Welcome to our dedicated page for Oceanfirst Finl SEC filings (Ticker: OCFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
OceanFirst Financial Corp (NASDAQ: OCFC) files a range of documents with the U.S. Securities and Exchange Commission that provide insight into its operations as a savings institution and regional bank holding company. This page aggregates those SEC filings and pairs them with AI-powered tools to help interpret the technical language that often appears in banking disclosures.
Investors researching OCFC can use this resource to access current reports on Form 8-K, where OceanFirst discloses material events such as quarterly earnings results, investor presentations, debt offerings, and merger-related announcements. For example, the company has used Form 8-K to describe the pricing and terms of its Fixed-to-Floating Rate Subordinated Notes due 2035, the intended use of proceeds, and the structure of its definitive merger agreement with Flushing Financial Corporation and related investment agreement with affiliates of funds managed by Warburg Pincus LLC.
In addition to 8-Ks, users can locate OceanFirst’s annual reports on Form 10-K and quarterly reports on Form 10-Q through the SEC system. These filings typically contain detailed discussions of loan and deposit portfolios, interest income, credit loss provisions, capital ratios, and risk factors relevant to a regional banking organization. Proxy materials and other filings can also provide information on governance and shareholder matters.
Stock Titan’s platform enhances these filings with AI-generated summaries that highlight key points, explain complex sections in simpler terms, and help readers quickly identify items such as new debt issuances, dividend declarations, or merger conditions. Users interested in insider activity can also review Form 4 and related ownership filings available through EDGAR to see reported transactions by directors and officers.
By combining real-time access to OceanFirst’s SEC reports with AI explanations, this page helps investors, analysts, and researchers understand how OCFC describes its financial condition, strategic transactions, and regulatory disclosures over time.
OceanFirst Financial Corp: The Vanguard Group filed Amendment No. 2 to a Schedule 13G/A reporting 0 shares beneficially owned and 0% of the common stock. The filing explains an internal realignment on January 12, 2026 that caused certain Vanguard subsidiaries and business divisions to report holdings separately. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
OCEANFIRST FINANCIAL CORP senior vice president and principal accounting officer Patrick Chong corrected his reported shareholdings. The amendment explains that a clerical error previously understated his directly held OCFC common shares and that the increase now shown comes from several dividend reinvestments, not from new market purchases or sales.
Following this update, Chong holds 1,914 OCFC common shares directly and 1,540 shares indirectly through an ESOP. This filing is essentially an administrative clean-up so that his Form 4 ownership records accurately reflect past dividend reinvestment activity.
OceanFirst Financial Corp executive Brian Schaeffer reported a tax-related share withholding tied to restricted stock vesting. On this event, 1,837 shares of common stock were withheld at $18.58 per share to satisfy tax liabilities; no shares were sold. After this, he directly holds 88,568 shares and indirectly holds 3,400 shares through an ESOP.
OCEANFIRST FINANCIAL CORP Senior EVP & Corporate Secretary Steven James Tsimbinos had 4,629 common shares withheld at $18.58 per share to cover taxes on the vesting of restricted stock, and no shares were sold.
After this tax-withholding disposition, he directly owns 202,999 common shares. He also has multiple stock option awards, with post-transaction balances between 12,915 and 76,790 options each, and indirectly holds 10,234 common shares through a 401(k) plan and 7,759 shares through an ESOP.
OCEANFIRST FINANCIAL CORP executive Michele B. Estep had 4,629 shares of common stock withheld on tax-withholding disposition at $18.58 per share to cover taxes on restricted stock vesting. The footnote states no shares were sold. Estep now directly holds 177,682 common shares, plus indirect ownership of 3,980 shares through an ESOP and stock options for 50,335 and 76,790 shares.
OceanFirst Financial Corp Senior EVP & CRO David Berninger reported a tax-related share disposition, not an open-market sale. On March 4, 2026, 3,541 shares of common stock at $18.58 per share were withheld to cover taxes tied to vested restricted stock, as noted in the footnote stating no shares were sold. After this withholding, he directly owned 99,708 common shares and indirectly held 361 shares through an ESOP.
OCEANFIRST FINANCIAL CORP Senior EVP & CFO Patrick Sean Barrett reported an insider transaction involving company common stock. On March 4, 2026, 5,643 shares were withheld at $18.48 per share to satisfy tax liabilities tied to vesting restricted stock, and the footnote clarifies that no shares were sold in the market.
After this tax-withholding disposition, Barrett directly owned 147,350 common shares. He also had an additional 1,210 common shares held indirectly through an ESOP, reflecting a separate indirect ownership position.
OceanFirst Financial Corp executive reports tax-related share withholding
Senior EVP and COO Joseph Lebel III reported a Form 4 transaction involving 9,499 shares of OceanFirst Financial Corp common stock on March 4, 2026. These shares were withheld at a price of $18.58 per share to satisfy tax liabilities tied to the vesting of restricted stock, and the footnote clarifies that no shares were sold in the market.
After this withholding event, Lebel directly owns 320,152 common shares, and also holds various stock options and indirect holdings through a 401(k), an ESOP, and shares held by his spouse. The filing mainly updates his ownership records rather than reflecting an open-market trade.
OCEANFIRST FINANCIAL CORP Chairman and CEO Christopher Maher reported a Form 4 showing 14,147 shares of common stock withheld on March 4, 2026 to satisfy tax liabilities from vesting restricted stock at $18.58 per share. A footnote clarifies that no shares were sold; this was a tax-withholding disposition, not an open-market sale. Following this transaction, Maher directly owns 368,621 common shares, and also has various direct stock option holdings and indirect common stock holdings through his spouse, a 401(k) plan, and an ESOP.