Welcome to our dedicated page for First Financial Bancorp SEC filings (Ticker: FFBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Financial Bancorp (FFBC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. First Financial Bancorp is a Cincinnati, Ohio-based bank holding company for First Financial Bank, and its filings give detailed insight into its commercial banking, retail banking, commercial finance and wealth management activities.
Through this page, readers can review current reports on Form 8-K, where the company reports material events such as earnings releases, acquisitions, capital offerings and regulatory approvals. Recent 8-K filings describe the Stock Purchase Agreement and completion of the acquisition of Westfield Bancorp, Inc. and Westfield Bank, FSB, the Agreement and Plan of Merger with BankFinancial Corporation, and regulatory approvals for the merger of BankFinancial, National Association into First Financial Bank. Other 8-Ks detail the pricing and issuance of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035, including terms of the notes, use of proceeds and related underwriting agreements.
Investors can also use this page to locate periodic reports such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which the company references in its news releases and forward-looking statements. These filings typically contain comprehensive information on loan and deposit portfolios, capital structure, risk factors, regulatory capital standards and segment performance across Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management.
The filings page further surfaces information about unregistered sales of equity securities related to acquisitions, such as shares issued in connection with the Westfield Bancorp transaction, as disclosed under Item 3.02 of certain 8-K reports. It also includes Regulation FD disclosures and investor presentations that management intends to use in meetings with investors and analysts.
Stock Titan enhances these documents with AI-powered summaries that explain the key points of lengthy filings, helping readers understand complex topics such as subordinated note terms, merger agreements, regulatory conditions and capital planning. Real-time updates from EDGAR, combined with simplified explanations of 10-Ks, 10-Qs and 8-Ks, allow users to track how First Financial Bancorp reports its financial condition, strategic transactions and regulatory events over time.
First Financial Bancorp. and BankFinancial Corporation have entered into a merger agreement dated August 11, 2025 under which BankFinancial will merge into First Financial in an all-stock transaction. Each outstanding share of BankFinancial common stock will be converted into 0.480 of a First Financial common share. Based on First Financial's closing price on August 11, 2025, the exchange ratio represented approximately $11.34 per BankFinancial share and aggregate merger consideration of approximately $141.3 million. The BankFinancial board unanimously recommends the merger. Closing is subject to BankFinancial stockholder approval, required regulatory approvals, listing authorization for the issued First Financial shares, receipt of legal tax opinions, and other customary closing conditions. The merger will result in BankFinancial delisting and deregistration and the bank-level merger of BankFinancial NA into First Financial Bank. The proxy statement discloses a $5.0 million termination fee and notes a pending separate $325.0 million acquisition of Westfield by First Financial.
Thomas Murray O'Brien, a director of First Financial Bancorp (FFBC), reported a sale of Common Stock on 08/22/2025. The filing shows 7,383 shares sold at a price of $26.54 per share. The report lists 46,480 shares beneficially owned indirectly through a revocable trust and 2,957 shares beneficially owned directly.
The Form 4 was executed via power of attorney by Maria Hinkel on 08/25/2025. This filing documents a routine insider sale by a director and provides the specific transaction date, price and post-transaction holdings reported in the form.
Form 144 filed for First Financial Bancorp (FFBC) discloses a proposed sale of 7,383 common shares through The Charles Schwab Corporation with an aggregate market value of $195,328.34. The filing lists 95,753,956 shares outstanding and an approximate sale date of 08/22/2025 on NASDAQ. The shares were acquired as restricted stock units: 713 on 12/31/2020, 3,522 on 05/23/2024, and 3,148 on 05/28/2025. The filer reports no securities sold in the past three months. Relationship to the issuer and the filer CIK/CCC details are not shown in the provided content.
First Financial Bancorp filed a Current Report announcing that an investor presentation is attached as Exhibit 99.1 and that its executive officers intend to use the materials, in whole or in part, in meetings with investors and analysts. The company explicitly states the presentation is furnished for informational purposes and is not intended to be treated as "filed" under the Securities Exchange Act or incorporated by reference into Securities Act filings. The report also lists an Inline XBRL cover page interactive data file as Exhibit 104.
Archie M. Brown, President & CEO and a director of First Financial Bancorp (FFBC), reported an insider sale on 08/14/2025. He disposed of 12,500 shares of common stock at $24.79 per share, leaving 240,891 shares held directly and 50,595 shares held indirectly through a 401(k). The Form 4 was signed by POA on 08/15/2025.
First Financial Bancorp (FFBC) and BankFinancial Corporation have entered into a merger agreement under which BankFinancial will merge into First Financial and BankFinancials national bank will merge into First Financials bank, with First Financial surviving. The boards of both companies approved the transaction and the companies expect the deal to close in the fourth quarter of 2025, subject to customary closing conditions, regulatory approvals and BankFinancials stockholder vote.
The Merger consideration is an all-stock exchange in which each outstanding share of BankFinancial common stock will be converted into the right to receive 0.480 shares of First Financial common stock. The agreement includes a $5.0 million termination fee payable by Seller in certain circumstances, customary representations, covenants and indemnities, and a commitment by First Financial to maintain directors and officers liability insurance for six years for Sellers directors and officers. Closing conditions include NASDAQ listing authorization, effectiveness of a Form S-4 registration statement and regulatory approvals from the Federal Reserve, OCC and the Ohio Department of Commerce.
State Street Corporation reports beneficial ownership of 4,496,124 shares of First Financial Bancorp common stock, representing 4.7% of the outstanding class. The filing shows no sole voting or dispositive power and discloses shared voting power over 640,121 shares and shared dispositive power over 4,496,124 shares.
The statement identifies multiple State Street affiliates acting in investment-adviser capacities, including SSGA Funds Management and several State Street Global Advisors entities. A certification states the securities are held in the ordinary course of business and not for the purpose of changing or influencing control. The reporting person is classified as HC (holding company).