RBCAA (RBCAA) director receives 510-share Class A stock grant

Rhea-AI Filing Summary

REPUBLIC BANCORP INC /KY/ director Ernest W. Marshall Jr. received an award of 510 shares of Class A Common Stock. The shares were granted at a price of $0.0000 per share, indicating a compensation-related grant rather than an open-market purchase. Following this award, his direct holdings increased to 8,988.889 shares of Class A Common Stock. Footnotes note small additional amounts acquired through the company’s dividend reinvestment plan and related dividend equivalent rights since his prior ownership report.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider MARSHALL ERNEST W JR

Role null

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	510	$0.00	--

Holdings After Transaction: Class A Common Stock — 8,988.889 shares (Direct, null)

Footnotes (1)

1. Includes 1.293 shares acquired under the Issuer's dividend reinvestment plan since the date of the Reporting Person's last ownership report. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

Key Figures

Shares granted: 510 shares Grant price: $0.0000 per share Shares held after grant: 8,988.889 shares +1 more

4 metrics

Shares granted 510 shares Class A Common Stock grant on 2026-05-20

Grant price $0.0000 per share Price for 510-share equity award

Shares held after grant 8,988.889 shares Direct Class A Common Stock holdings after transaction

Dividend reinvestment plan shares 1.293 shares Additional shares acquired under dividend reinvestment plan since last report

Key Terms

Class A Common Stock, dividend reinvestment plan, dividend equivalent rights, Grant, award, or other acquisition

4 terms

Class A Common Stock financial

"510.0000 shares of Class A Common Stock were granted as an award."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

dividend reinvestment plan financial

"Includes 1.293 shares acquired under the Issuer's dividend reinvestment plan since the date of the Reporting Person's last ownership report."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

dividend equivalent rights financial

"Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report."

Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.

Grant, award, or other acquisition financial

"Transaction code A is described as Grant, award, or other acquisition."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MARSHALL ERNEST W JR

(Last) (First) (Middle)

1000 EATON BLVD

(Street)

CLEVELAND OHIO 44122

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/20/2026		A		510	A	$0	8,988.889(1)(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 1.293 shares acquired under the Issuer's dividend reinvestment plan since the date of the Reporting Person's last ownership report.

2. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes, Attorney-in-Fact	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did RBCAA director Ernest W. Marshall Jr. report?

Ernest W. Marshall Jr., a director of RBCAA, reported receiving 510 shares of Class A Common Stock as a grant. The shares were awarded at $0.0000 per share, indicating equity compensation rather than an open-market purchase, and increased his direct holdings to 8,988.889 shares.

Was the RBCAA insider transaction a purchase or a grant of shares?

The RBCAA insider transaction was a grant, not a market purchase. Director Ernest W. Marshall Jr. acquired 510 Class A Common Stock shares at $0.0000 per share as a compensation-related award, classified in the filing as a “Grant, award, or other acquisition” transaction.

How many RBCAA shares does Ernest W. Marshall Jr. hold after this Form 4?

After the reported transaction, Ernest W. Marshall Jr. holds 8,988.889 shares of RBCAA Class A Common Stock directly. This total includes the 510-share grant reported in the filing and small additional amounts accumulated through the dividend reinvestment plan and dividend equivalent rights since his last report.

What price was reported for the RBCAA insider share grant on the Form 4?

The Form 4 shows a transaction price of $0.0000 per share for the 510 Class A Common Stock shares. This zero-dollar price reflects that the shares were granted as equity compensation, rather than bought on the open market for cash consideration by the reporting director.

Do dividend reinvestment plan shares affect RBCAA director Ernest W. Marshall Jr.’s holdings?

Yes. A footnote states that 1.293 additional shares were acquired under RBCAA’s dividend reinvestment plan since the prior report. Another footnote notes additional dividend equivalent rights, both of which incrementally increase Marshall’s overall Class A Common Stock-related ownership position.