Ohio Valley Banc (NASDAQ: OVBC) director adds shares in DRIP transactions

Rhea-AI Filing Summary

Ohio Valley Banc Corp director Michael Seth Isaac reported small share purchases under a dividend reinvestment plan. On February 13, 2026, he made an open-market purchase of 69.3648 common shares at $42.81 per share and a separate transaction of 3.2786 common shares at $42.81, noted as voluntary cash for the company’s dividend reinvestment plan. Following these transactions, he directly owned 689.1673 common shares of Ohio Valley Banc Corp.

Insider Trade Summary

Net Buyer: 69.365 shares ($2,970)

Net Buy 2 txns

Insider Michael Seth Isaac

Role Director

Bought 69.365 shs ($3K)

Type	Security	Shares	Price	Value
Purchase	Common Shares	69.365	$42.81	$3K
Other	Common Shares	3.279	$42.81	$140.36

Holdings After Transaction: Common Shares — 685.889 shares (Direct)

Footnotes (1)

1. Voluntary Cash for DRIP. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Michael Seth Isaac

(Last) (First) (Middle)

420 3RD AVE

P.O. BOX 240

(Street)

GALLIPOLIS OH 45631-0240

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	02/13/2026		P(1)		69.3648	A	$42.81	685.8887	D
Common Shares	02/13/2026		J(2)		3.2786	A	$42.81	689.1673	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Voluntary Cash for DRIP.

2. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

	/s/ Charity D. Yates, power of attorney	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did OVBC disclose for director Michael Seth Isaac?

Ohio Valley Banc Corp disclosed that director Michael Seth Isaac acquired additional common shares. The filing shows two small transactions tied to a dividend reinvestment plan, modestly increasing his directly held stake in the company’s common stock.

How many OVBC shares did Michael Seth Isaac acquire in the latest Form 4?

Michael Seth Isaac acquired a total of 72.6434 common shares. This includes 69.3648 shares via an open-market purchase and 3.2786 shares through a related transaction connected to the dividend reinvestment plan, both at a price of $42.81 per share.

What price did the OVBC director pay for the shares reported on February 13, 2026?

All reported Ohio Valley Banc Corp share transactions were priced at $42.81 per share. This price applied both to the open-market purchase and to the additional shares acquired in connection with the company’s dividend reinvestment plan on that date.

What is Michael Seth Isaac’s OVBC share ownership after these transactions?

After the reported transactions, Michael Seth Isaac directly owned 689.1673 OVBC common shares. This figure reflects the updated balance following the open-market purchase and the additional dividend reinvestment-related shares credited on February 13, 2026.

What does the Form 4 say about OVBC’s dividend reinvestment plan activity?

The Form 4 links part of the director’s share increase to a dividend reinvestment plan. A footnote describes “Voluntary Cash for DRIP” and another notes that the ending balance changed because of shares acquired under the company’s dividend reinvestment program.

What is transaction code P in the OVBC Form 4 filing?

Transaction code P in the filing indicates an open-market or private purchase. For Ohio Valley Banc Corp, it identifies the director’s acquisition of 69.3648 common shares at $42.81 per share on February 13, 2026, increasing his directly held position.