Form 4: BARNITZ ANNA P reports purchase transactions in OVBC

Rhea-AI Filing Summary

BARNITZ ANNA P reported open-market purchase transactions in a Form 4 filing for OVBC. The filing lists transactions totaling 82 shares at a weighted average price of $42.81 per share. Following the reported transactions, holdings were 39 shares.

Insider Trade Summary

Net Buyer: 34.682 shares ($1,485)

Net Buy 5 txns

Insider BARNITZ ANNA P

Role Director

Bought 34.682 shs ($1K)

Type	Security	Shares	Price	Value
Other	Common Shares	0.204	$42.81	$8.74
Other	Common Shares	0.204	$42.81	$8.74
Other	Common Shares	0.204	$42.81	$8.74
Purchase	Common Shares	34.682	$42.81	$1K
Other	Common Shares	46.947	$42.81	$2K

Holdings After Transaction: Common Shares — 38.613 shares (Indirect, Custodian For Daughter); Common Shares — 8,862.604 shares (Direct)

Footnotes (1)

1. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan. Voluntary Cash for DRIP.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BARNITZ ANNA P

(Last) (First) (Middle)

420 3RD AVE.

P.O. BOX 240

(Street)

GALLIPOLIS OH 45631-0240

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	02/13/2026		J(1)		0.2041	A	$42.81	38.6125	I	Custodian For Daughter
Common Shares	02/13/2026		J(1)		0.2041	A	$42.81	38.6125	I	Custodian For Son (bab)
Common Shares	02/13/2026		J(1)		0.2041	A	$42.81	38.6125	I	Custodian For Son (hmb)
Common Shares	02/13/2026		P(2)		34.6824	A	$42.81	8,862.6039	D
Common Shares	02/13/2026		J(1)		46.9466	A	$42.81	8,909.5505	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

2. Voluntary Cash for DRIP.

	/s/ Charity D. Yates, power of attorney	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did OVBC director Anna P. Barnitz report?

Anna P. Barnitz reported an open-market purchase of 34.6824 Ohio Valley Banc Corp common shares at $42.81 per share. The filing also records small fractional share adjustments tied to a dividend reinvestment plan and related custodial accounts for family members.

How many OVBC shares does Anna P. Barnitz own after the reported trade?

After the open-market purchase, Anna P. Barnitz directly beneficially owns 8,862.6039 Ohio Valley Banc Corp common shares. Additional small indirect holdings are reported in custodial accounts for her daughter and sons, reflecting fractional shares associated with the dividend reinvestment plan.

What was the purchase price for the OVBC shares acquired by the director?

The director’s open-market transaction shows a purchase price of $42.81 per Ohio Valley Banc Corp common share. The same price applies to the small fractional share transactions linked to the dividend reinvestment plan and related activity reported under transaction code J on the same date.

What do the transaction codes P and J mean in this OVBC Form 4?

In this Form 4, code P represents an open-market or private purchase of common shares, while code J reflects other reportable transactions. Footnotes note that code J items relate to shares acquired through a dividend reinvestment plan and voluntary cash contributed to that plan.

How are family custodial accounts reported in the OVBC Form 4?

The filing lists indirect ownership as “Custodian For Daughter” and “Custodian For Son” accounts. Each shows fractional share transactions of 0.2041 common shares at $42.81, with post-transaction balances of 38.6125 shares in each custodial account following the reported activity.

Why do ending balances differ from prior OVBC reports for this insider?

A footnote explains that ending balances differ from earlier reports because of shares acquired under a dividend reinvestment plan. Another footnote states there was voluntary cash for DRIP, indicating additional purchases of fractional common shares through that reinvestment program over time.