FTHM insider moves 35,000 shares; 1,547,964 held directly post-trade

Rhea-AI Filing Summary

Fathom Holdings (FTHM) CEO and director filed a Form 4 reporting a disposition of 35,000 shares of common stock at $0 under transaction code G on 10/28/2025.

Following the transaction, the reporting person beneficially owns 1,547,964 shares directly, plus 5,056 shares held indirectly by spouse and 150,000 shares held indirectly by the Fregenal 2020 Irrevocable Trust. The filing notes 200,000 restricted shares that vest on the first, second, and third anniversaries of the 11/15/2024 grant date.

Derivative holdings include performance rights for 200,000 shares expiring 08/20/2028 and 50,000 shares expiring 11/15/2034. Each performance right converts into one share if Fathom’s stock reaches a specified price for a specified time.

Insider Trade Summary

35,000 shares gifted

Mixed 5 txns

Insider Fregenal Marco

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Gift	Common Stock	35,000	$0.00	--
holding	Performance Rights	--	--	--
holding	Performance Rights	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 1,547,964 shares (Direct); Performance Rights — 200,000 shares (Direct); Common Stock — 5,056 shares (Indirect, By: Wife)

Footnotes (1)

1. Of these shares, 200,000 are restricted and vest on the first, second and third anniversary of the grant date, November 15, 2024. These shares are held by a trust for the benefit of the reporting person's children. The reporting person's spouse is trustee of the trust. The reporting person disclaims beneficial ownership of these securities, and the filing of this report is not an admission that the reporting person is the beneficial owner of these securities for purposes of Section 16 or for any other purpose. Each performance right represents a contingent right to receive one share of Fathom Holdings Inc. common stock. The performance rights vest upon Fathom's common stock achieving a specified price per share for a specified time.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fregenal Marco

(Last) (First) (Middle)

C/O FATHOM HOLDINGS INC.

2000 REGENCY PARKWAY DRIVE, SUITE 300

(Street)

CARY NC 27518

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Fathom Holdings Inc. [ FTHM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
10/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/28/2025		G		35,000	D	$0	1,547,964	D(1)
Common Stock								5,056	I	By: Wife
Common Stock								150,000	I(2)	By: Fregenal 2020 Irrevocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Rights	(3)							(3)	08/20/2028	Common Stock	200,000		200,000	D
Performance Rights	(3)							(3)	11/15/2034	Common Stock	50,000		50,000	D

Explanation of Responses:

1. Of these shares, 200,000 are restricted and vest on the first, second and third anniversary of the grant date, November 15, 2024.

2. These shares are held by a trust for the benefit of the reporting person's children. The reporting person's spouse is trustee of the trust. The reporting person disclaims beneficial ownership of these securities, and the filing of this report is not an admission that the reporting person is the beneficial owner of these securities for purposes of Section 16 or for any other purpose.

3. Each performance right represents a contingent right to receive one share of Fathom Holdings Inc. common stock. The performance rights vest upon Fathom's common stock achieving a specified price per share for a specified time.

	/s/ Donald R. Reynolds, by Power of Attorney	10/30/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Fathom Holdings (FTHM) report on Form 4?

A disposition of 35,000 common shares at $0 under code G on 10/28/2025.

How many FTHM shares does the reporting person own after the transaction?

Beneficial ownership is 1,547,964 shares directly, plus 5,056 via spouse and 150,000 via a trust.

What restricted stock vesting schedule is disclosed for FTHM?

200,000 restricted shares vest on the first, second, and third anniversaries of the 11/15/2024 grant date.

What derivative securities are reported for FTHM?

Performance rights for 200,000 shares expiring 08/20/2028 and 50,000 shares expiring 11/15/2034.

What triggers vesting of the performance rights?

Each performance right converts into one share if the stock reaches a specified price for a specified time.

What roles does the reporting person hold at Fathom (FTHM)?

The reporting person is a Director and Chief Executive Officer.