Welcome to our dedicated page for First Financial Bancorp SEC filings (Ticker: FFBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Financial Bancorp (FFBC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. First Financial Bancorp is a Cincinnati, Ohio-based bank holding company for First Financial Bank, and its filings give detailed insight into its commercial banking, retail banking, commercial finance and wealth management activities.
Through this page, readers can review current reports on Form 8-K, where the company reports material events such as earnings releases, acquisitions, capital offerings and regulatory approvals. Recent 8-K filings describe the Stock Purchase Agreement and completion of the acquisition of Westfield Bancorp, Inc. and Westfield Bank, FSB, the Agreement and Plan of Merger with BankFinancial Corporation, and regulatory approvals for the merger of BankFinancial, National Association into First Financial Bank. Other 8-Ks detail the pricing and issuance of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035, including terms of the notes, use of proceeds and related underwriting agreements.
Investors can also use this page to locate periodic reports such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which the company references in its news releases and forward-looking statements. These filings typically contain comprehensive information on loan and deposit portfolios, capital structure, risk factors, regulatory capital standards and segment performance across Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management.
The filings page further surfaces information about unregistered sales of equity securities related to acquisitions, such as shares issued in connection with the Westfield Bancorp transaction, as disclosed under Item 3.02 of certain 8-K reports. It also includes Regulation FD disclosures and investor presentations that management intends to use in meetings with investors and analysts.
Stock Titan enhances these documents with AI-powered summaries that explain the key points of lengthy filings, helping readers understand complex topics such as subordinated note terms, merger agreements, regulatory conditions and capital planning. Real-time updates from EDGAR, combined with simplified explanations of 10-Ks, 10-Qs and 8-Ks, allow users to track how First Financial Bancorp reports its financial condition, strategic transactions and regulatory events over time.
First Financial Bancorp (FFBC) Form 4 highlights:
- Director Andre T. Porter purchased 412 common shares on 06/30/2025 at $24.26 per share.
- The acquisition increases his direct holdings to 14,999 shares.
- No derivative securities were involved and the filing does not reference a Rule 10b5-1 trading plan.
- At roughly $10,000 in value, the trade is modest relative to FFBC’s market capitalization and average daily trading volume, so immediate market impact is likely limited.
- Nonetheless, insider buying—even in small amounts—can be interpreted as a vote of confidence in future performance.
Filing type: Form 144 – Notice of Proposed Sale of Securities under Rule 144.
Issuer: First Financial Bancorp (FFBC). Seller: Cynthia Booth.
Proposed transaction: Up to 5,145 shares of FFBC common stock are slated for sale through Merrill (8890 Lyra Dr, Columbus, OH) on or about 30 June 2025. The filing assigns an aggregate market value of $125,741.63 to the block.
Capitalization context: With 95,736,156 shares outstanding, the planned sale represents roughly 0.005% of total shares—an immaterial stake from a dilution standpoint.
Recent insider activity: Booth has already disposed of 18,609 shares on 30 Apr 2025 and 8,210 shares on 20 Jun 2025, generating gross proceeds of approximately $852,708.26 during the last three months.
Investor takeaway: The filing signals continued insider selling trend but involves a small percentage of outstanding equity and contains no operating or earnings data. Market impact is therefore expected to be limited, though persistent disposals may influence sentiment.
First Financial Bancorp. (NASDAQ: FFBC) filed an 8-K announcing a definitive Stock Purchase Agreement signed on 23 June 2025 to acquire 100% of Westfield Bancorp, Inc., the parent of Westfield Bank, FSB. The total purchase price is US $325 million, comprised of (i) US $260 million in cash and (ii) 2,753,094 newly-issued FFBC common shares valued at US $65 million based on the 10-day VWAP immediately prior to signing. The seller is Ohio Farmers Insurance Company, which currently owns all of Westfield Bancorp’s outstanding equity.
Key contractual terms
- Customary representations, warranties and covenants by both parties, including pre-closing operating covenants requiring Westfield Bancorp to conduct business in the ordinary course and restricting specified actions without FFBC consent.
- FFBC will maintain directors’ & officers’ liability insurance for Westfield Bancorp and Westfield Bank directors/officers for six years post-closing and will indemnify them for liabilities arising from pre-closing service.
- Closing conditions include receipt of all required regulatory approvals, accuracy of representations, and material compliance with covenants. Closing is expected in Q4 2025.
- Termination rights allow either party to walk away after one year (extendable three months for pending regulatory approvals) if closing conditions are unsatisfied, or upon material uncured breach, adverse governmental orders, or denial of approvals.
- At closing, the Seller will receive customary registration rights permitting resale of all stock consideration under an automatic shelf registration statement on Form S-3.
Securities issuance & exemption
The 2.75 million FFBC shares will be issued to an accredited investor under Section 4(a)(2) and/or Rule 506 of Regulation D, qualifying as an unregistered private placement.
Investor communication
FFBC simultaneously released a press release (Ex. 99.1) and investor presentation (Ex. 99.2). Management cautions that forward-looking statements are subject to risks such as the ability to secure approvals and consummate the deal; the company disclaims any duty to update such statements.
Form 144 Notice of Proposed Sale filed for First Financial Bancorp (NASDAQ: FFBC) indicates an insider's intention to sell 8,210 shares of common stock with an aggregate market value of $191,498. The sale is planned for execution on June 20, 2025, through Merrill Lynch.
The securities to be sold were acquired through multiple restricted stock vest transactions between 2014 and 2024. The largest single vest was 3,148 shares acquired on May 28, 2017. The filing also discloses a previous sale by the same insider (Cynthia Booth) of 18,609 shares for gross proceeds of $426,354 on April 30, 2025.
The total outstanding shares of First Financial Bancorp amount to 95,736,156. The seller has certified no knowledge of undisclosed material adverse information regarding the company's operations.