt obligations, and preferred equity.
On Stock Titan, filings are updated as they are made available on EDGAR, and AI-powered tools can help summarize lengthy documents such as 10-Ks, 10-Qs, and 8-Ks. Users can quickly identify key items, such as changes in distributable earnings definitions, updates to risk factors, or new financing transactions, and can review Ready Capital’s regulatory history, including governance decisions like the frequency of advisory votes on executive compensation.
Ready Capital Corp ownership update: The Vanguard Group filed an amendment reporting 0 shares beneficially owned of Ready Capital Corp common stock, representing 0% of the class. The filing explains an internal realignment performed on January 12, 2026 that disaggregated certain Vanguard subsidiaries' holdings. The amendment is signed on 03/27/2026.
Ready Capital Corporation plans to redeem all of its 6.20% Senior Notes due 2026. The company has issued a redemption notice stating that the notes will be redeemed on April 22, 2026 at a price equal to 100% of their principal amount plus accrued and unpaid interest to, but excluding, the redemption date.
The redemption will be carried out under the existing indenture with U.S. Bank Trust Company, National Association, as trustee, and the company states that the redemption payment will be funded with available cash.
Ready Capital Corp Chief Credit Officer Dominick Scali reported equity compensation awards and a related tax withholding transaction. He received a special retention grant of 350,000 shares of restricted Common Stock on March 2, 2026, vesting on December 31, 2028, if his employment continues.
On March 2, 2026 he was also granted 1,050,000 performance stock units (PSUs) that may vest in up to ten parts if specified 30‑day volume weighted average price milestones are met and employment continues. These PSUs will be settled in shares only if stockholders approve a 2026 plan amendment; otherwise they will be settled in cash.
On March 5, 2026 he received an additional 194,175 restricted shares, vesting in three equal installments on March 5 of 2027, 2028 and 2029, subject to continued employment. On March 13, 2026, 26,313 shares were withheld to cover tax obligations on earlier grants, leaving 698,499 Common shares held directly.
Ready Capital Corp’s Chief Financial Officer Andrew Ahlborn reported routine tax-related share dispositions. On December 24, 2025, 25,248 shares of common stock were withheld at $2.23 per share to cover tax obligations tied to stock vesting. On March 13, 2026, an additional 27,950 shares were withheld at $1.74 per share for similar tax withholding on vested awards. After these non-market transactions, Ahlborn directly holds 1,148,872 shares of Ready Capital common stock.
Ready Capital Corporation Chief Credit Officer Dominick Scali filed an initial ownership report showing beneficial ownership of 180,637 shares of Common Stock. This includes 119,541 shares of restricted Common Stock granted under the Ready Capital Corporation 2023 Equity Incentive Plan.
Sinai Todd M. reported acquisition or exercise transactions in this Form 4 filing.
Ready Capital Corp director Todd M. Sinai reported an equity award of 58,252 shares of Common Stock in the form of restricted stock units on March 5, 2026. The grant was made at no cash cost and increased his directly owned Common Stock to 142,520 shares.
The 58,252 RSUs were granted under the Ready Capital Corporation 2023 Equity Incentive Plan and will vest in four equal installments on March 31, 2026, June 30, 2026, September 30, 2026 and December 31, 2026. Each RSU represents the right to receive one share of Common Stock at vesting or at a deferred settlement date elected by Sinai.
On these unvested RSUs, Sinai is entitled to dividend equivalent rights from the grant date, payable in cash in an amount equal to the cash dividend paid on each share of Ready Capital Common Stock.
REESE J MITCHELL reported acquisition or exercise transactions in this Form 4 filing.
Ready Capital Corp director J. Mitchell Reese reported an indirect award of 58,252 Restricted Stock Units under the company’s 2023 Equity Incentive Plan. The RSUs, held through the J. Mitchell Reese Jr. Trust, vest in four equal installments across 2026 and include cash dividend equivalent rights on unvested units.
Mielle Dominique reported acquisition or exercise transactions in this Form 4 filing.
Ready Capital Corp director Dominique Mielle reported an equity grant of 58,252 Restricted Stock Units (RSUs) on March 5, 2026. The award was made under the Ready Capital Corporation 2023 Equity Incentive Plan and carries no purchase price. Each RSU represents the right to receive one share of common stock at vesting or a deferred settlement date.
The RSUs vest in four equal installments on March 31, 2026, June 30, 2026, September 30, 2026, and December 31, 2026. Mielle will also receive cash dividend equivalents on unvested RSUs equal to cash dividends paid on a share of Ready Capital common stock. Following this award, she directly holds 124,790 shares of common stock.
Marshall Meredith reported acquisition or exercise transactions in this Form 4 filing.
Ready Capital Corp director Marshall Meredith reported an equity award of company stock. On March 5, 2026, he was granted 58,252 shares of restricted Common Stock under the Ready Capital Corporation 2023 Equity Incentive Plan at no cash cost.
The restricted shares will vest in four equal installments on March 31, 2026, June 30, 2026, September 30, 2026 and December 31, 2026. After this grant, Meredith directly owns 98,346 shares of Ready Capital common stock.