Welcome to our dedicated page for Republic Bancorp Ky SEC filings (Ticker: RBCAA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Republic Bancorp, Inc. (RBCAA) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Republic Bancorp, a Kentucky-incorporated financial holding company and parent of Republic Bank & Trust Company, uses SEC reports to communicate material information about its commercial banking operations, segment performance, and capital actions.
Among the most relevant documents for this bank are current reports on Form 8-K, which the company uses to announce quarterly results of operations, financial condition, and cash dividend declarations. These filings typically include or reference earnings releases and financial supplements that present segment-level data for Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. They also provide detail on net interest income, net interest margin, loan balances, deposit composition, and allowance for credit losses across the Core Bank and the Republic Processing Group.
Investors reviewing Republic Bancorp’s filings can analyze how management discusses trends in interest-earning assets, funding sources, credit quality, and provisioning. The filings also identify the company’s jurisdiction of incorporation, Commission File Number, and other key corporate details. Over time, these documents form a record of how the bank reports its performance, risk profile, and shareholder-related actions such as recurring cash dividends on Class A and Class B Common Stock.
On Stock Titan, SEC filings for RBCAA are supplemented with AI-powered summaries that highlight major points from lengthy reports, helping users quickly understand the significance of each document. Real-time updates from EDGAR, combined with structured access to earnings-related 8-Ks and other filings, allow users to follow Republic Bancorp’s regulatory disclosures and compare narrative commentary with the detailed financial tables included in the exhibits.
Republic Bancorp, Inc. held its 2026 Annual Meeting of Shareholders on April 23, 2026. Shareholders elected 13 directors to serve until the 2027 annual meeting, with each nominee receiving over 31.8 million votes in favor and additional broker non-votes recorded.
Shareholders also ratified the appointment of Forvis Mazars, LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026, with 35,141,356 votes for, 16,037 against, and 12,647 abstentions, indicating strong overall support for the auditor choice.
Republic Bancorp EVP and General Counsel Christy Ames reported routine equity compensation activity involving stock options and common shares of Class A Common Stock.
Ames exercised options to acquire 2,688 shares of Class A Common Stock at an effective exercise price of $42.74 per share. To cover tax obligations, 1,859 shares of Class A Common Stock were disposed of in a tax-withholding transaction at $72.46 per share. After these transactions, Ames directly holds 8,343.631 shares of Class A Common Stock.
Ames also continues to hold employee stock options on Class A Common Stock, including options over 1,352 shares at an exercise price of $71.36 expiring on January 1, 2032, 1,622 shares at $68.02 expiring on January 1, 2031, and 2,242 shares at $49.25 expiring on January 1, 2030. A footnote indicates these figures reflect additional dividend equivalent rights acquired since Ames’s last ownership report.
Republic Bancorp, Inc. filed a current report to furnish materials for its Annual Meeting of Shareholders. The company will give a Meeting Presentation on April 23, 2026, at 10:00 A.M. Eastern Daylight Time, and the related presentation materials are provided as Exhibit 99.1.
The information in Item 7.01 and Exhibit 99.1 is being furnished under Regulation FD, not filed for liability purposes under the Exchange Act, and will be incorporated into other filings only if specifically referenced.
Republic Bancorp, Inc. reported first quarter 2026 net income of $42.6 million, with diluted EPS of $2.18, down 10% from $47.3 million and $2.42 a year earlier. Adjusted net income excluding infrequent items rose 3% to $39.9 million, or $2.04 per diluted share.
The Core Bank segment generated net income of $23.8 million, up 37%, with adjusted net income up 21% to $21.1 million, driven by a 12% increase in Core Bank net interest income to $63.2 million and net interest margin expansion to 3.96%. Average Core Bank loans grew 4%, with credit quality remaining solid as the Core Bank allowance-to-total-loans ratio rose to 1.26% and annualized net charge-offs stayed low.
Republic Processing Group net income declined to $18.8 million from $29.9 million, largely reflecting the nonrenewal of a large Tax Refund Solutions contract. Company-wide, return on average assets was 2.40% and return on average equity was 15.28%. Total assets were $7.25 billion as of March 31, 2026.
Republic Bancorp EVP & Chief Financial Officer Kevin D. Sipes exercised employee stock options covering 5,376 shares of Class A Common Stock at an exercise price of $42.74 per share. To cover tax obligations, 4,130 of these shares were withheld at a value of $74.57 per share, leaving him with 76,593.281 shares held directly plus additional shares held through a 401(k) plan. He also continues to hold several remaining option grants that can be exercised in future years.
Republic Bancorp, Inc. director and bank President & CEO Logan Pichel reported a compensation-related share award. He acquired 81.775 shares of Class A Common Stock on March 31, 2026 as a grant or other award at an indicated value of $70.55 per share, bringing his directly held shares to 64,194.597. Footnotes note that this total includes 49.025 shares acquired under the employee stock purchase plan on the same date and adjustments from an equity plan administrator transfer. He also reports indirect ownership of 1,773.964 shares through a 401(k) plan and continues to hold employee stock options over 17,937, 12,978 and 16,903 underlying Class A shares with exercise prices between $49.25 and $71.36 and expiration dates from 2030 to 2032.
Starke Jeff reported acquisition or exercise transactions in this Form 4 filing.
Republic Bancorp EVP and CIO Jeff Starke reported a stock award and updated equity holdings. He received 65.422 shares of Class A Common Stock as a grant at $70.55 per share on March 31, 2026, bringing his direct holdings to 6,516.455 shares. His indirect holdings through a 401(k) plan total 922.044 shares.
Starke also reports outstanding employee stock options on Class A Common Stock, including options exercisable at $42.74, $49.25, $68.02 and $71.36 per share, covering 6,720, 5,605, 4,055 and 2,873 underlying shares, respectively, with expirations between December 31, 2026 and January 1, 2032.
Republic Bancorp, Inc. SVP Scott Nardi reported an equity award of Class A Common Stock. On March 31, 2026, he received 63.785 shares of Class A Common Stock as a grant at a reference price of $70.55 per share, bringing his direct holdings to 2,210.336 shares.
He also has outstanding employee stock options covering 1,352 shares of Class A Common Stock with an exercise price of $71.36 per share and an expiration date in 2032. The filing reflects routine compensation-related equity, not open‑market buying or selling.
Republic Bancorp (RBCAA) executive William R. Nelson received a stock award and holds multiple stock options. On March 31, 2026, he acquired 65.422 shares of Class A Common Stock as a grant at an indicated value of $70.55 per share, bringing his direct holdings to 34,133.065 shares. He also holds employee stock options for 4,484 shares at $49.25 per share expiring in 2030, 3,244 shares at $68.02 expiring in 2031, and 2,028 shares at $71.36 expiring in 2032, each option representing the right to buy Class A Common Stock.
Republic Bancorp executive Cheryl VanAllen, EVP & Chief People Officer, received a grant of 65.422 shares of Class A Common Stock at a reported price of $70.55 per share. After this award, she holds 2,222.998 Class A shares directly.
She also holds employee stock options covering 1,622 Class A shares at an exercise price of $68.02 per share, exercisable beginning in 2028, and options on 1,352 shares at $71.36 per share, exercisable beginning in 2029, both expiring in the early 2030s.