FirstCash Holdings, Inc. filings document an operating company built around pawn-store segments in the U.S., Latin America and the U.K., together with a U.S. retail point-of-sale payment solutions segment operated through American First Finance. The record includes 8-K reports for operating results, dividends, investor presentations, material agreements and capital-structure actions.
Recent filings also describe unsecured senior notes issued by FirstCash, Inc. and guaranteed by FirstCash and certain domestic subsidiaries, alongside credit-facility references and existing senior unsecured notes. Proxy materials cover director elections, auditor ratification, executive compensation votes, governance proposals and shareholder voting procedures, while risk disclosures address the company's consumer-finance and international pawn operations.
FirstCash Holdings furnished an investor presentation highlighting strong trailing twelve‑month results and recent capital actions. As of March 31, 2026, revenue was $3.9 billion, GAAP net income was $354 million, adjusted net income was $416 million, and adjusted EBITDA reached $746 million. GAAP net income, GAAP EPS, adjusted EPS and adjusted EBITDA were all up around 29–30% versus the prior year.
The company operates more than 3,300 pawn locations across the U.S., Latin America and the U.K., with pawn operations contributing about 90% of 2026 forecast segment earnings. On May 1, 2026, it completed a $750 million private offering of senior notes due 2034, carrying a 6.125% coupon, using proceeds to repay existing credit facilities and H&T debt while keeping leverage roughly neutral and extending average debt maturity to six years.
FirstCash also emphasized its sizable real estate portfolio, with about $643 million of U.S. store and headquarters properties at cost, and ongoing shareholder returns through dividends and share repurchases supported by adjusted free cash flow of about $267 million over the trailing year.
FirstCash Holdings, Inc. director Paula K. Garrett reported an open-market sale of 1,500 shares of Common Stock. The shares were sold at a price of $217.40 per share. Following this transaction, Garrett directly holds 6,564 shares of FirstCash common stock.
FirstCash Holdings, Inc. has closed a private offering of $750,000,000 in 6.125% senior notes due May 1, 2034, issued through its wholly owned subsidiary FirstCash, Inc. The notes are unsecured senior obligations and are guaranteed by the parent company and its domestic subsidiaries that already guarantee its revolving unsecured credit facility and existing senior unsecured notes.
The notes were sold in a Rule 144A/Regulation S private placement and carry interest at 6.125% from May 1, 2026, payable semi-annually on May 1 and November 1, starting November 1, 2026. The indenture allows optional redemptions, including equity-funded redemptions of up to 40% of the notes before May 1, 2029, and standard call options thereafter at specified prices. If certain asset sales or change in control transactions occur, the issuer must offer to repurchase the notes. The indenture also includes restrictive covenants on additional debt, dividends, stock repurchases, investments, liens, asset sales, mergers, and affiliate transactions, along with customary events of default such as missed payments and bankruptcy events.
FirstCash Holdings, Inc. announced that its wholly owned subsidiary, FirstCash, Inc., has upsized and priced a private offering of $750,000,000 in aggregate principal amount of senior notes due 2034.
The notes bear interest at 6.125% per year, payable semi-annually on May 1 and November 1, beginning November 1, 2026. They are unsecured senior obligations of the issuer and will be guaranteed by FirstCash and certain domestic subsidiaries. Closing is expected on May 1, 2026, subject to customary conditions.
FirstCash intends to use the net proceeds to repay existing indebtedness, provide additional liquidity to fund future growth, and for general corporate purposes. The notes are being sold in a private placement to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S.
FirstCash Holdings, Inc. is asking stockholders to vote at its June 9, 2026 Annual Meeting on electing three directors, ratifying RSM US LLP as auditor, approving executive pay on an advisory basis, and approving reincorporation from Delaware to Texas by conversion.
Stockholders of record on April 13, 2026, when 43,836,687 common shares were outstanding, may vote by internet, phone, mail or in person. Most director and compensation items require a majority of shares present, while the Texas reincorporation requires a majority of all shares outstanding.
The proxy details board structure, committee independence, director and executive compensation, stock ownership guidelines, and risk oversight, including cybersecurity. It also highlights 2025 financial performance, with revenue of about $3.66 billion, net income of $330.4 million, and adjusted diluted EPS of $8.76, which drove maximum payouts on key incentive metrics.
FirstCash Holdings, Inc. announced that its wholly owned subsidiary, FirstCash, Inc., has commenced a private placement of $600,000,000 in aggregate principal amount of unsecured senior notes due 2034. The notes will be guaranteed by FirstCash and certain domestic subsidiaries that guarantee its existing unsecured debt.
The company intends to use the net proceeds to repay a portion of outstanding borrowings under its credit facilities and to provide additional liquidity to fund future growth, after fees and expenses. The notes will be offered only to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S.
FirstCash Holdings, Inc. is soliciting proxies for its 2026 Annual Meeting on June 9, 2026 to (i) elect three directors to three-year terms, (ii) ratify RSM US LLP as independent auditors, (iii) provide an advisory vote on named executive officer compensation, and (iv) approve reincorporation to the State of Texas by conversion. The record date for voting is April 13, 2026 and there were 43,836,687 shares of Common Stock issued and outstanding as of that date. The proxy summarizes governance matters, committee composition, director compensation, executive officer biographies, stock ownership tables, and key 2025 financial results including Revenue $3,661,043 and Net income $330,375 as presented in the 2025 financial review.
FirstCash Holdings furnished an April 2026 investor presentation outlining strong pawn-led growth. Trailing twelve-month revenue as of March 31, 2026 was $3.9 billion, with GAAP net income of $354 million and adjusted net income of $416 million.
GAAP EPS rose 30% year over year, adjusted EPS also increased 30%, and adjusted EBITDA grew 29%, reaching $746 million. Pawn operations are forecast to contribute about 90% of 2026 segment earnings, supported by more than 3,300 pawn locations across the U.S., Latin America and the U.K.
The company highlights its August 2025 H&T acquisition in the U.K., which generated Q1 2026 revenue of $102 million and segment pre-tax income of $39 million, with expected 2026 segment income of $125–$135 million. Since 2016, FirstCash has deployed $4.3 billion across acquisitions, new stores, real estate, share repurchases and dividends.
FirstCash Holdings, Inc. reported solid growth for the quarter ended March 31, 2026. Total revenue was $1,051,651 thousand, up from $836,423 thousand a year earlier, driven by stronger pawn operations, higher scrap jewelry sales and contributions from the U.K. pawn acquisition.
Net income rose to $107,702 thousand from $83,591 thousand, with diluted EPS increasing to $2.43 from $1.87. Pawn loans expanded across the U.S. and Latin America, while the retail POS payment solutions business saw stable volumes but higher loss provisions. Long-term debt increased to $2,254,120 thousand, and the consolidated total debt ratio was 2.6 to 1, within note covenant thresholds.
The company continued returning capital through a quarterly dividend of $0.42 per share and repurchased 261,000 shares for $50,000 thousand, while also investing in store real estate and integrating the H&T Group U.K. acquisition.