Welcome to our dedicated page for Oceanfirst Finl news (Ticker: OCFC), a resource for investors and traders seeking the latest updates and insights on Oceanfirst Finl stock.
OceanFirst Financial Corp. reports recurring developments as the bank holding company for OceanFirst Bank N.A., a regional bank founded in 1902. Company news centers on quarterly operating performance, earnings conference calls, common stock dividends, and board actions affecting capital returns.
OceanFirst Bank provides financial services throughout New Jersey and major metropolitan areas from Massachusetts through Virginia. Its updates reflect commercial and residential financing, treasury management, trust and asset management, deposit services, governance matters, and other capital-structure disclosures tied to a regional banking business.
OceanFirst Financial (NASDAQ: OCFC) and Flushing Financial (NASDAQ: FFIC) received all required regulatory and shareholder approvals to complete their merger, including Federal Reserve approval on April 24, 2026.
Both companies expect to close the transaction by June 1, 2026, subject to customary closing conditions, and OceanFirst set its 2026 virtual annual meeting for May 27, 2026.
OceanFirst Financial (NASDAQ:OCFC) reported net income available to common stockholders of $20.5 million and diluted EPS of $0.36 for Q1 2026. Core earnings were $24.3 million ($0.43 per diluted share) and core PTPP was $34.4 million ($0.60). Net interest margin expanded to 2.93%, total loans rose by $91.9 million, deposits increased by $191.5 million, and common equity tier one was estimated at 10.7%. The announced merger with Flushing received shareholder and state approvals and remains subject to Federal Reserve approval. Quarterly dividend of $0.20 payable May 8, 2026.
OceanFirst Financial Corp (NASDAQ: OCFC) declared a quarterly cash dividend of $0.20 per share, payable May 8, 2026, to shareholders of record on April 27, 2026. The dividend reflects a routine cash distribution from the board and applies to common stockholders.
OceanFirst Bank N.A., founded in 1902, provides commercial and residential financing, treasury management, trust and asset management, and deposit services across the Northeast.
OceanFirst Financial Corp. (NASDAQ: OCFC) and Flushing Financial Corporation (NASDAQ: FFIC) announced that shareholders have approved their merger under the December 29, 2025 merger agreement.
New York State DFS approved the deal on March 23, 2026, and the OCC on April 6, 2026; Federal Reserve approval and customary closing conditions remain outstanding. OceanFirst Bank is a $14.6 billion regional bank.
OceanFirst Financial Corp. (NASDAQ:OCFC) will release results for the quarter ended March 31, 2026 on April 23, 2026 after market close and will host a conference call at 11:00 a.m. ET on April 24, 2026 to discuss quarterly performance.
Dial-in is 888-596-4144 (access code 3895064); replay available via 800-770-2030 through May 1, 2026. A listen-only webcast will be available at www.oceanfirst.com - Investor Relations.
OceanFirst Financial (NASDAQ:OCFC) reported net income available to common stockholders of $13.1M (Q4 2025), or $0.23 diluted, down from $20.9M, and net income for year 2025 of $67.1M, or $1.17 diluted, down from $96.0M in 2024. Net interest income rose to $95.3M for the quarter and $360.2M for the year; net interest margin was 2.87% (quarter) and 2.90% (year). Loans grew by $474M (18% annualized) with $1.05B originations. Estimated CET1 capital ratio was 10.7%. Board declared quarterly dividend $0.20 payable Feb 13, 2026.
OceanFirst Financial Corp (NASDAQ:OCFC) will issue results for the quarter ended December 31, 2025 on January 22, 2026 after market close and will host a conference call at 11:00 a.m. ET on January 23, 2026 to discuss quarterly operating performance.
Dial-in details: 1-833-470-1428 (toll free) with access code 711318. A replay is available by dialing 1-866-813-9403 from one hour after the call until January 30, 2025 using access code 406472. The call is also listen-only via the company website investor relations page.
OceanFirst Bank is a $14.3 billion regional bank serving markets from Massachusetts to Virginia; investor inquiries directed to Alfred Goon, SVP Corporate Development and Investor Relations.
OceanFirst Financial (NASDAQ:OCFC) and Flushing Financial (NASDAQ:FFIC) agreed to an all-stock merger and a concurrent $225 million equity investment from Warburg Pincus, creating a combined bank with ~$23 billion in assets, ~$17 billion in loans and ~$18 billion in deposits across 71 branches.
The deal values Flushing at $579 million (based on OceanFirst's Dec 26, 2025 close of $19.76). OceanFirst will issue shares to Flushing (0.85x per Flushing share) and sell ~9.7M common shares plus non-voting common-equivalent and warrants to Warburg Pincus.
Projected 2027 metrics: EPS accretion ~16%, ROATCE ~13%, ROAA ~1.00%, and tangible book dilution ~6% earned back in ~3 years. Closing expected Q2 2026, subject to approvals.
OceanFirst Financial Corp (Nasdaq: OCFC) priced a public offering of $185.0 million aggregate principal amount of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035. Interest is 6.375% per annum through Nov 15, 2030, then resets to a floating rate expected to be 3-month Term SOFR + 307.5 bp from Feb 15, 2031. The Notes are intended to qualify as Tier 2 capital. The offering is expected to close on Oct 29, 2025, subject to customary conditions, with estimated net proceeds of approximately $181.9 million. The company intends to use proceeds to repay indebtedness, including redeeming its 5.25% subordinated notes due May 15, 2030, support subsidiary growth initiatives and for general corporate purposes.
OceanFirst Financial (NASDAQ:OCFC) reported Q3 2025 net income available to common stockholders of $17.3M ($0.30 diluted), down from $24.1M ($0.42) year-over-year and up from $16.2M ($0.28) sequentially. Nine-month net income was $54.0M ($0.94), down from $75.1M ($1.29) a year earlier. Key metrics: net interest income $90.7M, NIM 2.91%, total loans +$372.9M (14% annualized), total deposits $10.4B. The quarter included $4.1M restructuring charges for outsourcing residential loan originations and title, with ~$8M additional charges next quarter, an expected 11% workforce reduction and anticipated annual savings of $14M. The board declared a quarterly cash dividend of $0.20 per share payable November 14, 2025.