Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page compiles U.S. Securities and Exchange Commission filings for First Financial Bankshares, Inc. (NASDAQ: FFIN), a financial holding company headquartered in Abilene, Texas. Through its subsidiary, First Financial Bank, the company operates community banking regions across Texas and reports its financial and corporate information to the SEC in a variety of forms.
Investors can use this filings stream to review earnings releases furnished on Form 8-K under Item 2.02, which summarize quarterly results of operations and financial condition. These filings provide detail on net interest income, noninterest income, provisions for credit losses, noninterest expenses, loan and deposit levels, trust fee income, mortgage income, nonperforming assets, classified loans, and performance ratios such as net interest margin, efficiency ratio, return on average assets, and return on average equity.
First Financial Bankshares also files Form 8-K reports on material events such as the renewal of its stock repurchase plan and changes to its revolving line of credit. For example, one 8-K describes the renewal of a plan authorizing repurchases of up to 5 million common shares, while another details a renewed unsecured revolving line of credit with Frost Bank, including financial covenants related to capital, profitability, loan loss reserves, nonperforming assets, and debt service coverage, as well as operational covenants that limit dividend payout ratios, additional indebtedness, and asset disposals outside the ordinary course of business.
Over time, users can also expect to find the company’s annual reports on Form 10-K, quarterly reports on Form 10-Q, and any proxy statements and other disclosures that address topics such as risk factors, capital management, corporate governance, and executive compensation. Insider transaction reports on Form 4, when filed, provide visibility into purchases and sales of FFIN shares by directors and officers.
Stock Titan’s platform surfaces these filings as they are made available on EDGAR and pairs them with AI-powered summaries that explain the key points, highlight notable changes from prior periods, and help clarify complex sections. This allows users to quickly understand how First Financial Bankshares’ regulatory disclosures address its community banking operations in Texas, loan portfolio composition, capital and liquidity arrangements, stock repurchase activity, and other material corporate developments.
Zoth Lota S. reported acquisition or exercise transactions in this Form 4 filing.
FIRST FINANCIAL BANKSHARES INC director Lota S. Zoth received a restricted stock grant of 2,142 shares of Common Stock as compensation. The award was recorded at no cash purchase price and increases her direct holdings to 2,142 shares following the transaction.
The filing notes that this restricted stock grant will vest in a single installment on April 27, 2027, meaning the shares are subject to continued service or other vesting conditions until that date.
FIRST FINANCIAL BANKSHARES INC director Lota S. Zoth filed a Form 3 insider ownership report for the company’s Common Stock. The filing shows total common shares owned following the reported holdings were 0 shares as of 2026-04-28, indicating no reportable position in this security at that time.
First Financial Bankshares, Inc. reported higher profitability for the three months ended March 31, 2026, with net earnings of $71,543 thousand, up from $61,346 thousand a year earlier. Basic and diluted net earnings per share were $0.50, compared with $0.43 in the prior-year quarter.
Net interest income rose to $134,791 thousand as total interest income increased while interest expense was essentially flat. The provision for credit losses was $2,291 thousand, slightly lower than the prior year, and the allowance for credit losses on loans totaled $107,918 thousand. Noninterest income was $32,096 thousand, helped by higher trust fees and mortgage-related gains, while noninterest expense increased to $76,768 thousand, mainly from higher compensation and software costs.
Total assets were $15,387,645 thousand at March 31, 2026, with loans held-for-investment of $8,285,120 thousand and deposits of $13,245,237 thousand. Comprehensive earnings were reduced by a $25,462-thousand unrealized loss on available-for-sale securities before tax, leading to comprehensive earnings of $51,428 thousand.
First Financial Bankshares, Inc. held its Annual Shareholder Meeting in Abilene, Texas on April 28, 2026. Executive Chairman F. Scott Dueser and President and Chief Executive Officer David Bailey presented to shareholders and guests.
The slide presentation used at the meeting is provided as Exhibit 99.1 to this report.
Poutra Blake Matthew reported acquisition or exercise transactions in this Form 4 filing.
FIRST FINANCIAL BANKSHARES INC director Blake Matthew Poutra received a grant of 2,142 shares of restricted common stock at no purchase price. These shares vest in a single installment on April 27, 2027, and his directly held stake increases to 13,420 common shares after the award.
Nickles Robert Clark Jr reported acquisition or exercise transactions in this Form 4 filing.
FIRST FINANCIAL BANKSHARES INC director Robert Clark Nickles Jr reported a compensation-related stock grant and updated his holdings. He received a restricted stock grant of 2,142 shares of Common Stock, which vests in a single installment on April 27, 2027.
After this award, he directly owns 15,851 shares of Common Stock. The filing also reports indirect ownership of 96,960 shares held by a limited liability corporation in which he and his spouse are equal beneficial owners. This Form 4 reflects routine equity compensation and updated ownership, not open-market buying or selling.
MATTHEWS KADE reported acquisition or exercise transactions in this Form 4 filing.
FIRST FINANCIAL BANKSHARES INC director Kade Matthews received a new stock grant. He was awarded 2,142 shares of common stock as a restricted stock grant at no cash cost per share. After this award, his directly owned common stock position is 19,877 shares.
The restricted stock grant vests in a single installment on April 27, 2027. The filing also lists large indirect holdings, including 560,000 shares held by a trust and 355,371 shares each held by a spouse GRAT and a GRAT, plus shares held by a foundation where he serves as president and director, for which he disclaims beneficial ownership.
Braun Vianei Lopez reported acquisition or exercise transactions in this Form 4 filing.
FIRST FINANCIAL BANKSHARES INC director Braun Vianei Lopez received a grant of 2,142 shares of Common Stock as equity compensation. The shares were awarded at $0.00 per share and are structured as restricted stock that vests in a single installment on April 27, 2027. Following this grant, Lopez directly holds 14,759 shares of the company’s common stock.
Lancaster Ivan Tim reported acquisition or exercise transactions in this Form 4 filing.
FIRST FINANCIAL BANKSHARES INC director Ivan Tim Lancaster received a restricted stock grant of 2,142 shares of Common Stock as compensation. The award carries a grant price of $0.00 per share and is structured as equity rather than cash pay.
The restricted stock vests in a single installment on April 27, 2027, meaning the director must remain in service until that date to fully receive the shares. After this grant, Lancaster directly holds a total of 41,799 shares of the company’s common stock.
JONES ELI reported acquisition or exercise transactions in this Form 4 filing.
FIRST FINANCIAL BANKSHARES INC director Eli Jones received a grant of 2,142 shares of Common Stock as a restricted stock award. The grant was made at no cash cost per share and increases his directly held position to 11,524 shares. The restricted stock vests in a single installment on April 27, 2027.