Welcome to our dedicated page for RBB SEC filings (Ticker: RBB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
RBB Bancorp filings document formal disclosures for a California bank holding company with common stock registered on the Nasdaq Global Select Market under RBB. Recent 8-K reports furnish operating results, financial-condition information, conference-call materials and Regulation FD presentations for RBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company.
The filing record also covers annual-meeting governance through the definitive proxy statement, including board matters, equity awards and executive compensation disclosures. Material-event filings address leadership and board changes, while securities disclosures identify the company's common stock, no par value, as its registered exchange-traded class.
FJ Capital Management LLC and affiliated entities disclosed held stakes in RBB Bancorp common stock totaling 1,766,083 shares, representing 9.96% of the class. The reported position aggregates holdings across Financial Opportunity Fund LLC (1,511,408 shares, 8.52%), Financial Opportunity Long/Short Fund LLC (54,130 shares, 0.31%), and managed accounts (200,545 shares), with shared voting and dispositive power only and no sole voting or dispositive power reported.
The filing states the securities were not acquired to change or influence control of the issuer and includes an explicit certification to that effect. This Schedule 13G/A provides a transparent, material disclosure of ownership above the 5% threshold that investors can use to assess shareholder concentration and potential influence by the reporting group.
RBB Bancorp reported a mixed second quarter: solid core lending income but higher credit costs and mark-to-market losses on securities. Total assets were $4.09 billion and loans held for investment totaled $3.235 billion, while deposits increased to $3.188 billion and shareholders' equity was $517.7 million. Net interest income before provision for credit losses was $27.3 million for the quarter, reflecting lending margins after funding costs. The company reported quarterly net income of $9.333 million ($0.53 basic), compared with $2.29 million in the prior quarter, and six-month net income of $11.623 million versus $15.281 million a year earlier.
Noninterest income for the quarter was $8.478 million and included a $5.2 million Employee Retention Credit refund recorded in other income. The provision for credit losses was $2.387 million in the quarter and $9.133 million year-to-date, with year-to-date charge-offs of $6.066 million and an allowance for loan losses of $51.014 million (about 1.58% of loans). Available-for-sale securities had a fair value of $413.142 million with aggregate unrealized losses of $24.687 million attributed to yield-curve movement. Time deposits over $250,000 were $942.0 million and brokered time deposits were $133.0 million. Long-term debt, net, was $119.72 million and subordinated debentures totaled $15.265 million.