Welcome to our dedicated page for MoneyHero SEC filings (Ticker: MNYWW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MoneyHero Limited (MNYWW) files as a foreign private issuer with the U.S. Securities and Exchange Commission. The company has submitted current reports on Form 6-K under the Securities Exchange Act of 1934 and indicates that it files its annual reports on Form 20-F. These filings provide insight into the operations of a personal finance aggregation and comparison company active in Greater Southeast Asia.
In its filings, MoneyHero Limited identifies itself as operating online financial comparison platforms and related services for credit cards, personal loans, mortgages, insurance, and other financial products. The company describes generating revenue directly from financial product providers for placing their products on its platforms and for providing insurance brokerage, marketing, and events-related services. Filings can therefore shed light on how these activities are structured and reported.
On this page, users can access MoneyHero Limited’s SEC submissions, including current reports such as Form 6-K and annual disclosures on Form 20-F when available. These documents may include exhibits like press releases, as referenced in a Form 6-K that lists a press release as an exhibit. Such materials help explain developments in the company’s comparison platforms, geographic operations in Singapore, Hong Kong, Taiwan, Malaysia, and the Philippines, and its role as a foreign private issuer.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents. Users can review complex regulatory text, such as annual reports and current reports, alongside simplified explanations that focus on MoneyHero Limited’s business activities, geographic footprint, and relationships with financial product providers.
MoneyHero Limited operates tech- and AI‑driven personal finance comparison and digital insurance platforms across Singapore, Hong Kong, Taiwan and the Philippines under brands including MoneyHero, SingSaver, Money101, Moneymax, Seedly and Creatory. It earns mainly performance‑based fees for leads and approved applications on credit cards, loans and insurance.
For the year ended December 31, 2025, revenue was $73.4M, down from $79.5M in 2024, while loss for the year narrowed sharply to $5.2M from $37.8M. Adjusted EBITDA loss improved to $6.4M. Hong Kong and Singapore each contributed about 42% of 2025 revenue.
The group reported around 5.1 million Monthly Unique Users, 63.7 million traffic sessions and approximately 9.4 million registered members as of December 31, 2025, with most traffic and users coming from unpaid channels. Cash and cash equivalents were $31.2M at year‑end, versus $42.5M a year earlier, after negative operating cash flow.
MoneyHero Limited operates tech- and AI‑driven personal finance comparison and digital insurance platforms across Singapore, Hong Kong, Taiwan and the Philippines under brands including MoneyHero, SingSaver, Money101, Moneymax, Seedly and Creatory. It earns mainly performance‑based fees for leads and approved applications on credit cards, loans and insurance.
For the year ended December 31, 2025, revenue was $73.4M, down from $79.5M in 2024, while loss for the year narrowed sharply to $5.2M from $37.8M. Adjusted EBITDA loss improved to $6.4M. Hong Kong and Singapore each contributed about 42% of 2025 revenue.
The group reported around 5.1 million Monthly Unique Users, 63.7 million traffic sessions and approximately 9.4 million registered members as of December 31, 2025, with most traffic and users coming from unpaid channels. Cash and cash equivalents were $31.2M at year‑end, versus $42.5M a year earlier, after negative operating cash flow.
MoneyHero Limited reported its first profitable quarter as a listed company for Q4 2025, with net profit of US$0.5 million versus a net loss of US$(18.8) million a year earlier. Adjusted EBITDA turned positive at US$0.7 million, marking its first-ever Adjusted EBITDA gain since listing.
Q4 2025 revenue rose 27% year-over-year to US$20.0 million, led by Singapore at US$7.9 million (up 56%) and Hong Kong at US$9.4 million (up 27%). Higher-margin Insurance and Wealth products reached nearly 30% of Q4 revenue as the company shifted away from lower-margin verticals.
For full-year 2025, revenue declined 8% to US$73.4 million, but net loss narrowed 86% to US$(5.2) million and Adjusted EBITDA loss improved 73% to US$(6.4) million. Cost of revenue fell to 51% of revenue, while technology costs, advertising and marketing, and employee benefit expenses dropped sharply through vendor consolidation, restructuring, and expanding AI automation.
The company ended 2025 debt-free with net current assets of US$37.5 million and cash and cash equivalents of US$31.2 million. Its member base grew to 9.4 million, supported by AI initiatives such as automated customer service and new products like the Car Insurance SaverBot and Credit Hero Club.
MoneyHero Limited reported its first profitable quarter as a listed company for Q4 2025, with net profit of US$0.5 million versus a net loss of US$(18.8) million a year earlier. Adjusted EBITDA turned positive at US$0.7 million, marking its first-ever Adjusted EBITDA gain since listing.
Q4 2025 revenue rose 27% year-over-year to US$20.0 million, led by Singapore at US$7.9 million (up 56%) and Hong Kong at US$9.4 million (up 27%). Higher-margin Insurance and Wealth products reached nearly 30% of Q4 revenue as the company shifted away from lower-margin verticals.
For full-year 2025, revenue declined 8% to US$73.4 million, but net loss narrowed 86% to US$(5.2) million and Adjusted EBITDA loss improved 73% to US$(6.4) million. Cost of revenue fell to 51% of revenue, while technology costs, advertising and marketing, and employee benefit expenses dropped sharply through vendor consolidation, restructuring, and expanding AI automation.
The company ended 2025 debt-free with net current assets of US$37.5 million and cash and cash equivalents of US$31.2 million. Its member base grew to 9.4 million, supported by AI initiatives such as automated customer service and new products like the Car Insurance SaverBot and Credit Hero Club.
MoneyHero Ltd ownership disclosure: Jonathan Honig and the Elizabeth Honig TR FBO Elizabeth Honig Lifetime Trust UA July 9, 2013 report collective beneficial ownership of 2,941,000 Class A ordinary shares, representing 9.631% of the Class A shares. The filing states this percentage is based on 30,533,952 Class A Shares outstanding as of September 30, 2025 (Post-Effective Amendment 6 to Form F-1).
The statement allocates shared voting and dispositive power over the 2,941,000 shares to both reporting persons; each reports 0 sole voting and dispositive power. Jonathan Honig disclaims beneficial ownership of the 635,000 shares held by the trust while noting shared control with Elizabeth Honig.
MoneyHero Ltd ownership disclosure: Jonathan Honig and the Elizabeth Honig TR FBO Elizabeth Honig Lifetime Trust UA July 9, 2013 report collective beneficial ownership of 2,941,000 Class A ordinary shares, representing 9.631% of the Class A shares. The filing states this percentage is based on 30,533,952 Class A Shares outstanding as of September 30, 2025 (Post-Effective Amendment 6 to Form F-1).
The statement allocates shared voting and dispositive power over the 2,941,000 shares to both reporting persons; each reports 0 sole voting and dispositive power. Jonathan Honig disclaims beneficial ownership of the 635,000 shares held by the trust while noting shared control with Elizabeth Honig.
MoneyHero Limited will release its fourth quarter and full year 2025 results on April 30, 2026 before market opens. The company will host a conference call to discuss the results at 8:00 a.m. EDT, which is 8:00 p.m. Hong Kong/Singapore time, with access via webcast and audio registration links.
MoneyHero operates a tech- and AI-powered personal finance aggregation and comparison platform and digital insurance brokerage across Singapore, Hong Kong, Taiwan and the Philippines. As of September 30, 2025, it had over 260 commercial partner relationships and approximately 5.1 million Monthly Unique Users across its platform, highlighting the scale of its regional footprint.
MoneyHero Limited will release its fourth quarter and full year 2025 results on April 30, 2026 before market opens. The company will host a conference call to discuss the results at 8:00 a.m. EDT, which is 8:00 p.m. Hong Kong/Singapore time, with access via webcast and audio registration links.
MoneyHero operates a tech- and AI-powered personal finance aggregation and comparison platform and digital insurance brokerage across Singapore, Hong Kong, Taiwan and the Philippines. As of September 30, 2025, it had over 260 commercial partner relationships and approximately 5.1 million Monthly Unique Users across its platform, highlighting the scale of its regional footprint.
MoneyHero Limited has appointed Chief Financial Officer Danny Leung as Interim Chief Executive Officer, effective 2 April 2026 (Singapore time). He replaces Rohith Murthy, whose tenure as CEO has concluded, though Murthy will remain on the Board as a Director.
The Board has begun a comprehensive search for a permanent CEO and expressed confidence in the management team’s ability to execute during the transition. The company highlights Leung’s extensive financial background and familiarity with MoneyHero’s operations as key strengths for maintaining strategic continuity.
MoneyHero Limited has appointed Chief Financial Officer Danny Leung as Interim Chief Executive Officer, effective 2 April 2026 (Singapore time). He replaces Rohith Murthy, whose tenure as CEO has concluded, though Murthy will remain on the Board as a Director.
The Board has begun a comprehensive search for a permanent CEO and expressed confidence in the management team’s ability to execute during the transition. The company highlights Leung’s extensive financial background and familiarity with MoneyHero’s operations as key strengths for maintaining strategic continuity.
MoneyHero Ltd director Daniel Hua-chang Wang reported his initial ownership in a Form 3 filing. He holds 218,140 Class A Ordinary Shares, represented by fully vested restricted share units. Each RSU gives the right to receive one Class A ordinary share upon settlement.
MoneyHero Ltd director Daniel Hua-chang Wang reported his initial ownership in a Form 3 filing. He holds 218,140 Class A Ordinary Shares, represented by fully vested restricted share units. Each RSU gives the right to receive one Class A ordinary share upon settlement.
MoneyHero Ltd Chief Financial Officer Leung Ka Yip Danny filed an initial ownership report showing beneficial ownership of 35,281 Class A ordinary shares in the form of restricted share units (RSUs). One-third of these RSUs is already vested, and the remaining awards will vest in equal installments on December 9, 2026 and December 9, 2027, contingent on his continued service with the company.
MoneyHero Ltd Chief Financial Officer Leung Ka Yip Danny filed an initial ownership report showing beneficial ownership of 35,281 Class A ordinary shares in the form of restricted share units (RSUs). One-third of these RSUs is already vested, and the remaining awards will vest in equal installments on December 9, 2026 and December 9, 2027, contingent on his continued service with the company.
MoneyHero Ltd director Fong Yan Kit Derek has filed an initial ownership report showing he holds 218,140 Class A Ordinary Shares in the form of fully vested restricted share units. Each restricted share unit represents the right to receive one Class A ordinary share upon settlement.
MoneyHero Ltd director Fong Yan Kit Derek has filed an initial ownership report showing he holds 218,140 Class A Ordinary Shares in the form of fully vested restricted share units. Each restricted share unit represents the right to receive one Class A ordinary share upon settlement.
MoneyHero Ltd director Pai Wallace Nung has filed an initial ownership report showing a substantial equity stake tied to the company’s Class A Ordinary Shares. The filing lists beneficial ownership of 120,502 Class A Ordinary Shares in the form of restricted share units (RSUs) that are fully vested.
Each RSU represents a contingent right to receive one Class A Ordinary Share upon settlement, so the value is realized when the units are settled into shares. The report does not indicate any recent share purchases or sales, focusing instead on disclosing this existing equity-based position.
MoneyHero Ltd director Pai Wallace Nung has filed an initial ownership report showing a substantial equity stake tied to the company’s Class A Ordinary Shares. The filing lists beneficial ownership of 120,502 Class A Ordinary Shares in the form of restricted share units (RSUs) that are fully vested.
Each RSU represents a contingent right to receive one Class A Ordinary Share upon settlement, so the value is realized when the units are settled into shares. The report does not indicate any recent share purchases or sales, focusing instead on disclosing this existing equity-based position.
MoneyHero Ltd director Syz Marc Oliver Christopher filed an initial ownership report showing he holds 227,150 Class A ordinary shares. This total includes 218,140 fully vested restricted share units, each representing the right to receive one Class A ordinary share upon settlement.
MoneyHero Ltd director Syz Marc Oliver Christopher filed an initial ownership report showing he holds 227,150 Class A ordinary shares. This total includes 218,140 fully vested restricted share units, each representing the right to receive one Class A ordinary share upon settlement.